Optimal Life and Health

Final expense insurance helps ensure that your loved ones
are financially prepared for covering your end-of-life and
funeral expenses. Message me to learn more!

“It’s hard to beat a person who never gives up.” —Babe Ruth

A Flexible Spending Account (FSA, also called a “flexible spending arrangement”) is a special account you put money into that you use to pay for certain out-of-pocket health care costs. You don't pay taxes on this money. This means you'll save an amount equal to the taxes you would have paid on the money you set aside.

Are you ready for some powerful affirmations to begin the month of May? These will get you off to a great start 🗣️

25 Powerful Affirmations for May 2024 | Bob Baker Inspiration Update 25 Powerful Affirmations for May 2024 - Bob Baker Inspiration. These channeled affirmations were inspired by themes that came to me while in a meditative sta...

Calling all residents of
GEORGIA
FLORIDA
INDIANA
KANSAS
MICHIGAN
MISSOURI
NORTH CAROLINA
OHIO
TENNESSEE
TEXAS 📢
Are you looking for expert guidance to secure your financial future? Look no further! I'm licensed to assist individuals and families in YOUR STATE with their financial needs. Whether you're planning for retirement, protecting your loved ones future when you are no longer in it, or making sure your bills are paid if you are suddenly diagnosed with cancer or some other critical illness, I'm here to support you every step of the way. Let's start building a brighter financial future together! 💼 "

"Hey there GA friends! 👋 Exciting news! I'm thrilled to announce that I'm now fully licensed to provide top-notch financial services right here in the Peach State! 💼💡 Whether you're looking to secure your future, protect your loved ones, or plan for big milestones, I've got you covered. Let's work together to safeguard what matters most. Reach out today and let's start building your financial peace of mind! "

Things we don’t like to talk about but must.
What do you have in place to protect your finances if you’re diagnosed with cancer, heart attack or stroke? Would you lose your house? Your car? Because you had to be off work for months for treatments and recovery? 🤔 something to think about huh?

https://youtube.com/shorts/-Vs05TPoios?si=YZQYFT69tyuXYAJ0

In loving memory of my friend, Mandisa

Don’t be intimidated by it all!

A Medicare Special Needs Plan is a Medicare Advantage plan that include all Medicare Part A, Part B and Part D benefits and may include additional benefits, such as support for a chronic condition or services that may be helpful to someone who has both Medicare and Medicaid.

What’s on my mind is YOUR PEACE OF MIND!

I know from experience that your sleep is so much sweeter knowing that if you don’t rise and shine in the morning, your family won’t have to create a gofundme that may or may not raise a sufficient amount of money to bury you.

We offer Life, Health and Medicare Insurance through a wide range of carriers. We can determine, based on what’s important to you, which carrier is the most suitable fit for you.

Health & Wellness Expo Health screenings, immunizations, alternative medicines, food truck,

Not Your Average Health Fair Get ready for a health fair like no other - we're bringing you FREE healthy fun activities, and tons of surprises!

Men's Health and Empowerment Program at Cascade United Methodist Church Join us for a day of seminars and health screenings to learn how you can be the healthiest you

Original Medicare is a fee-for-service health plan that has two parts: Part A (Hospital Insurance) and Part B (Medical Insurance). After you pay a deductible, Medicare pays its share of the Medicare-approved amount, and you pay your share (coinsurance and deductibles).

With Health Insurance, cost sharing is the share of costs covered by your insurance that you pay out of your own pocket. This term generally includes deductibles, coinsurance, and copayments, or similar charges, but it doesn't include premiums, balance billing amounts for non-network providers, or the cost of non-covered services. Cost sharing in Medicaid and CHIP also includes premiums.

The most difficult thing is the decision to act, the rest is merely tenacity. –Amelia Earhart

We want to be your trusted source for insurance coverage.

Getting “Prior Authorization” means getting approval from a health plan that may be required before you get a service or fill a prescription in order for the service or prescription to be covered by your plan.

DAS BBQ - Atlanta provided the perfect backdrop to a Cigna lock in and win hosted by Broker Manager Skip Jackson ! The presentation by him and guest CenterWell managers was phenomenal, the food was delicious and the weather was very cooperative ☀️

if you're 65 or older, still working, and have employer coverage, you may not need to sign up for Medicare Part B until you retire? Answer a few questions at https://go.medicare.gov/3xhgbCj to find out when you should sign up for Medicare.

Certain life events, like losing health coverage, moving, getting married, having a baby, or adopting a child, may qualify you for a Marketplace Special Enrollment Period. Avoid a gap in your health coverage — see if you qualify today: https://www.healthcare.gov/screener/

Preventive care is the best way to ensure you stay healthy and happy. All Marketplace plans cover preventive care services, including screenings for blood pressure, depression, diabetes, and more. Learn about how to use your coverage to stay healthy: https://www.healthcare.gov/preventive-care-adults/

While you can use the funds in an HSA at any time to pay for qualified medical expenses, you may contribute to an HSA only if you have a High Deductible Health Plan (HDHP) — generally a health plan (including a Marketplace plan) that only covers preventive services before the deductible.

Turning 65 soon? It can be very overwhelming, I KNOW!
Not sure who to trust? I KNOW!!
As an independent agent, I don't work for one insurance company, I work to make sure YOUR needs are addressed! You can TRUST ME to answer your questions and enroll you in a plan that meets YOUR needs.
I work with all major carriers in the State of Georgia and additional states as well.

Term life insurance is a low-cost way of providing maximum coverage for your family. Protection is provided for a limited number of years. The insurance expires without value if the insured lives beyond the policy period, usually 5 to 30 years.

Each time news of someone's sudden passing reaches me, my heart sinks with profound sadness, particularly if they were someone I held dear. Encountering donation links for burial expenses intensifies this sorrow, as it prompts reflection on the potential alleviation a life insurance policy could have provided had I only checked on them to offer my help.
A policy is about more than just financial relief; it's about offering solace to grieving loved ones, allowing them to mourn without the added burden of financial strain.
I know I am not alone. Together, let's transform this sadness into a rallying cry, urging everyone we know to prioritize financial preparedness and secure the futures of those they hold dear.
Insurance Lady Cheryl

Final Expense coverage, also known as burial or funeral insurance, is designed to cover the costs associated with a person's funeral, burial, and other end-of-life expenses. Find out if a Final Expense policy is a smart move to protect your loved ones.

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