Joseph Whilden - Mortgage Loan Officer NMLS 1993450

Had an amazing time w/ the team at the 23rd annual golf tournament supporting character-building youth programs across the county! Already looking forward to the next outing. Thank you for the invite! 🏌🏻⛳️

Thankful for kind words from amazing clients like the Summers family! It was nothing short of a pleasure assisting you with your home buying journey. 🏡 Your trust and support mean the world, and I can’t wait for the opportunity to work with you two again sometime soon.

If you are considering buying in the near future, please do not hesitate to reach out. It is never too early to get started!

M: 443.752.8389
E: [email protected]

Had a blast at the Summer Soirée! It’s always a great time getting together with the industries best. Thankful to be part of such an inspiring community 🙌
Shoutout to for taking home partner of the year! 🥇

Fun day for a great cause!

Grateful for these kind words from a recent client who purchased her first home in Canton!

“As a first time home buyer I can say with utmost confidence that Joe’s knowledge, guidance, and support made this process a breeze. Joe’s passion for the industry and his clients reassures that you are in good hands. He worked around the clock to make sure that all of the moving parts of the home buying process were operating smoothly. He truly cares about his clients and will ease any stress that can occur with home buying. 10/10 recommend working with Joe for all of your mortage needs!”

Helping you secure your first home was an absolute pleasure. Thank you for trusting me with such an important milestone! 🏡🔑

Are you ready to buy your next home? Reach out anytime. I am eager to work with you!

C: 443-752-8389
E: [email protected]

Sending a heartfelt and overjoyed congratulations to & for buying their first home today in Canton 🥳🏡 It means the world being able to help family achieve such a milestone, and you two made it a breeze. I am so happy for you both! Congrats again and welcome home 🖤🔑

C: 443.752.8389
E: [email protected]

Q1 of 2024 is in the books! Here’s a quick look at our recently closed deals from the last three months 🏡 Grateful for my amazing referral partners and clients who entrusted my team with their homeownership journey 🙏 If you or anyone you know is ready to buy their next home, reach out. Let’s turn dreams into reality!

C: 443-752-8389
E: [email protected]

He is Risen! Happy Easter to you and yours. ✝️

Navigating the world of real estate can feel like learning a new language, especially for new homebuyers. 🏠 That’s why we are here to help familiarize the many complexities of the industry! Every week, we’ll unpack essential terms you’ll encounter during your home buying process, shed light on various loan programs and products available to you, and address frequently asked questions as they pertain to mortgage financing and real estate. This week, let’s shine a light on ESCROW – a vital component of secure property transactions. 💼💰 Scroll through to see what it is and how it works!

C: 443-752-8389
E: [email protected]

Thank you David for the testimonial! It was a pleasure working with you and I am thankful for the opportunity to get you into your first home.

My team and I got this one from application to the closing table in 9!! business days after one of my valued partners came to me with an imploding sale. It was a quick one, but we got it done and I am thankful for my team for making it so incredibly smooth from start to finish.

If you or someone you know needs a reliable lender who will get the job done quickly and efficiently, please reach out to me anytime!

C: 443.752.8389
E: [email protected]

Starting out 2024 strong with multiple offers accepted. Congratulations to my clients who went under contract and to those who recently closed on their new homes! 🏡

Every client has a unique situation with their own list of wants and needs when purchasing a home. This is why working with a lender who has access to a large variety of loan programs is essential when you are ready to make your next move. See below for a few programs used to win deals for these recent clients!

- Conventional 30-year fixed
- FHA 30-year fixed
- Conventional (Area Median Income) product (lower rates for qualified buyers!)
- Maryland Mortgage Program 1st Time Advantage Loans (3%-5% of purchase price in down payment assistance)
- Temporary 2/1 Buydown products (obtain a lower monthly payment for the first 2 years of your mortgage)
- Seller concessions (not a loan program, but negotiated up front to pay for closing costs)

Ready to start talking about your next home? Please reach out at your convenience and let’s start game planning today! 👨🏻‍💻

C: 443.752.8389
E: [email protected]

The third installment of Brew Your Assets is almost here! This time around we will be bringing in Chris Sadowski, Manager of Athlon Wealth Advisors, to go over the ins and outs of financial planning. Come learn to navigate this crucial aspect of adulting on February 13th at the office (address below) @ 6pm and have a few drinks on us 🍻🍷

Register at the link in my bio, feel free to bring a friend or two (please make sure they register as well) and let’s bring in the New Year with some financial stability! 💰

Promo code: “BYA4U”

📍 4015 Foster Ave Suite 300, Baltimore, MD 21224

.williams

Just closed in Baltimore! Congrats to the sweetest first-time homebuyer for purchasing this beautiful home for her and her family.

Thinking about buying in the near future? This winter is a better time for buyers than you might expect. Reach out and let’s have a conversation!

C: 443.752.8389
E: [email protected]

Rates are going down and loan limits are going up! 🥹 feels like a lifetime since we’ve been able to say this.

Been pre-approved in the past and want to see what your purchase power is in todays market? Wondering if now is the right time to get back involved in your home search? Reach out and let’s have a discussion. Here to help 24/7/365.

C: 443.752.8389
E: [email protected]

Congrats to my recent buyer for purchasing her first home in Baltimore! 🏡🔑

Are you ready to start talking about your next home? Reach out today and hear why this winter is the best time to get into your next home ☃️

C: 443.752.8389
E: [email protected]

Have you heard of the Movement Purchase Advantage?

Finance your home purchase with us before 12/24/2023, and have your lender fees waived if you refinance before 12/31/2024! Simple as that.

Ready to start talking about your next home? Give me a call and let’s start game planning today! 📲🏡

C: 443.752.8389
E: [email protected]

Exciting news! Qualified borrowers can purchase multi-family units with as little as 5% down starting November 18th. Multi-family units are a great way to start building your real estate portfolio. Simply occupy one of the units as your primary residence and enjoy the passive income from others! If you are interested in hearing more about this opportunity, please reach out for more information ⤵️
C: 443.752.8389
E: [email protected]

This coming Tuesday, September the 12th, join us at at 6:00pm for our second installment of Brew Your Assets! We will be bringing in my good friend to cover all things insurance. The first installment was such an incredible turn out and we can’t wait to see you all again next week. Bring your questions, bring a friend, first round is on us! Be sure to register on the Eventbrite link in my bio. Can’t wait to see everyone next week! 🍻

A few of my favorite reviews from happy homebuyers over the last few months 🏡🔑

*long caption alert*

I am thrilled to share these glowing reviews from my amazing clients. I am extremely proud of the business I am building and the impact my team and I have had the opportunity to make on the clients we are lucky enough to work with.

I’ve been in mortgage lending for over 3 years now. I’ve serviced many clients with different circumstances along the way, and have learned so much as a result. If you are considering buying a home in the near future, even if you are no where close to being ready but would like more information on what it takes to get started, I am here 24/7 to answer any questions you might have and help however I can. I specialize in guiding first time homebuyers through the home buying process. I love putting our veterans into homes. Don’t even get me started on renovation loans and how awesome they are 😮‍💨 (but please ask away!)

I am always happy to help my clients with credit repair, obtaining assistance to alleviate the burn of closing costs and down payment, and love being the go-to resource for the many questions that come along with buying a home. Helping my friends and family obtain financing for one of the biggest purchases of their lives would truly mean the world to me. You can find my contact information below or on the last slide, and if you’ve made it this far, thank you so much for reading about my business! I hope for the chance to work with you one day and show you what a smooth home purchase is all about.

C: 443.752.8389
E: [email protected]

Licensed in MD, DC, PA, VA, and FL

Thank you to my recent client for this awesome review. It was a pleasure working with you from start to finish! 🏡🔑

Are you considering buying in the near future? I would love for the opportunity to guide you through the process. Reach out anytime!

C: 443.752.8389
E: [email protected]

Congrats to these first time homebuyers on the purchase of their home and welcome back to Baltimore! It was a pleasure working with you both from start to finish. Thank you as always to .realtor for the referral 🏡🔑

If you are looking to buy your next home in the near future, reach out anytime! My team and I would love to help you navigate the home buying process.

C: 443.752.8389
E: [email protected]

Because I have some of the best referral partners, clients, and team members around, I was able to achieve my best month in volume and units since beginning my venture into the purchase business. This milestone means a lot to me and I am so grateful for everyone that helped me get to this point. This industry isn’t easy, but it sure is rewarding and I can’t wait to continue building from here.

As always, if you are looking to purchase in the near future, reach out anytime! My team and I would love to help you navigate the home buying process and get you into your next home as soon as possible 🏡🔑

C: 443.752.8389
E: [email protected]

✝️☝️

Another happy home buyer! Thank you Nariman for the kind words. 🏡🔑

Are you considering buying in the near future? My team and I would be happy to walk you through the home buying process and answer any questions you might have. Reach out anytime!

C: 443.752.8389
E: [email protected]

Thankful for this great review from a recent client of mine!

Are you considering buying in the near future? My team and I would be happy to walk you through the home buying process and answer any questions you might have. Reach out anytime!

C: 443.752.8389
E: [email protected]

Congrats to this power couple for closing on house #3 yesterday! 🏡🏡🏡

This transaction was as smooth as could be. It was a pleasure being able to represent these two and get them to the closing table quickly. Thank you .realtor for the referral! 🔑

Are you ready to start talking about your next purchase? Give me a call!

C: 443.752.8389
E: [email protected]

Congrats to this first time homebuyer for closing on her new home yesterday! 🎉

Couldn’t have asked for a more positive and appreciative client. She was able to get the first home she put an offer in on AND got a check back at closing. Doesn’t get much better than that in this market! 🏡🔑 Thank you for the referral!

Are you considering purchasing your next home in the near future? Reach out anytime, my team and I would love to help you navigate the home buying process.

C: 443.752.8389
E: [email protected]

Congrats to my client who closed on her new home in the beautiful Ednor Gardens community earlier today! Thank you for the referral, couldn’t have asked for a smoother transaction.

If you are interested in talking more about your next home purchase, give me a call today!

C: 443.752.8389
E: [email protected]

Congrats to a great friend for closing on his condo in Deerfield Beach! Thank you for the great review and I can’t wait to visit next time I am in Florida 🏡☀️

If you are looking for information on financing your next home, please do not hesitate to reach out!

C: 443.752.8389
E: [email protected]

Thankful for this amazing review from the best clients. It was nothing short of a pleasure helping this young family navigate the home buying process. Thank you so much for your kind words! 🙏

If you are interested in talking about your next home purchase, let me know how I can help! 🏡🔑

C: 443.752.8389
E: [email protected]