Rhonda Clark - Helton Insurance Group

Medicare Annual Enrollment Period start date is just over a week away. October 15 thru December 7, 2021

Do you have questions concerning your Medicare Supplement plan or your Part D?
Do you need someone to help guide you through the enrollment process?

We are here to help you make the process easier for you.

Give us a call at 270-273-3252 or 800-264-3251.
You can also connect with us through our website, www.heltonins.com.

A message from your local agent

Are you ready for some KY Football?

Football calendars are now available at our Calhoun office--while supplies last.

Rhonda Clark - Helton Insurance Group updated their business hours.

Rhonda Clark - Helton Insurance Group updated their phone number.

It's now easier to call Rhonda Clark - Helton Insurance Group.

Special Enrollment Period ends August 15, 2021.
Give us a call and see if we can help lower your health insurance cost.

The final 30 days of the special enrollment is here.
Special enrollment period will end August 15, 2021.

Have a safe and happy 4th of July!!!

June is National Safety Month


FIREWORKS!!!

Everyone enjoys the beautiful colors and the BANG that is fireworks. Well almost everyone. Pets are usually very frightened and some members of the community do not enjoy the noise and the spectacle of fireworks. And as always—BE SAFE when handling fireworks.

Here are some everyday, common sense safety tips for fireworks:
1. Enjoy a professional display.
2. Never allow young children to handle fireworks.
3. Any child needs adult supervision.
4. Never use fireworks while impaired by drugs or alcohol
5. Anyone using fireworks or standing nearby should wear protective eyewear
6. Never hold lighted fireworks in your hands
7. Never light them indoors
8. Only use them away from people, houses and flammable material
9. Never point or throw fireworks at another person
10. Only light one device at a time and maintain a safe distance after lighting
11. Never ignite devices in a container
12. Do not try to re-light or handle malfunctioning fireworks
13. Soak both spent and unused fireworks in water for a few hours before discarding
14. Keep a bucket of water nearby to fully extinguish fireworks that don't go off or in case of fire
15. Never use illegal fireworks

Everyone have a safe and Happy 4th of July!!!

Observe National Insurance Awareness Day--give us a call to review your insurance policies

June is National Safety Month

Workplace safety and preparedness

Every worker deserves to make it home safe-every day. National Safety Council

We all need to be prepared for emergencies at work, from the co-worker getting injured to a natural disaster.
Do you know where the first aid kit is located? The fire extinguisher? Gas shut off? Electrical shut off?
Where do you go for a tornado?
We all practiced safety drills in school and we should practice them at home with our kids. Do we practice any drills at our workplace?
Create an emergency plan at work so when an emergency happens you are ready.
Think of it as your roadmap through an emergency. Safety by Design

Do you know someone struggling to pay for their health insurance coverage? Or maybe someone without any coverage?

The American Rescue Plan Act has a Special Enrollment Period until August 15, 2021. This Special Enrollment Period will expand access to health insurance coverage and lower costs on plans bought through the Health Insurance Marketplace. Under the new law more people qualify for tax credits that help lower the cost of health insurance. If you are currently enrolled you may qualify for more tax credits. Health insurance premiums after these new saving will be lower.

Give us a call today to see if we can help you enroll or change plans to lower your health insurance costs.
270-273-3252 or 1-800-264-3251

June is National Safety Month and each week I am sharing a few summer safety tips.

Today is First Aid tips. Have you taken a first aid or CPR course? If you haven't they are good investments for your time. You never know when someone might need this from you.

Red Cross is the first thing I think of when I think of first aid. They are the first to offer aid in an emergency situation and they also teach first aid training. The American Red Cross has a long list of first aid classes they offer to help us be better prepared for an emergency. The three P’s of First Aid are
1. Preserve life
2. Prevent further injury
3. Promote recovery

A first aid course will teach many things about how to handle an emergency, how to build a first aid kit and basic first aid techniques.
The first 5 steps to first aid are:
1. Recognize the emergency.
2. Call 911 if it is needed.
3. Ask questions in case the situation escalates to unconsciousness.
4. Be kind and stay calm.
5. Be a steward for the person.

YOUR RETIREMENT YEARS

Helton Insurance Group
We have the insurance you need for your retirement years; long term care, Medicare Supplements, life insurance and final expense.
270-273-3252
www.heltonins.com

Happy Flag Day--here are some little know facts about Flag Day.

1. Flag Day is always observed on the 14th day of June each year.

2. The American Flag has 3 colors, white for purity and innocence, red for valor and blue for justice and perseverance.

3. Flag Day was invented by a Wisconsin teacher named Bernard Cigrand.

4. President Woodrow Wilson proclaimed June 14th as official Flag Day in 1916.

5. In 1777 a resolution was passed called Flag Act of 1777. The resolution reads "Resolved, that the flag of the thirteen United States by thirteen stripes , alternate white and red.

6. Pennsylvania is the only state to observe Flag Day as a legal state holiday.

7. 13 stripes on the flag represent the thirteen British Colonies and the 50 starts represent all 50 states.

8. There have been 27 different versions of the American Flag and each one has a different number of stars.

Summer is upon us and water safety is so very important to ensure that a fun day doesn’t turn into a tragic day. Some tips for swimming and boating…

1. Never swim alone.
2. Supervise children when they are in or near the water. Be a water watcher-avoid distractions like cell phones.
3. Always wear a life vest.
4. Stay away from pool drains.
5. Know your limitations.
6. Don’t use alcohol or drugs—swim sober.
7. Don’t assume you will hear a drowning person; most drownings are silent.
8. Always be aware of the weather.
9. Have a boat safety kit.
10. Use common sense—if you think you shouldn’t do it—don’t do it.