Nyema Fant at NJ Lenders

A day of celebration and a call to action. Join us in commemorating Juneteenth and embracing the spirit of resilience and progress.

With the cost of college housing ranging from $11,000 to $27,000 per year, your student's expenses can add up quickly. When you multiply these costs by four (or more) years of college, the financial burden becomes even more daunting.

But what if you could turn these expenses into an investment? By purchasing a property for your college student, you could potentially save money on housing costs and create a profitable investment for the future.

3 Reasons to Consider Purchasing a Home for Your College Student Buying a home in a college town requires careful consideration, but it can be a viable strategy to reduce college-related expenses, ensure your student has a safe and comfortable living environment, and potentially earn rental income.

Celebrating the extraordinary men who help shape our lives. Happy Father's Day!

Your child’s 18th birthday is an exciting milestone in their life. Not only is he or she a legal adult now, but your “child” may be headed off to college or preparing to live on their own.

Consider taking these important steps as you and your family to prepare for your child's transition to adulthood.

Important Steps to Take When Your Child Turns 18 The primary purpose of the durable power of attorney is to prevent the court from appointing a conservator to manage your child’s finances should he or she be unable to make their own, conscious decisions.

With over 11,000 people turning 65 each day, as reported by AARP, the need for innovative retirement solutions is growing rapidly.

NJ Lenders Corp. is committed to its "Customer for Life" philosophy by offering reverse mortgages, aiming to enhance your financial options during retirement.

Retirement planning is not a one-size-fits-all process. NJ Lenders Corp. tailors financial solutions to meet individual needs, and a reverse mortgage could be a key component of a comprehensive retirement plan. Retirement planning is not a one-size-fits-all process. NJ Lenders Corp. tailors financial solutions to meet individual needs, and a reverse mortgage could be a key component of a comprehensive retirement plan.

It has long been customary for sellers to cover the commissions for both their own agents and the buyers' agents. Although the practice was never mandated, it has become the norm due to its significant effect on a property’s marketability.

As the real estate market continues to evolve, sellers must carefully consider their strategies regarding agent commissions; however, the traditional approach of offering to pay both commissions still holds merit in ensuring a quicker sale.

Why Sellers Should Continue Paying Buyers Agent’s Commission in 2024 Sellers must carefully consider their strategies regarding agent commissions. It’s important to remember that you benefited from the system when purchasing your current home, and you’ll likely benefit from it again as a buyer for your next one.

Since January 1, 2024, NJ Lenders Corp. has utilized over 1,000 AVMs to assist families on their path to homeownership with Value Assurance.

With more than 30 years of experience, we strive to offer innovative and adaptive strategies for today’s borrowers.

Contact us today to learn more about how the Value Assurance Program can turn your homeownership dreams into reality.

NJ Lenders Corp. Launches Value Assurance Program NJ Lenders Corp. has utilized over 1,000 AVMs to assist families on their path to homeownership by guaranteeing the value of the property for underwriting purposes.

Today, we are proud to honor the brave men and women who made the ultimate sacrifice for our freedom.

According to NAR, 90% of homebuyers have historically opted to work with a real estate agent or broker.
Under normal circumstances, purchasing a home can be a challenge, but as buyers continue to face limited inventory, rising home prices, and more, working with an experienced agent is becoming more crucial than ever.

Why 90% of Homebuyers Have Historically Opted To Work With a Real Estate Agent or Broker Buying a home is one of the biggest transactions of your life. You can try to do it alone to save money, but hiring an agent has many advantages. Agents can help you find the perfect property, help you negotiate a better deal, and dedicate time to your sale.

In response to the recent NAR commission lawsuit settlement agreement, HousingWire reported “The United States Department of Veterans Affairs will soon release a circular that ‘bridges the gap’ on an agency law that prohibits a VA buyer from paying their real estate agent compensation.”

Michelle Corridon, deputy policy director at the VA, shared that the circular would be issued between now and June 12.

“Taking this extra step ensures veterans have the same opportunity as others to compete in a tight housing market,” Shannon McGahn, the chief advocacy officer at NAR, said in a statement. “We applaud the VA for recognizing this danger and acting swiftly to protect veterans.”

VA to roll out temporary fix to buyer agent commission problem - HousingWire The VA announced that it will release a circular that “bridges the gap” on the buyer commission prohibition between now and June 12.

For homeowners looking to move, the process of buying a new home while selling your current one can be daunting.
With Home Sale Assured, NJ Lenders Corp. offers homeowners the option to purchase a new home without having to sell your current one. By avoiding qualification and contingency challenges, borrowers can make a stronger bid while simplifying the moving process.

NJ Lenders Corp. Offers the Ability to Future-Proof Your Move with Home Sale Assured With Home Sale Assured, clients of NJ Lenders Corp. can purchase a new home and sell their old one while easily navigating potential qualification, contingency, and timing challenges.

The availability of homebuyer and down payment assistance programs has recently surged across the nation. Although these programs remain largely untapped, NJ Lenders Corp. is proud to connect our borrowers with the best program for their family.

NJ Lenders Corp. Empowers Buyers With Down Payment Assistance Programs navigate available mortgage assistance programs, determine your eligibility for those programs, and empower you with the knowledge needed to make informed decisions.

According to new data from Redfin, over one in three U.S. homes are now purchased with cash. To help combat the frustration that comes with repeated offer rejections, NJ Lenders Corp. offers a full credit approval program, Home Buyer’s Edge.
Unlike mortgage pre-qualifications or pre-approvals, Home Buyer’s Edge involves a thorough evaluation of your income, assets, and credit profile by a seasoned underwriter.

NJ Lenders Corp. Offers Buyers a Competitive Credit Approval Program with Home Buyer’s Edge The underwriters at NJ Lenders Corp. will meticulously verify your income, assets, and credit, furnishing you with a fully-vetted credit approval, contingent upon an appraisal.

Celebrating the extraordinary women who help shape our lives. Happy Mother's Day!

With over 11,000 individuals reaching the age of 65 daily, according to AARP, the demand for innovative retirement solutions has never been higher.

NJ Lenders Corp. offers reverse mortgages as part of our commitment to a "Customer for Life" philosophy.

By providing you with more financial options for your retirement, we strive to help improve your retirement years.

NJ Lenders Corp. Upholds Customer for Life Philosophy, Benefits of Reverse Mortgages Retirement planning is not one-size-fits-all, and NJ Lenders Corp. recognizes the importance of tailoring financial solutions to individual needs. A reverse mortgage could be a valuable addition to a holistic retirement plan.

To the ones who wear many hats - educator, mentor, counselor, cheerleader - thank you for being everything our students need and more. Happy Teacher Appreciation Week!

From competing against cash buyers to grappling with appraisal contingencies, the path to homeownership can be a challenging one.

NJ Lenders Corp. has unveiled a way to level the playing field, empowering their borrowers to bid with confidence: Meet Value Assurance.

NJ Lenders Corp. Unveils Value Assurance Program, Assisting Over 1,000 Families in 2024 The Value Assurance program offers a powerful way to secure your desired home without accumulating additional risks.

Behind every successful recovery, there's a nurse who goes above and beyond. Happy Nurse Appreciation Week to our extraordinary caregivers!

Despite the odds, the spring housing market is in full swing, and a new survey from Realtor.com reveals two optimistic seller sentiments:
> 29% of potential sellers are willing to look past high interest rates and hit the market
> 79% of current sellers wish they had listed their home sooner
At NJ Lenders Corp, we’re as ready as you are. Don’t miss out - the time to enter the housing market is now!

79% of Current Sellers Wish They Had Listed Their Home Sooner Choosing when to sell your home can be a complicated decision, especially if it would require taking on a higher-rate mortgage or purchasing in a high-priced market

Freddie Mac recently released updated guidelines for self-employed borrowers. If you are a self-employed borrower who filed for a tax extension this year, give us a call to make sure you still qualify for the home you want!

Self-Employed Borrowers Who Filed for a Tax Extension: Make Sure You Still Qualify! For those lacking traditional documentation like W-2s and pay stubs, alternative documentation loans may provide a solution. They allow self-employed borrowers to qualify using bank statements or asset statements.

For those who celebrate, we hope your Passover is filled with joy, reflection, and prosperity.

Are you self-employed? Do you own your own business and are struggling to obtain financing? Are your tax returns not allowing you to qualify for the house you wish to purchase?

30% of our borrowers are self-employed, so we're confident that we can find the best solution for your family. Give us a call or visit us online to reach your home financing goals today!

Mortgage Strategies and Solutions for Self-Employed Borrowers Are you self-employed? Do you own your own business and are struggling to obtain financing? Are your tax returns not allowing you to qualify for the house you wish to purchase

We are proud to announce that NJ Lenders Corp. is now licensed to originate in 22 states! We are excited to begin serving families in Alabama. Thank you, to our clients and referral partners, for your continued partnership and support.

The Federal Reserve raised interest rates eleven times between 2022 and 2023. As a result, buyers are running through the playbook in an effort to secure the best possible rate.

Mortgage interest points, or discount points, recently gained traction as a popular strategy, but like any financial decision, there are advantages and drawbacks to consider.

Decoding Mortgage Discount Points: Is It Worth It for You? Mortgage discount points are a viable strategy for borrowers looking to lower their interest rate and save some money long-term. However, there are a number of alternatives worth exploring- especially if you would benefit from an increase in flexibility.

For borrowers without a social security number, finding suitable loan options can be incredibly difficult. Individual Taxpayer Identification Number (ITIN) loans are designed for borrowers who do not have a Social Security Number, but can provide an ITIN number as a form of identification, serving as a viable option for families looking to own a home.

ITIN Loans: How to Own a Home Without a Social Security Number With an ITIN loan, homeownership does not have to come with hard money loans and unsustainable terms. You can work with your lending institution to identify and apply for an ITIN loan that works for your circumstances long-term.

In our industry, the word “free” is bound to cause some excitement. Many lenders tout the concept of "no-fee refinances" as a way to attract potential borrowers, especially those burdened with high-interest rates.

It's a compelling pitch: reduce your monthly payments without shelling out any extra cash upfront. But before you sign on the dotted line, it's crucial to understand what this offer entails to decide if it's really the best strategy for you.

Understanding the Pros and Cons of “No Fee” Refinances | NJ Lenders Corp. Navigating tax season may feel daunting, but with the right amount of preparation, you’ll be ready to file with ease