Maureen Rush - Realtor

A boy and his loyal companion – a bond that needs no words! 🐾❤️

If you just closed on your new home, what comes next?

🥂 1. Pop the champagne!
You worked HARD for this moment so take some time to celebrate this huge achievement.

🔑 2. Change the locks.
The sellers are supposed leave all the keys but let’s be honest, that doesn’t always happen. Don’t forget changing the garage door code too!

💡 3. Change all utilities.
Make sure all utilities (gas, electricity, water, etc) are transferred into your name on the day of move-in.

📬 4. Forward all mail to your new address.
Head to your local post office & get everything set up with your new address. Don’t forget your subscriptions too!

🧽 5. Schedule a deep clean.
Nothing feels better than going into a clean home & being able to move all your stuff in with no dust bunnies!

📦 6. Have some fun unpacking.
Take before/after pictures of your new space & share it on social media so everyone can celebrate with you!

📄 7. File all closing documents.
Save all docs for the purchase of your home in a safe space. You will need them at tax time.

🪴8. Spruce up your space.
Put your own personality into your new home! I love to look at Pinterest to get inspo for each room & then decorate!

🔨 9. Make a list of maintenance items.
You don’t have to tackle it all at once! Each month you can address items that need to be fixed/updated.

🍪 10. Meet the neighbors.
Make some fresh baked cookies (or grab from the store) & meet your neighbors! They can provide valuable insight into the community & neighborhood!

I hope you found this helpful! Forward this to any of your friends/family who are buying a home! 🏡

Where is the housing market headed in 2024? 🤔

While I don’t have a crystal ball and can’t know for sure, I’ve got some good news to share.

👉🏻INTEREST RATES👈🏻
First, let’s look at what we’ve seen so far before we predict what will happen next. Most recently, interest rates hit an annual high in October. Shortly after that, they dipped before 7% in December (for the first time in 4 months). We have seen 8 consecutive weeks of decreases to the 30 year mortgage interest rates.
Now let’s look ahead.
The Fed has repeatedly signaled that interest rates will continue to slid downward.
Thats good news. It’s also not the only factor we ought to consider.

👉🏻INVENTORY👈🏻
Inventory — aka how many houses are on the market — impacts home prices. It’s simple supply and demand.
2023 was demoralizing for many home buyers, and as interest rates lower, I suspect many buyers will enter the market again.
Great, right? Well, not exactly.
If the buyer demand continues to exceed our historically low housing supply, that typically results in... higher prices and more competition.

👉🏻MY PREDICTION👈🏻
I believe 2024 will be an incredible time to sell your home and even a great time to buy.
For sellers: 2024 and especially the spring market are likely to bring more buyers and more competition to your listing.
For buyers: With prices likely to increase, I’d look to buy sooner rather than later.

What do you think? Let me know in the comments 👇

Did you know you can get 100% back of your downpayment on a property as a tax refund by using accelerated depreciation? 🫢

👉 Accelerated depreciation is a tax strategy that allows property owners to recover the cost of their investment over a shorter period of time.

The Typical depreciation for a real estate property spans over 20 to 30 years.

Accelerated depreciation however, enables a larger portion of this depreciation to be claimed in the initial year of ownership, potentially allowing up to 40% of the property’s value to be refunded as tax deductions. 🤩

The exact amount of tax refund will depend on various factors, including the cost of the property, its useful life, and the depreciation method used. 💥

It is advisable to consult with a tax professional to determine the potential tax benefits and eligibility criteria for accelerated depreciation in your specific situation.

🏠 Looking to buy or sell in Chicago? DM me the word 'BUY'!

Ski season ❄️

DO NOT OVERPRICE 🥴

👉 I know what you’re thinking …you want to give yourself “Room” to negotiate.

The number one mistake people make when selling their home is pricing it too high. Setting an unrealistic price can deter potential buyers and result in the property staying on the market for a longer time.

An informed agent will research the local real estate market, consider recent sales of similar properties, and advise on the best price to market your home 🤩.

Save this post so you don't forget 🔥

Extraordinary property of the day ✨

📍 Park City, Utah, 84060 United States
9300 Marsac Avenue, Unit C502
5 bedrooms | 6 full bathrooms | $10,750,000

Sommét Blanc includes three alpine lodges comprising 49 luxury Residences and Penthouses located on the last, best, ski-in/ski-out parcel in Empire Pass at Deer Valley® Resort. World-renowned architect Tom Kundig of Olson Kundig has created a jaw-dropping signature design featuring butterfly roof lines, cantilevered structures, single-level living, expansive outdoor spaces, floor-to-ceiling windows, and modern mountain design. With through-building unit design, every residence enjoys breathtaking views. Sommét Blanc features an extensive list of amenities and services that includes an arrival lobby and fireside lounge with a concierge desk, valet parking, an onsite restaurant & bar with ski beach patio, slope-side pool & patio with multiple hot tubs, and outdoor gathering spaces, pool locker rooms with saunas, spa treatment rooms, fitness center, yoga studio, a bowling alley with café and game room, executive boardroom, spacious ski locker room, ski valet service, après-ski lounge with expansive outdoor patio, children’s activity playroom, golf simulators, speakeasy styled owner’s lounge, and designated underground parking in each building featuring adjacent oversized storage units with each owner space ready for an electric car charger installation.

✨ This is a one-of-a-kind opportunity, don't miss it! For more information:
📱(312) 632-0870
✉️ [email protected]

Through laughs and adventures, you'll forever be my greatest joy ❤️

If you’ve been considering selling, 2024 might be your year! 🥳

If interest rates continue to drop, demand typically exceeds supply. Which results in quicker sales and higher offers 📈

→ However, there are still considerations and strategies to keep in mind ↓

💰Although you might be tempted to set a high price due to market conditions, it’s crucial to price your home correctly from the start.

This is one of the most important things when listing your home, so work closely with your real estate agent to determine the best price.

🛋 Even in a seller’s market, homes that are well-maintained and staged tend to attract more buyers and potentially higher offers.

📸 High-quality photos and a comprehensive marketing strategy can make your listing stand out in a competitive market.

→ By understanding the market conditions, pricing your home correctly, and working with a knowledgeable real estate agent (aka me 😉), you can maximize your chances of a successful sale in 2024!

💬 If you’re thinking about selling and want to know more, send me DM with the word 'SELL'.

These are the first steps I would take if I were looking to buy a house...

STEP 1️⃣ Connect with a local real estate professional

Get the conversation going! The sooner they know your goals and plans - the sooner they can customize a plan for you.

STEP 2️⃣ Get Pre-Approved by a Local Lender

Not sure who to reach out to? Ask your agent if they have at least 3 trusted lenders you can shop.

STEP 3️⃣ Start your search NOW

Waiting until spring or summer? Guess what..so is everyone else - as this is the most popular time to buy. Beat out the competition while demand is still lower than 4-6months from now.

STEP 4️⃣ Start playing with Mortgage Calculators

Your agent can send you a link to one, or you can find one online. Remember to account for setting aside emergency funds for home repairs that WILL come up in the first couple years. Find a monthly mortgage amount you feel comfortable with paying.

If you're ready to hop on the homeownership journey, send me a DM with the word 'BUY'⚡

Self-love is always in style ✨

Things you can negotiate as a BUYER in today's market.

However, if the market starts heating up later this year, keep in mind the ability to negotiate these things may change!

➡️SALES PRICE
➡️CLOSING COSTS
➡️SELLER CREDIT
➡️CLOSING DATE
➡️HOME REPAIRS

Make sure that you choose to work with a real estate agent that is up to date with the market conditions and keeps your interests in mind at all times! ✨

Extraordinary property of the day ✨

📍 Kamas, Utah, 84036 United States
14170 N Panorma Pkwy
5 bedrooms | 6 full bathrooms, 1 partial | $5,400,000

An exquisite residence in the prestigious Deer Vista community of Park City. This luxurious home offers a perfect blend of elegance, comfort, and breathtaking views. With 5 bedrooms and 7 bathrooms, it's a spacious and private retreat for everyone in the family. Enjoy the convenience of a main level primary suite and a guest suite, providing unparalleled comfort and privacy. Nestled in the quiet upper Deer Vista location, residents can relish the peaceful surroundings and marvel at the beauty of the Wasatch Back and Deer Valley ski runs from the comfort of your home. Perfect for remote work, the dedicated home office space is designed for productivity and focus. The lower level features a family room/game room, creating an ideal space for recreation and relaxation. Enjoy radiant heat in winter and refreshing air conditioning in summer for year-round comfort. The heated 3-car oversized garage comes with a storage racking system, providing both convenience and organization. Relax in the covered hot tub, unwind on the covered decks, and gather around the fire pit for cozy evenings. The option to include furnishings allows for a seamless transition into luxurious living

✨ Don't miss the opportunity to make this extraordinary property your own, contact me for more information:
📱(312) 632-0870
✉️ [email protected]

And the 2023 season comes to an end... ❤️

As things begin to get more and more competitive in the housing market this year... 🫢

You need to make sure you are doing everything that is WITHIN YOUR POWER to increase your chances of success in being the winning offer on a home…

Having said that, here are some things to AVOID…

❌ Avoid a big box lender - if a listing agent is evaluating 5 offers against each other and they are all similar on price and terms… then lender choice can make a HUGE difference, utilizing smaller local lenders and or preferred lenders of the buyers agent can often give the sell side more confidence on the financing piece.

❌ Avoid waiting to the last minute to house hunt - The current market we are in is not like 10 years ago where you could go out and have your pick of whatever house you want… Limited housing supply is lengthening buyers search timelines, make sure you give yourself a few extra months on top of what you already are planning for.

❌ Avoid working with an agent who does not treat their real estate business as their top priority. If someone is not TOTALLY invested, it would give you a lack of confidence as a consumer.

Send this to a friend that wants to begin 2024 searching for a home ⚡

6 Essential Steps Before You Dive into Homeownership! 🏡

⭐ Look out for the closing costs, which typically range from 1-6% of the home’s purchase price, varying by state and city. This is an additional expense beyond your down payment.

⭐ First-time buyers often start with a minimum 3% down payment, averaging around 7%. When deciding on your down payment, set a cap on your desired monthly mortgage payment.

⭐ Set Up a High-Yield Savings Account (HYSA) which is similar to a regular savings account (free, flexible withdrawals, FDIC insured), but with added benefits! Earn extra cash while saving. Aim for 3-6 months of expenses in your HYSA for a robust emergency fund.

⭐ Many first-time buyer grants and assistance programs are state or city-run. Google “Homebuying programs + your state” or check HUD’s website for a list of available programs.

⭐ Calculate your total credit card balances and divide by your total credit limit. Lenders prefer ratios below 30%, with 10% or less being ideal. (Approval is still possible with higher ratios.)

Save this post so you don't forget ✨

🎉 Cheers to a fresh chapter, a blank canvas, and the unwritten adventures of a brand new year.

This is why you should look for a place with lot's of natural light: 🤩

⭐ Exposure to natural light has been linked to various health benefits, including improved mood, increased productivity, and better sleep. Natural light helps regulate the body's circadian rhythm, which plays a crucial role in our sleep-wake cycle.

⭐ It reduces the need for artificial lighting during the day, leading to energy savings. This is not only environmentally friendly but also helps cut down on electricity costs.

⭐ It enhances the visual appeal of interior spaces. It brings out the true colors of furnishings and decor, making the entire space look more vibrant and inviting.

⭐ It can highlight the architectural features of a home. Sunlight streaming through windows can emphasize design elements, creating a visually appealing and dynamic living space.

In summary, natural light is not just about brightening a space; it has far-reaching effects on our well-being, energy consumption, and the overall ambiance of a home ✨

Extraordinary property of the day ✨

📍 Teton Village, Wyoming, 83025 United States
3875 W Esther Way
5 bedrooms | 5 full bathrooms | $13,950,000

The quintessential ski chalet sitting on a spectacular .87 acre lot at the top of Esther Way directly on the ski run/top of Union Pass Chairlift. Ski to it from anywhere + hike/bike directly out of your private backyard. Completely remodeled in 2023 with every surface touched inside and out. 3,283 square feet of living space plus 300 square feet of lower-level laundry, storage, and gear room space, with a detached 400 square foot studio and ¾ bath off the garage, for a total of approximately 4200 SF of living space. You will have views of the Sleeping Indian for stunning morning light and alpenglow and peak-a-boo views up the ski area.

✨ If you are a nature lover, you will LOVE this place. If you're interested in this beautiful home, send me a DM or contact me for more information:
📱(312) 632-0870
✉️ [email protected]

We're thankful for such an amazing year 🥰

Buyers, avoid doing this when touring a home ⛔

👉🏼Don’t talk in front of the cameras! In today’s world, cameras are everywhere - from the time you walk up to the door to the interior of a home and on into the backyard.

Why not? —> don’t share information or your thoughts that could be used when negotiating or making an offer. I tell my buyers to keep their thoughts or questions on pricing, what we could offer or ask for in the offer to themselves until we’re back in the driveway.

💫 Looking to buy or sell in Chicago? I’d love to help!
📱(312) 632-0870
✉️ [email protected]

Selling your house in the winter could be a strategic decision ❄️

1️⃣ Less Competition: With fewer homes on the market, your property may stand out more, attracting potential buyers who have fewer options to choose from.

2️⃣ Serious Buyers: While there may be fewer buyers in the winter, those who are actively looking during this season are often more serious about making a purchase.

3️⃣ Cozy Atmosphere: Winter allows you to showcase the warmth and coziness of your home. Create a welcoming ambiance with a crackling fireplace, soft blankets, and warm lighting during showings, making it easier for potential buyers to envision themselves living there.

4️⃣ Year-End Tax Advantages: Some buyers may be motivated to close a deal before the end of the year for tax purposes. Buyers looking to take advantage of tax benefits or incentives may be more motivated to complete a purchase in the winter months.

If you’re ready to make a move this winter, contact me today!
📱(312) 632-0870
✉️ [email protected]

Dressed in joy, sprinkled with holiday cheer. My little Santa bringing Christmas magic near! 🎅

Truth is, home prices are not going to “Drop” 🫠

⚡ They are stabilizing and adjusting to where they should be with the current interest rates and market.

And they will continue moving upwards as the real estate market is showing resilience and adapting to the economic conditions. Factors like demand-supply dynamics, interest rates, and evolving market trends contribute to the gradual but steady increase in home prices. This growth trajectory suggests a sustained upward movement in the foreseeable future, reflecting the ongoing evolution of the housing landscape.

Send this post to a friend that needs the advice! 🤩

Extraordinary property of the day ✨

📍 Oak Bay, British Columbia, V8R 3R9 Canada
3165 Sherringham Place
4 bedrooms | 8 full bathrooms | $6,433,824

Seize this exclusive chance to own a 9,821 sqft opulent abode in the peaceful Uplands Estates, positioned at a serene cul-de-sac's end, adjacent to Uplands Golf Club.

This hidden gem, on a private 31,000 sqft plot, showcases a landscaped haven with extensive hardscaping, and a quaint bridge all secluded among mature trees and hedges.

The residence exudes luxury with its use of granite, custom cabinetry, and superior finishes. It features up to six large bedrooms depending on configuration (four with walk-in closets), each with an ensuite bathroom for a total of eight.

The home also includes a magnificent primary suite, media room, wet bar, wine cellar, a spacious games room and a backup generator.

✨ This is your sign to live the luxurious life you deserve. If you're interested in this beautiful home, send me a DM or contact me for more information:
📱(312) 632-0870
✉️ [email protected]

The BIGGEST mistake people make when buying a house:

They don’t ask the right questions! 🫠

It’s often overwhelming when buying your first home and it’s easy to feel uncomfortable asking lots of questions.

🖐️ But this is arguably the most important part of viewing and buying a house as it can save you time and money.
Save these 10 key questions for later:

1. Why is the owner selling?
2. How long has the house been in the market?
3. Have there been any offers?
4. What’s the local area like?
5. Is the property leasehold?
6. How much is council tax and utility bills?
7. How old is the boiler?
8. When we’re the electrics last updated?
9. What are the neighbours like?
10. Are the owners in a chain?

Save this post so you don't forget 🔥

Here’s what YOU can do to start PREPARING your home to sell! 🤑

✨ DECLUTTER ✨

1️⃣ A clutter-free space appears larger, cleaner, & more inviting! This helps potential buyers envision their belongings in the home. 🏠

2️⃣ Clearing out excess items allows architectural features of your home to 💫 SHINE 💫. Buyers can better appreciate the layout & design!

3️⃣ A clutter-free space allows buyers to move through rooms effortlessly, promoting a positive & enjoyable viewing experience. 🤝🏼

4️⃣ Decluttering reveals the available storage space, emphasizing the functionality of closest & cabinets, which can be a SIGNIFICANT selling point! 💵

5️⃣ Too many personal items or decor can distract buyers from the home’s features. Decluttering ensures that the FOCUS remains on the PROPERTY itself!

⚡ Are you looking to make a move in 2024? Whether you’re looking to move now, in 3 months, 6 months or 12 months… Let me help you find your dream home ✨
📱(312) 632-0870
✉️ [email protected]

Every smile tells a story of pure happiness! 🤩

Should you fix a whole list of things before selling your house? Think smarter, not harder 🫢

Let’s talk about things you don’t need to fix when you sell your house.

⭐ DONT fix driveway cracks. But DO improve your curb appeal with mulch, flowers, etc.

⭐ DONT do a major renovation. However you can do a facelift like some new paint or hardware.

⭐ DONT fix minor electrical issues like a loose outlet. DO hire an electrician for major things like outdated electrical box. This will come up in inspection anyways, so you may as well get in front of it.

⭐ DONT add solar panels to show efficiency. Instead, look for places in your home where you are losing energy, maybe recall around doorways and windows, and make sure they are sealed properly.

⭐ DONT replace old appliances. DO replace broke ones!!

Remember after the inspection, there will probably be some kind of a list of things you will need to fix. Don’t waste your time and money on things prior to this that are not going to help you sell your house.

Share this post with someone looking to sell their home ⚡