Timothy D Murphy Real Estate and Mortgage

Feel like a refinance champ with an FHA Streamline and take advantage of lower interest rates without the hassle of a new appraisal. Call me to find out more about our current pricing incentives!

Rising home values could potentially eliminate mortgage insurance from your monthly expenses. Call today to see if your home’s current value will let you remove PMI early!

Want to put a little TLC into your home but you're short on cash? A cash-out refinance might just be what you need. Call me.

Embrace the new era of real estate with advanced technology. With streamlined processes and reduced paperwork, you can provide a faster, smoother experience for your clients. Interested? Contact us!

Everyone's familiar with putting money into their homes. But what's the best way to get money out of it? For many, a Home Equity Line of Credit (HELOC) is the answer. Give us a call today to learn more!

Feeling like your mortgage is out of sync with your life? Let's get it back in rhythm with a refi. Call us to match your loan terms to your tempo.

There's a reason why so many of your neighbors trust me with their purchases and refinances over other lenders — my small business only thrives if our shared community does, too! Reach out to learn more about how my approach puts our community first!

The mortgage you start with doesn’t have to be the mortgage you finish with. The right refinance could lower your monthly payment or shorten your loan term. Message me to learn more.

Secure a low interest rate without starting over at 30 years! Our flexible refinance loans could save you hundreds without resetting your loan terms. Let us help you get started.

Ever tried to explain mortgages at a dinner party? If you have friends or family who need mortgage advice, send them our way. We make mortgages understandable!

Congratulations on your graduation! Ready for the next big step? With 100% gift funds as a down payment, you could be closer to homeownership than you think. Get in touch to find out more!

Why buy a house instead of rent? Because buying allows you to build equity on a property you truly own! That equity = a ready source of cash whenever you need it, whether for renovations, a new car or to consolidate debt. Call us to learn more!

If you’re looking to lower your current rate, consolidate debts or obtain cash from your equity, it may be a good time to refinance. Call me today to discuss your options!

Ever dream of being the ruler of your own domain? Homeownership lets you wear the crown. From wall colors to garden gnomes, you're in charge. Call us to get started.

It’s National and what better way to celebrate than to invest in your child’s future? Whether you’re looking to leverage your current home to start a college fund or upgrade to a house with a yard, we can help. Reach out today!

Have you been in your home for more than a year? Now could be the time to refinance! Give me a call today and let’s talk about what you can save.

Ever dreamt of yelling I'm home in a place that's truly yours? Buying a house is like Monopoly, but better because it's for real! Let's unlock the next level together and find a mortgage that fits your needs. Game on!

Proud of Roman working so hard on his academics and achievements to earn the Scholarship Award from Eastlake Middle School. Keep up the great work in High School Roman!!

Escrow waivers making your head spin? Don't fret! I'm here to clear the fog and make your mortgage journey fun and simple. Trust an expert and text or call me today.

Today's a great time for first-time homebuyers to get a mortgage. DM me today and learn why.

And Game #3….The Best for Last…..No comparison to Sloan Park

Springtime is a great time for sprucing up. Just by doing these 5 things, you'll give your house the seasonal refresh it needs.

Did you know that you can purchase your home with cash and refinance after the purchase is complete? Call us today to get your money out of your home and back in your pocket!

Refinancing could shave hundreds of dollars off your monthly mortgage payment. Want to see if you're eligible? Call me today!

Perhaps you'll pay off some bills, update your home or travel to far away places. No matter the reason, using the equity you already have in your home is a great way to get the new year off to a new start. Give me a call to get started.

The holiday season seems to come and go faster and faster each passing year — all the more reason to live this season to its fullest. Happy New Year!

Working with an independent mortgage broker offers a loan experience that's faster, cheaper and easier than going through a big bank. If that's what you're looking for, call me!

How does saving $9,407 on your next home loan sound? That's the average that borrowers save when they go through an independent mortgage broker, rather than a big bank. Call me and I'll tell you more!

Buying gifts is fun. Paying for them? Not so much. Ask me how you can tap into your home's equity to get the extra cash you might need right now.