Haley Goshert at Florida Strategic Insurance

explores the difference between rates and premiums this week. Understanding these terms as well as your coverages are key components of making sure you're adequately covered. Have questions? Reach out to your Citizens agent and schedule a policy review today.

https://www.flstrategic.com/article/planning-remodel-insurance-tips-to-keep-in-mind/

Planning A Remodel? Insurance Tips to Keep in Mind | Florida Strategic Insurance Are you considering a home remodel? Whether you're updating your kitchen, adding an extra room, or renovating your entire house, it's essential to con...

Huge appreciation to the realtors who attended Highland Mortgage's event on home and flood insurance updates. It was truly a pleasure sharing this valuable information with you all.

Flood Risk: What is Flash Flooding? Rain can lead to devastating flash floods. When rain can’t be absorbed fast enough by soil or other surfaces, it becomes runoff that can create flash floods ...

https://www.flstrategic.com/article/how-often-should-i-update-my-insurance-policies/

How often should I update my insurance policies? | Florida Strategic Insurance As your life changes, your insurance policies should, too. Whether you’re celebrating a new chapter in your life or navigating significant changes, st...

How often should I update my insurance policies? | Florida Strategic Insurance As your life changes, your insurance policies should, too. Whether you’re celebrating a new chapter in your life or navigating significant changes, st...

Home Insurance for Rental Properties: What You Need to Know | Florida Strategic Insurance Many people who own homes today rent them out to others. If you are renting out your home, whether on a short-term or a long-term basis, it is essenti...

: Join us as we review homeowner coverage types so you can better understand your policy. This week, we're discussing Coverage A, which is often confused with your home's real estate value or mortgage amount.

Coverage A reflects the cost of completely replacing and rebuilding your home and structures. Market conditions and economic factors can impact this amount from year to year.

Still have questions or want to learn more? Contact your Citizens agent to schedule a policy review to discuss your coverage limits.

year-round.

https://www.flstrategic.com/article/should-i-purchase-flood-insurance-if-im-not-in-flood-zone/

Should I Purchase Flood Insurance If I’m Not in a Flood Zone? | Florida Strategic Insurance Flood insurance covers direct physical loss to your home structure and belongings caused by flooding. If the area where you live is not in a flood zon...

Citizen's Insurance Requirements
For more information visit: https://www.citizensfla.com/-/flood-insurance-coverage-rules-kick-in-for-citizens

Greater Tampa Realtors: if you'd like updates on what's going on in home and flood insurance contact us by going to https://www.flstrategic.com/request-an-office-presentation/

Citizens Property Insurance to Require Flood Insurance in High-Risk Areas

Citizens Property Insurance has recently announced that they will be requiring homeowners in high-risk flood areas to carry flood insurance. This means that those living in these areas who are insured through Citizens Property Insurance will need to purchase separate flood insurance policies to protect their property and belongings in the event of a flood. This new requirement is sure to have an impact on both homeowners and the insurance industry.

Contact your us today to assist you with any questions/concerns regarding this.

Today's Severe Weather Awareness Week topic is Hurricanes and Flooding. You might think flooding during storms is just a coastal issue, but 's flat terrain makes ALL residents prone to flooding.

In this week's we break down the basics of flood insurance. Standard homeowners policies don't cover flooding. Whether you're a renter or homeowner, you'll need separate coverage for it. Also, don't forget there is a 30-day waiting period before insurance takes effect.

- Check your risk and take action now. Visit bit.ly/2qXDXi2 or the Florida Office of Insurance Regulation Flood Insurance page: bit.ly/2IVFFLM.

For more information visit: https://www.flstrategic.com/auto-home-and-personal-insurance/

Understanding What Your Home Insurance Policy Covers | Florida Strategic Insurance Understanding your home insurance policy and what it covers is essential but easier said than done. Insurance contracts are written in a legal languag...