Videos by Guild Mortgage Company in Columbia. Guild Mortgage Company Company NMLS # 3274 Licensed to do business in SC, NC, and GA. Georgia Residen
A massive THANK YOU to everyone who joined us last week for our Unlocking Success Lunch and Learn! π Special shoutout to Chris Barker for dropping knowledge bombs on Non-QM product options - invaluable insights for today's savvy buyers! π‘π‘
Lauren and Mark, our power duo from the Columbia Main branch, paved the way for an exciting 2024! ππΊοΈ
Our very own Lamont Watson, Producing Branch Manager at Guild Mortgage Company, the maestro of Guild's Gateway Homeownership program, took us on a deep dive into making Columbia THE hottest place to live! π₯π
2024 is knocking, and we're ready to answer the door with a BANG! π₯ Who's with us? Let's make waves, break barriers, and set the standard for an epic year in real estate! ππ
#UnlockingSuccess #NewYearNewOpportunities #RealEstateMastermind #sodacity #columbiarealestate #columbiarealproducers #columbiatoproducers #businessplanning #WeCo #NonQM #GuildGateway #FamouslyHot #ColumbiaSC #SodaCitySC #SodaCityrealestate #ColumbiaLoanOfficers #LakeMurrayLiving #Unlockingdoors #ownwhatmatters #LunchandLearn #2024Goals #GuildMortgageColumbianorthwest #ColumbiaNW
A massive THANK YOU to everyone who joined us last week for our Unlocking Success Lunch and Learn! π Special shoutout to Chris Barker for dropping knowledge bombs on Non-QM product options - invaluable insights for today's savvy buyers! π‘π‘ Lauren and Mark, our power duo from the Columbia Main branch, paved the way for an exciting 2024! ππΊοΈ Our very own Lamont Watson, Producing Branch Manager at Guild Mortgage Company, the maestro of Guild's Gateway Homeownership program, took us on a deep dive into making Columbia THE hottest place to live! π₯π 2024 is knocking, and we're ready to answer the door with a BANG! π₯ Who's with us? Let's make waves, break barriers, and set the standard for an epic year in real estate! ππ #UnlockingSuccess #NewYearNewOpportunities #RealEstateMastermind #sodacity #columbiarealestate #columbiarealproducers #columbiatoproducers #businessplanning #WeCo #NonQM #GuildGateway #FamouslyHot #ColumbiaSC #SodaCitySC #SodaCityrealestate #ColumbiaLoanOfficers #LakeMurrayLiving #Unlockingdoors #ownwhatmatters #LunchandLearn #2024Goals #GuildMortgageColumbianorthwest #ColumbiaNW
Thank You Agents: April - June 2023
A huge thank you to our real estate and referral partners for teaming up with us during Quarter 2! Your support and collaboration have been invaluable. Here's to our continued success in Quarter 3 and beyond! π
A special THANK YOU to:
Michael Bell
Michelle Yandle
SrDerra Davis-Wilson
Alena Miano
Kevin Griffin
Sonya Payne
Hannah Campbell
Theresa Kufkin
Danielle Burke
Tim Williams
Justin Singletary
Tyeshia Folk-Commodore
Demarcus Pelzer
Natasha Byrd
Cicley Walker
Betty Burris
Drayton Lassen
Julie Mercer
Mike Abernethy
Shelly Garner
Danielle Avery
Evelyn Felder
Shantal Darby
Leon Felder
Olivia Cooley
Anthony Carson
Joy Godwin
Brianna De Leon
Haili Potter
Jamel Brewton
JT Livingston
Evelyn Bouknight
Solomon Starks
Courtney Young
Dequincey Edwards
Lisa Grimes
Wilmont Berry
Jie Zheng
Dino Teppara
Christopher Clowser
Shannon Mcnulty
Charles Manley
Shazad Muhammad
Jacob Hopper
Shayla Riley
Gabby Thomas
#thankyouagents #thankyouthursday #GuildColumbiaNorthwest Ruth Wiley Guild Mortgage Anthony Watson - Guild Mortgage Lamont Watson, Producing Branch Manager at Guild Mortgage Company Devon Martin Guild Mortgage Vickie Ammons Hoover, Loan Officer with Guild Mortgage NMLS 2111810
The Price is Right - The Hidden Secrets of Homebot
Agents!
Join us on May 18th from 11:30-1 pm for The Price is Right: The Hidden Secrets of Homebot!
Hosted by Lamont Watson, Producing Branch Manager at Guild Mortgage Company, Ruth Wiley Guild Mortgage, & Anthony Watson - Guild Mortgage
Learn how to leverage Homebot as a tool to provide both your mortgage-ready and near-mortgage-ready clients with a personalized resource to navigate todayβs market!
*Further details are provided with registration.
Donβt delay! Spaces are limited.
Scan the QR code or click on this link: https://bit.ly/43auB2y to register!
#homebotsgotalot #launchandlearn #thepriceisright #hiddensecretsofhomebot
The New Year is almost here!
Watch the ball drop - don't drop the ball. If homeownership is on your list of New Year's resolutions, we can help you get started. What better time to start than the first day of the year? See you in 2023!
Homebuyer Protection Package
Guild Mortgage has an enhanced Homebuyer Protection Package designed to smooth the uncertainties of today's housing market. Know your purchase is protected with this 4-pack of guarantees. https://bit.ly/3OjEUdK
How to make an offer on a home
There are only nine simple steps between you and homeownership. Understanding how to make an offer on a home can save you time and help you get the best deal possible - here's what you'll need to do:
π Get pre-approved
π Find the right home for you
π Do your research
π Decide on your earnest money deposit amount
π Consider common contingencies
π Make competitive offer
π Wait for the seller to accept/decline/counteroffer
π Don't skip the home inspection
π Finalize and sign the sales contract
For a breakdown of each step plus FAQs, check out the full blog "How to make an offer on a home" on the Guild Mortgage website - or send us a message!
Mortgage Myth - VA Loans
While yes, you can use your VA benefit more than once, other options may actually work better for you. It's really about your situation. Let's chat. π #valoans #mortgagemyths #mortgagebenefits
Rent-to-own
You can't have your cake and eat it too - unless you're considering rent-to-own. Rent-to-own is a scenario where your rent can go toward the future purchase of the property you're renting, allowing you to get a head start on homeownership as a tenant. There are plenty of pros and cons to this arrangement, which we break down in our recent blog: https://bit.ly/3u15e3b #renttoown #guildmortgage #loanoptions
Home inspection
While basic home inspections are built into the FHA and VA loan appraisal process, they're primarily concerned with health and safety issues. A complete inspection can help you identify necessary repairs, budget for future maintenance, and possibly even help you in the negotiation process. Here's what you'll need to know to get started: https://bit.ly/3siDWo0
Mortgage Rate Factors
Looking for ways to lock in the lowest possible mortgage rate in a high-rate market? Here's a few major mortgage factors:
π³ Credit score
π Loan type
β Loan term
π΅ Down payment
Reviewing these factors with a qualified loan officer will help you find the loan to fit your life - so let's talk!
Home Inspection
While basic home inspections are built into the FHA and VA loan appraisal process, they're primarily concerned with health and safety issues. A complete inspection can help you identify necessary repairs, budget for future maintenance, and possibly even help you in the negotiation process. Here's what you'll need to know to get started: https://bit.ly/3siDWo0
Millennials
The tech-savvy generation is taking advantage of an increasingly digital homebuying experience, and the numbers show it. Millennials have made up the largest share of home purchase mortgage applications since 2016, accounting for a whopping 67 percent of first-time home purchase applications. High-tech job opportunities, sustainability concerns, and advanced homebuying technologies are just some of the trends influencing millennial home purchases. Read on to learn more about these trends: https://bit.ly/3VMokGF
Complete Rate
You pay your rent on time, and that should count for something. Well, actually it does. Learn how Guild Mortgage's Complete Rate program is helping first-time homebuyers through alternative methods of credit measuring: https://bit.ly/3TJGhUI
Types of mortgages
Can you name THREE types of mortgages? It's a little harder than you think when you don't know your options. And with HUNDREDS of options out there, it might be time to find the one that's right for you. Reach out today to get started!
Thank You Agents - September & October 2022
September and October seemed like they flew by. THANK YOU to these agents for their partnership towards such MARVELOUS months!
Jasma Gadson
Jessica Falzone
Kevin Mills
Stephen Grant
Courtney Hood
Corie Minico
Courtney McCollough
Lisa Ruff
Sherry Moore
William King
Veronica Kimble
Kyla Floyd
JT Livingston
Brian Faltus
Kyla Bailey
Mark Kinsey
Janelle Mitchell
Evelyn Bouknight
Henry Rollins
Thomas Shoupe
Shonda Holley
Theresa Reese
Pat Andrews
David Lever
Jonathan Tiedman
Lacorya Morris
Althea Mack
Mary Kate Elliott
Naomi Scipio
Allison Page
Angelena McFadden
Bryan Hinson
Courtney Young
Melanie Jones
Pholona Pease
Beverly St. George
Trisha Brown
Chemikia Johnson
#thankyouagents Ruth Wiley Guild Mortgage Lamont Watson, Producing Branch Manager at Guild Mortgage Company Vickie Ammons Hoover, Loan Officer with Guild Mortgage NMLS 2111810
Guide to Inflation
Here's a quick and easy guide to inflation: π Money supply increases (printing, giving away, or loaning more) π Prices for goods and services increase ποΈ Purchasing power decreases What's that have to do with interest rates? π Federal Reserve increases federal interest rate π Cost of borrowing money increases and how does that combat inflation? ποΈ Prices for goods and services decrease π Purchasing power increases again
Loan Officer
β¨ Loan officers β¨ help homebuyers find the best loan to fit their life. We're the main point of contact and can answer your questions throughout the mortgage process. Best of all, we're only a message away - let's talk!
Underwriters
After your application is submitted, the β¨ underwriter β¨ will review your documents to understand your financial situation, determine if you're eligible for a loan and how much you're able to afford. Guild Mortgage has a variety of tools and calculators to help you estimate this ahead of time so you'll have a better idea of what to expect. Reach out for more information!