Leben Ventures

WE’ll help you get rid of the late fee charges!
Get help here ==> lebenventures.com/dcs-opt-in

Set up auto-pay payments to never get a late fee again!
Making your monthly payments on time is crucial, but it can be hard to keep up with your budget.
Missing a payment or making a late payment can result in extra fees and higher interest rates. You may even find yourself struggling to catch up.
If you are able to make 3 consecutive, on-time payments you will be able to ask for a lower interest rate from your lender. This could result in lower monthly payments and save you money in the long run.
Better than that, skip straight to getting high-limit 0% APR cards!
https://lebenventures.com/15-minute-call

Set up auto-pay payments to never get a late fee again!

Making your monthly payments on time is crucial, but it can be hard to keep up with your budget.
Missing a payment or making a late payment can result in extra fees and higher interest rates. You may even find yourself struggling to catch up.
If you are able to make 3 consecutive, on-time payments you will be able to ask for a lower interest rate from your lender. This could result in lower monthly payments and save you money in the long run.
Better than that, skip straight to getting high-limit 0% APR cards!
https://lebenventures.com/15-minute-call

Find out how to make your credit cards work for you!
You may have heard that credit card companies will close your account if you don't use it for a few months.
This can be a problem because you may not want to cancel the card and lose the credit limit, but you also don't want to keep using the card and risk going into debt.
Put a small subscription on your card and have auto-pay set up. This way, you'll continue to use the card regularly without worrying about it being closed, and you'll also help your credit score by keeping the account active.
See how we've helped people increase their scores 30+ points in 24 hours...

https://lebenventures.com/15-minute-call

Always check your credit report!
You don't want to get declined for a loan because of something that isn't your fault.
It's important to check your credit report before applying for a loan, but many people don't know how or where to start. This can lead to mistakes and errors on the report which will make it harder for you to qualify.
We can help you check your credit report! We'll give you a personalized recommendation based on what we find in your report so you know exactly what steps need to be taken next. And if there are any errors, we'll help you fix them too!
Schedule Your Free Consultation Before It's Too Late ✅

https://lebenventures.com/15-minute-call

Got old credit cards? Let’s put them to good use
You have old credit cards that are not getting used, but you're worried about closing the accounts because you don't want it to hurt your credit score.
It's important to keep your credit score as high as possible so you can get the best interest rates on mortgages, car loans, and other types of financing.
Put a small monthly subscription on them to keep them active. This will prevent the credit card companies from closing the accounts, and it will help keep your credit score high.
😎 See how our members have been jumping their scores 30+ points in 24 hours

https://lebenventures.com/15-minute-call

There might be errors on your credit report!
Credit reports are a necessary evil, but they're also really confusing.
It's hard to know what you should be looking for in your credit report and how to spot errors or fraud alerts.
Our team of experts will help you identify any potential problems so that you can take the appropriate steps before it's too late.
We can teach you just how you can boost your score into the 800 Club. We've done it over and over again for people who are really deep in the trenches.
📲 Get in the game now before it's too late!

https://lebenventures.com/15-minute-call

Get a Loan the smart way
You want to get a loan, but you don't know where to start.
A lot of people think that they need to go through the bank or credit union first, but this is not always true.
One way to find out which type of lender will work best for your needs is by comparing rates and terms side-by-side. This way you'll be able to find the right one for your situation without wasting time on applications that won't work for you!
Having trouble? We can show you how to boost your score into the 800 Club! Our team has helped 1000's of people get there!
See how here.

https://lebenventures.com/15-minute-call

Payoff the highest interest first
Credit card debt can be a huge burden, especially if you have high-interest rates on your cards.
If you only make the minimum payment each month, it will take years to pay off your debt and you will end up paying a lot more in interest.
Pay off the credit card with the highest interest rate first as this will save you the most amount of money in the long run. This is called the Debt Avalanche Method and it is one of the best ways to get out of credit card debt quickly.
📲 Get on a call with us & discover how to clean your credit fast!
https://lebenventures.com/15-minute-call

Avoid Credit Card Fees
You want to pay off your credit card balance each month, but it's hard to do that when you're not sure how much money is left on the card.
The problem with this is that if you don't know what's left on your card, you might end up paying interest charges or late fees.
A simple solution for this problem is a free service called Credit Card Checker. This service will show you exactly how much money is left on your credit cards and help you avoid those pesky fees!
Need help? We can teach you the exact methods our members have used to boost their scores in the 800 Club. We've done it over and over again for people who are really deep in the trenches!
👉 Schedule Your 360 Deep Dive Call Now!
https://lebenventures.com/15-minute-call

Protip to repair your credit score!
Keeping your utilization low does not mean you will be unable to spend beyond that.
As long as the balance is under 10% of your limit by your reporting date, you can spend as much as you want on your card. But if it's over 10%, then what?
The good news is that there are ways to keep your utilization below 10%!
We've helped many people so far in the past month to get their credit fixed!
Not sure where to start? Schedule Your 360 Deep Dive Call Now!
https://lebenventures.com/15-minute-call

Learn how to qualify for a mortgage with bad credit
Having bad credit can make it harder, if not impossible, to qualify for personal loans, mortgages, and credit cards.
You can use a credit builder loan to develop your credit record; improving your credit score so that after some time mainstream credit will be easier to obtain.
With a Credit Builder Loan, you'll get the funds you need now while building your good payment history over the next 12-24 months. A credit builder loan can help you get the funds you need now while building your good payment history over the next 12-24 months.
Not sure where to start? We've helped 1000's of people just like you!
📲 Book Your 360 Deep Dive Call Now
https://lebenventures.com/15-minute-call

DON’T CANCEL YOUR CREDIT CARDS!!
Canceling or closing out cards can have a negative effect on your credit score.

When you cancel a credit card, the limit of that card subtracts from your total credit limit which will increase your utilization and lower your score. You will also lose the age of that credit card which will lower your credit score even more.

Don't cancel or close out any of your cards! By doing so, you could be jeopardizing your hard-earned credit score. Instead, consider using a balance transfer to move high-interest debt to a new low-interest card. This will help keep your utilization low and maintain the age of your accounts.

Having trouble? We can show you how to boost your score into the 800 Club. Our team has done it over and over again for people.

📲 Let Us Help You Take Control of Your Financial Future!

https://lebenventures.com/15-minute-call

Get Your credit Score Out of the 500’s
Your credit score is important, but it's hard to know how you can improve your score.
If you want to get your credit score higher and out of the 500s or 600s, we have a solution for you. We've helped people who are deep in the trenches with their credit scores and they're now in the 800 Club!
We'll teach you just how to boost your credit score into the 800 Club by removing any incorrect negative information from your reports!
Need help? We can teach you just how you can boost your score into the 800 Club. We've done it over and over again for people who are really deep in the trenches.
Get on a call with us & discover how we can turn your financial future in the right direction!
https://lebenventures.com/15-minute-call

Boost Your Score in the 800 Club
Your credit score is one of the most important numbers in your life, but it's not always easy to know what you can do to boost it.
A good credit score means you can get a loan at a lower interest rate, which will save you money in the long run.
We can help you increase your credit score with our step-by-step methods. With us, you'll know exactly how to quickly improve your credit!
Work on the "age" and history of your credit - if you don't have a lot of credit history at the moment, start building it now!
Not sure where to start? We have helped countless people improve their scores.
📲 See for yourself what our programs can do!

https://lebenventures.com/15-minute-call

How To Challenge Hard Inquiries On Your Credit Report
Hard inquiries on your credit report can be confusing and frustrating. You may not know where they came from or why they are there.
If you have hard inquiries on your credit report that you don't understand or don't know how to deal with, you may feel helpless and frustrated.
You do have the legal right to challenge them!
📲 Let our team show you the 24 Hour Inquiry Removal Method that 1000's of our members have used!
https://lebenventures.com/15-minute-call

Credit Building Tip: Use Your Credit Card For Big Purchases!
You want to make the most of your credit card by using it for big purchases, but you don't want to get close to your limit.

It can be scary to put a lot of money on your card and risk going over your limit. What if you need that money in an emergency?

Use a card with a large limit. A card with a $10,000 limit and a $300 balance would have a utilization rate of 3%. A card with a $500 limit and the same $300 balance would have a utilization rate of 60%.

Need help? We can teach you just how you can boost your score into the 800 Club! We've done it over and over again for people who are really deep in the trenches.

Get on a call with us & discover how we can turn your financial future in the right direction!

https://lebenventures.com/15-minute-call

Living off of credit cards is a recipe for disaster.
You might be thinking that you can just pay the balance in full each month, but what happens if you lose your job or have an emergency? It's not uncommon to find yourself with high interest-rate debt when living off of credit cards.
Put a percentage of every paycheck into an emergency fund because living off of credit cards will lead to high interest-rate debt. The goal is to save up 6 months of living expenses in this fund. This way, even if something goes wrong, you'll still have money saved up and won't need to rely on credit card balances as much.
Need help? We can teach you just how you can boost your score into the 800 Club! We've done it over and over again for people who are really deep in the trenches.
Get on a call with us & discover how we can turn your financial future in the right direction!
https://lebenventures.com/15-minute-call

Don’t get denied for another loan again!
There's no reason why anyone should have bad credit because it doesn't have to be this way anymore.
You've been working hard to improve your credit, but you're still struggling to get a loan or line of credit. It's frustrating when you're trying so hard, but the results don't match up with your effort. This is why we created our service.
You deserve better than what your creditors are giving you right now, so let us show you how we can get started today!
📲 Schedule Your Free Consultation Now To See How We Can Help

https://lebenventures.com/15-minute-call.

Get back on the path to financial freedom
Most credit repair companies don't take the time to provide excellent service. Clients have a hard time contacting the company for updates on their cases.
That's why we give YOU all the power and tools you need to fix up your credit fast!
Our tried and true methods and have people just like you get on the path to financial freedom!
👉 Schedule Your 360 Deep Dive Now!

https://lebenventures.com/15-minute-call

Our credit repair method is fast and affordable
Traditional methods of repairing your credit take too long and cost way too much. Other companies will promise you anything just so they can make their money back from the high prices they charge their customers.

We offer affordable packages designed specifically for each client's needs and goals!

Our members get results. We've helped 1000's of people:

Increase scores
Remove collections
Remove late payments
Offer multiple credit services at ONE price
Correct errors on reports
Our programs give you control over your finances again.

📲 Schedule Your Free 360 Deep Dive Now
https://lebenventures.com/15-minute-call

We want to fix your credit
Do you want to repair your credit but don’t know where to start? Let us help you!
Our experts will go through every step of the process with you and teach you how to maintain clean up your credit fast.
Just like that, you’re on the path to loan approvals and lower interest rates! We'll help you clean up your report as well so that lenders will have no reason to deny your application!
📲 Schedule Your 360 Deep Dive Now
https://lebenventures.com/15-minute-call

Take 30 sec to increase your credit
If you don't learn the credit game now, you'll hate yourself later.
Here are my top 5 battle-tested ways that will boost your credit profile FAST.
Tip #1: Work on your "mix" of the types of credit (i.e. revolving vs. installment). For example, credit cards are "revolving" and the payment amounts can vary slightly month by month. Loans are installment-based, or fixed, payments that don't change each month. So for example, if you don't have any revolving credit on your report, get a primary credit card.
Tip #2: Lower your credit utilization (i.e. the credit limit vs how much you owe on that card). This is 30% of your credit score. Start with your lowest credit card limits first.
Tip #3: Make your payments on time! This accounts for 35% of your credit score, so it is extremely important. Put your accounts on auto-pay if you can.
Tip #4: Keep your inquiries down. Every time you apply for credit, an inquiry hits your credit report. Typically, you want to have 1-3 Inquiries every 24 months, and they come off in 24 months. Note: If you discover hard inquiries on your report, you have the legal right to challenge something on your report that is not yours.
Tip #5. Work on the "age" and history of your credit - if you don't have a lot of credit history at the moment, start building it now!
BONUS TIP: Do you have any negatives on your credit report? If so, you need to work on removing those.
Our credit programs will show you exactly how to get your score cleaned up FAST!
📲 Book your 360 Deep Dive Now!
https://lebenventures.com/15-minute-call

Here’s why your bad credit is hurting you
Why does good credit matter? Bad credit holds you back, it’s that simple.

Without good credit you’ll find it nearly impossible to get approved for personal loans, mortgages, lowering your interest rates, and credit cards. You’ll end up paying more for the same things you can get for a lot less with just a few changes to improve your credit score.

Our goal is to get each client to a fair credit score of 660+. You can take back control of your finances, and we’re here to help!

We have helped people:

Remove collections
Remove late payments
Pay off credit card debt
Get approved for loans
Get approved for credit cards
Our programs are designed to help you get your credit back on track ASAP!

👉 Check Out What We Can Do For You

https://lebenventures.com/15-minute-call

Did you know your bank statements can actually improve your credit?
Programs like UltraFICO and ExperianBoost will look at your banking record and add it to your credit report to improve your score.

This is because the things you already pay for every month like rent can add to your payment history. Depending on how long you’ve been paying it can even help boost the length of your credit. These two categories make up 50% of your credit score!

It is important to know what is being added because any inaccurate information can end up hurting your score.

Our programs show you exactly how to fix up your credit fast!

GET IN THE GAME! CLICK HERE!
https://lebenventures.com/15-minute-call

Do you have multiple credit cards collecting debt?
Having credit card debt can be stressful! Your credit score holds the keys to so many opportunities in life. Don’t let debt hold you back from those opportunities!

If you do have multiple cards with debt, then you should start paying off the card that has the higher interest rate. This will help you save money since the other card won’t collect debt as quickly as the higher interest rate card.

This is just one of our proven methods to improve credit! Let our team of experts guide you and help you enjoy the perks of having excellent credit!
Don't wait Click Here NOW!
https://lebenventures.com/15-minute-call

Do you know why only paying the minimum will end up hurting your credit score?
Only paying your monthly minimum may seem like a good idea at the time, but it can hurt you in the long run.

Yes, minimum payments still positively add to your payment history, but you’ll be racking up credit card debt! If you pay your minimum of $35 and have a remaining balance of $100, that $100 is going to turn into $120 or more! The remaining balance will be charged interest and credit cards are famous for their high interest rates.

Only paying the minimum may make it impossible to reach a balance of 0 which is also needed to truly maintain a good score. Every time you get charged more interest you utilization goes up too!

Let us help you avoid other credit traps and get your credit back on track!

Schedule Your Free Consultation By Clicking Right Here!
https://lebenventures.com/15-minute-call

Do you have an old credit card you forgot about?
Having old credit cards is actually one of the best things you can do for your credit. But don’t let the credit card company close it out due to inactivity (that’ll hurt your credit)!

An old credit card helps you in two categories: the length of your credit and your payment history. Having a long-standing card shows lenders that you have been able to manage your money for years.

Keep these cards open by putting a small monthly subscription and setting up autopay. This will help you avoid late payment fees.

Our programs have helped 1000's of people get back in the game!

👉 Click Here To See If You're A Good Fit!
https://lebenventures.com/15-minute-call

Bad credit habits that are killing your score!
Do you have bad credit and know it needs to be repaired but you’re just not seeing results? Well not only are we here to help but these bad credit habits could be holding you back:

Paying Only the Minimum
Habitually Paying Your Credit Card Late
Not Reading Your Credit Card Statements
By constantly paying the minimum or paying late all you're doing is racking up credit card debt. With interest rates easily reaching above 20%, you’re putting yourself in a hole.

Credit card debt is hard to pay off but not impossible. Our team is dedicated to making sure you get out of debt that’s holding you back. This will be a weight off your shoulders and a major step towards achieving your dreams!

👉 See How We Can Help You https://lebenventures.com/15-minute-call

Making your payments on time is going to help your credit score in more than one way!
Your payment history is the largest factor when it comes to calculating your credit score. By making on-time payments not only are you avoiding high-interest rates, but you can also actually request for those rates to be lowered.

Once lenders see that you’ve been able to be consistent with your payments, they’ll be more likely to lower your interest rates. Now they know you are a trustworthy borrower.

We are here to help you fix your credit score and save you money in the long run. Our team of experts has years of experience. We know how to get you the best results possible.
Don't wait Click Here NOW!
https://lebenventures.com/15-minute-call

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