Ronald Kessman - Regional Manager

PRMG has better technology to give you visibility to see the moment your past client's home is listed!

Contact me today to know more!

http://rkessman.myprmg.net

The first step is understanding the factors that make a mortgage-ready buyer:

-Monthly debts (compared to monthly income)
-Credit Score
-Credit History (including foreclosures or bankruptcies)
-Payment History (are payments made on time?)

If you have any other questions, feel free to contact me at [[email protected]] today!

http://rkessman.myprmg.net

Born and raised in Los Angeles by the sea , Victoria Bemis started her career working with a Top Producing International realtor, then went on to the world of mortgage as a loan processor / underwriter and fell in love. To become as well rounded as possible, Victoria worked at the top two escrow companies in Los Angeles, as well as an Escrow Coordinator with a residential / commercial developer. Nothing warms her heart more knowing that her borrowers have been taken care of with concierge service. She has worked with first time homebuyers to season real estate investors handling their portfolios. She is known to close transactions that were turned down at other lenders, with ease.

Her outside work activities include her lifelong passions, working in animal rescue, helping with the homeless and foster youth. She has also been very involved in the CA / Los Angeles political arena, as well as our local environmental groups.

If you'd like to get to know her more, feel free to contact her at [310-779-4873] today!

The first step is understanding the factors that make a mortgage-ready buyer:

-Monthly debts (compared to monthly income)
-Credit Score
-Credit History (including foreclosures or bankruptcies)
-Payment History (are payments made on time?)

If you've got any questions, feel free to contact me today!

http://rkessman.myprmg.net

PRMG has the tools to help you make this big decision. Check out our Refinancing Calculator, which will estimate how much money you could save each month and what your new monthly payment could look like!

http://rkessman.myprmg.net

Has your lender left you?

If so, contact me today at 949-285-9881!

http://rkessman.myprmg.net

Get on board with one of the Top Mortgage Employers in America! Progress is not possible without change and PRMG wants you to be a part of our greater success.

Contact me today to get started!

http://rkessman.myprmg.net

Have you been searching for an awesome company that can help you meet your secondary market lending needs? 🔍

Look no further than PRMG. We are a great addition to your team because we have 20+ years of experience, and understand exactly what you need. We go the extra mile to achieve a successful relationship with our partners to make their customer service efforts a breeze. 👍😍

Get signed up today and navigate the housing market with PRMG!
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Make sure your vehicle is equipped with essential items for safe travel to rural properties. For more tips, visit NAR’s REALTOR® Safety Program page. http://spr.ly/6183PHVh5

Proud to announce that Minesh Brahmbhatt is now part of our amazing team! 🎉

Minesh is a highly driven leader in the banking-mortgage industry with consistent ex*****on, proven record in sales, coaching and strategic leadership focused upon the origination process.

We are so proud to have you with us!!!

Don't be scared by the process of buying a home and becoming a homeowner!

If you have a driver's license or passport, you can begin applying today! Our NEW "True ITIN" Program requires no USCIS documentation!

Connect with me today to learn more.

http://rkessman.myprmg.net

Have you been wanting to renovate part of your home? PRMG Home Renovation Team is here for you! 🏡🛠

Our team can walk you through the different purchase loan products and help you determine which one matches your goals, and make sure that you get the best rate and service for your given scenario. The process of getting a home purchase loan just got a lot easier! ✅

Get started by filling out the pre-qualification letter request - https://prmgdreamhome.com/purchase/

Search like a Real Estate Agent for your dream home!

PRMG's unique real estate search tool allows home shoppers to see the best listings in their local area in real-time.

Download your home search app, and get in touch with me to get started!

http://rkessman.myprmg.net

If your clients apply for an FHA loan, what does this mean for your down payment and credit score requirements? 🏠

Luckily for you, we have the answer! Applicants applying for an FHA loan can have lower minimum down payments and lower credit scores than conventional loans. 💰

For example, if your client's credit score is below 580 you may be able to secure an FHA loan IF they can afford at least 10% down.

For credit scores ABOVE 580, your clients may be able to secure an FHA loan with as little as a 3% down payment.

Work with our PRMG team today to determine if an FHA loan makes sense for your client's needs! 👍

The qualifications for homeownership are constantly changing. The market can take a turn at a moment's notice but with PRMG - homebuying will always be a breeze! 🌟

To help you stay current on what is happening in the home-buying world, we've provided some homeownership top trends!

Reach out to our team to learn more about becoming a homeowner today! 🏡

When buying a home, one of the biggest decisions to make is whether you will seek out a 15-year mortgage or a 30-year mortgage.

There are pros and cons to both depending on what you want your homeownership journey to look like. Luckily, we have gone ahead and highlighted a few key facts about each mortgage option to help you out during Homeownership Month!

PRMG is here to guide you in your home-buying journey, reach out today at [[email protected]].

http://rkessman.myprmg.net

When it comes to refinancing options, what's the best option? 💰

Luckily, we have broken down each of these options so PRMG can get you the very best.

FHA can be a great choice, especially when you work with our team! PRMG is an experienced leader with Government Loans and is ready to answer your questions.... big or small!

Contact me at [[email protected]]

June 19th marks an important moment in American history. Juneteenth, also known as Freedom Day, commemorates the end of slavery in the U.S.



http://rkessman.myprmg.net

📚 PRMG's Homeownership Month is in full swing, and we're diving into some mortgage education for you! 🏠

Did you know that the average down payment made by first-time homebuyers is NOT 20%... but is actually just 6% of the home's purchase price? 📊

At PRMG, we have a variety of low down payment options and even down payment assistance programs nationwide that can help you get started on your homebuying journey.

Connect with our team today!

{[email protected]}

🌟 Did you know that being pre-approved for a mortgage can give you a competitive edge as a homebuyer?

📝 Here's an eye-opening statistic: In 2020, around 82% of homebuyers obtained pre-approval before house hunting.

📊 Getting pre-approved shows sellers that you're serious about buying and can make your offer stand out in a competitive market. So, take the time to gather your financial documents and connect with a trusted lender to kickstart your pre-approval process.

🚀 Let's make your homeownership dreams a reality this Homeownership Month! 🏡💫

Contact me at [[email protected]] for more details!

- Give Your Sellers the Confidence They Need!
- Get Your Offer Accepted!
- Get a lightning-fast approval!
- Compete with cash offers as a Certified Home Buyer!
- Sweeten the deal with a $10,000 Seller Guarantee!
- Close faster and with less stress!

http://rkessman.myprmg.net

Are you ready to become a homeowner? 🏠

If so, here are the three things you need to get a home loan:

✔️ Down Payment - There are more options than you think! Ask about our down payment assistance options based on your area.
✔️ Proof of Income - If you own your own business or earn W2 income, documentation requirements may differ. PRMG can explain what you need.
✔️ Credit - Ask the team at PRMG about the best way to learn more about your current credit score and discover the best options for you and your family.

Contact me today at {[email protected]} to get started!

With the help of the PRMG Home Renovation Team, you can Repair, Rebuild, Remodel, and Refresh your home! Work with PRMG to establish the best renovation plan for you and prevent having any additional or expensive secondary financing!

Call me for more details!

http://rkessman.myprmg.net

Are you looking to buy a home but not sure how much you can spend? 💰

PRMG has the tools you need to make your home-buying journey a breeze! Check out our Mortgage Calculator tool and determine what monthly payment works best for you - https://www.prmg.net/purchase-calculator/

Reach out to me today with any questions.
{[email protected]}

Student loans holding you back from a home? Well, say no more! Contact me to learn how you can become a homeowner this year!

http://rkessman.myprmg.net

Happy Mother's Day from me and the team at PRMG!

http://rkessman.myprmg.net

Buying a new home with a reverse mortgage can help you:

- Purchase a home that better fits your lifestyle
- Improve your cash flow
- Move closer to family, friends, and support network
- Get rid of monthly mortgage payments
- Fund retirement goals

Learn more about reverse mortgages here: https://www.prmg.net/hecm-the-options/?

http://rkessman.myprmg.net

This National Superhero Day, we are honored to recognize all of the incredible Realtors that support and work with our PRMG Branches and TPO Partners!

Our amazing realtors are the real superheroes, and we wouldn't be where we are today without you! We are grateful to work beside you all every day!

http://rkessman.myprmg.net

Drumroll, please! 🥁 NAHREP announces PRMG's Paul Rozo as the #1 Top Latino-Owned Business in the residential real estate industry.

This Top Latino-Owned Business list in the residential real estate industry recognizes how their contributions have increased Latino homeownership based. 12 Latino business owners are being recognized and Paul Rozo is featured in the number-one spot! 🥇

Thank you, Paul, for your continuous hard work and competitive drive to build PRMG's mission of being “Progressively Better in All that We Do.” 💙🧡

Check out the full press release at https://www.prmg.net/prmg-in-the-news-nahreps-top-latino-owned-business/

Did you know that PRMG offers a Funding Commitment for our valued home shoppers?

PRMG's Funding Commitment includes a comprehensive review by an Underwriter and will help give you an edge against other home buyers in your area!

May is National Asian American and Pacific Islander Heritage Month! 🎊

PRMG honors the courage, resilience, and achievements of the AAPI community. This month inspires us to recognize and celebrate the diverse voices and experiences that enrich our society. 🌺

PRMG is a space for all homeowners, at every step of their journey. We are committed to being a positive influence on our customers and our employees. 🌟

Are you ready to buy a new house but don’t have enough for a down payment? PRMG can help!



http://rkessman.myprmg.net

Are you over 62 years old and want to access the equity in your home?

PRMG's got you covered with our HECM program.

Contact me to learn more!

http://rkessman.myprmg.net

PRMG ranked as a Top 30 VA Lender by the Scotsman Guide! With over 3,000 employees in 49 states, PRMG leads the way in helping our Veterans achieve the dream of American homeownership.

Congratulations to the incredible hard-working and dedicated team members at PRMG. ?

Read more: https://www.prmgpress.net/press/2022/6/8/scotsman-guide-top-mortgage-lender-2022

http://rkessman.myprmg.net

Learn the steps for buying a home. Need some help? Contact my team to walk you through every step of your home buying journey!

http://rkessman.myprmg.net

Not sure how your credit score is calculated? Contact me and my team at PRMG to get your questions answered!

[[email protected]]

http://rkessman.myprmg.net

With over two decades in the industry and the ambition to be Progressively Better In All That We Do, PRMG is devoted to providing all of our Realtor Partners with paramount service!

- http://rkessman.myprmg.net

April is the month of National Financial Capability!

PRMG is passionate about first-time homebuyers! We want to help you increase your financial capability no matter where you are in your home buying journey.

One of the best ways to take control of your finances is to connect with PRMG and ask us about the Paramount Data Vault! With this platform, you can become mortgage ready by being able to manage your budget goals, credit score status, and more!

Contact me at [[email protected]] today!

- http://rkessman.myprmg.net