Aaron Jacobson - NMLS 1329933, AnnieMac Home Mortgage

If 2023 is to be the year you want to become a homeowner, here are six New Year's resolutions that can make your homebuying dreams a reality!

✔️ Decide your budget (& stick to it!)
✔️ Set a goal to purchase your next home by a specific date
✔️ Lower your monthly expenses
✔️ Hold off on big purchases
✔️ Check your credit
✔️ Get pre-approved and work with AnnieMac Home Mortgage 😉

Our specialists are here to help you every step of the way! Message us today to get started.

Here are three reasons why smart buyers are acting now!
🔑 Less competition
🔑 Sellers are cutting prices
🔑 Rates are expected to drop

Give us five minutes to explain why a short term high rate BEATS waiting for rates to come down!

You don't need special potions and witchcraft to get a home loan.🤷 Happy Halloween! 👻

Pre-qualification is a great way to get an estimate of how much you can afford, and pre-approval takes it one step further by verifying your financial information to get a more accurate mortgage amount. Getting approved early in your home search will help you decide on your budget and how much you are able to afford on a home.

Contact AnnieMac Home Mortgage today to get the mortgage process started. https://www.annie-mac.com/page/prequal-preapproval-steps

*** Pre-approval or pre-qualification is contingent upon income verification, credit report and property appraisal.

Deciding on a personal style can be a really fun and exciting journey. You may be wondering how to do this and where to start. Here are some tips on how to decide on your personal style.🌷 https://www.annie-mac.com/blog/choose-the-right-aesthetic-for-your-home

When you are committed to buying a home, we know that you are eager to finish the paperwork, get your loan approved, and get on with your new life as a homeowner. We also know that this decision is one that is often met with a lot of questions and confusion. 🏠

Here at AnnieMac Home Mortgage, we take the time to walk you through the mortgage process, answer your questions, and ensure that you are financially ready for a mortgage commitment. 🔑

https://www.annie-mac.com/page/buyer-guide

A conventional home loan is a mortgage that is not insured by the federal government, so its terms are more flexible than USDA, FHA, or VA loans. Offering low-interest rates, they’re a great fit for customers with good credit and financial stability who can afford a down payment.

Pro tip: You will not know what you can really afford to pay until you carefully examine your spending habits. A mortgage payment calculator can be extremely helpful when figuring out how much home you can afford. A great mortgage calculator can:

🏡Help you estimate your monthly mortgage payment
🏡Factor in other home costs
🏡Narrow down your home search
🏡Allow you to try out different scenarios
🏡Show you how different loan types compare to one another

Learn more: https://www.annie-mac.com/page/how-to-use-mortgage-calculator

"Optimism is the faith that leads to achievement. Nothing can be done without hope and confidence." - Helen Keller

This month we are supporting the fighters, admiring the survivors, honoring the taken, and never, ever giving up hope. 🎗️

We want to help you make a house a home. 🏡 Call today for details!

If you don't like sappy puns, you better leaf right now. Happy fall! 🍂

When all remaining questions have been answered, and all finances are verified, the underwriter will give a final approval and “clear to close.” This means that all conditions have been met and lets your lender schedule your closing. You are now fully approved to own a new home. 🤗

To learn more, please visit https://brev.is/IlJNd

When you picture the American Dream, a house with a white picket fence starts the thought. Let us guide you there. ➡

To make your front entranceway unique from the rest of the houses on the block, here are some ways to make your front entrance stand out! 🌼 https://www.annie-mac.com/blog/how-to-make-your-front-entrance-stand-out

Wishing you a safe and happy Labor Day!

Hello September! 👋 We weren't expecting you so soon. Take a look at September’s educational opportunities and sign up for as many as you’d like today!

What is your vote?! ⛄🌞

Thankful for the men and women who’ve fought tirelessly for our freedom.

When considering your first home, you should take into account the term of your home loan. The life of a home loan usually amounts to 15 or 30 years.

A short-term loan will give you higher monthly payments, but less money in interest payments over the life of the loan. With a long-term loan, you are in debt longer, but your monthly payments are lower.

We are here to help you choose the best loan for your situation.

Not us pausing on the street to see that another one of our clients has had their offer accepted!

No matter where or when, we can't help but celebrate!