Highland HomeLoans, Dallas, TX Videos

🏠 Need help securing financing for your dream home? We're here for you, even on the weekend! 🌟 This weekend, our dedicated team is available to assist you with all your home financing needs. Whether you're just starting your journey or need help finalizing details, we've got you covered. Here's how we can help: 1. Approval Assistance: Get approved to strengthen your offer. 2. Loan Options Exploration: Understand the best loan types for your situation. 3. Budgeting Tips: Receive advice on how to budget for your new home. 4. Documentation Preparation: Ensure you have all the necessary documents ready. 🏡 Let's make your homeownership dreams a reality. Reach out to us this weekend, and let’s get started on securing the best financing options for you! 📞 Contact us today to schedule your weekend consultation. #HomeFinancing #MortgageHelp #WeekendHours #DreamHome #HomeBuying #FinancialAdvice #OpenHouse #MortgageAssistance

Playing the waiting game with mortgage rates? You'd like to buy but ideally you want to wait for a lower interest rate – we totally get it! Here are our two cents about why waiting for rates might not be the best idea if you can afford to buy sooner rather than later: When mortgage rates dropped in 2020-21, more buyers entered the market resulting in home price increases and bidding wars. Potential homebuyers priced out of today's market will be itching to buy if rates come back down. You may want to avoid the competition from other buyers flooding the market. While waiting for rates to come down, rising home prices could make the overall cost of homeownership more expensive. Not only have home prices increased but rent prices have increased too. You can lock in a steady mortgage payment now and enjoy the equity that you build in the years to come. Just waiting can be stressful. Analyzing market trends and monitoring the housing market can be draining. Plus, if you have specific time constraints (like your lease ending), waiting for rates may not be feasible. Ultimately, deciding to wait or not to wait depends on your individual circumstances. Chat with a financial advisor or send us a DM to help you weigh the pros and cons!

Are you thinking about buying a home? 🤔 Do you know how much of a mortgage you can afford? 🏡💸 This easy to use calculator can help you determine your budget when buying a home: https://www.highlandhomeloans.com/calculators/how-much-home-can-i-afford/ Comment below or DM us for tips on understanding your budget and getting the home of your dreams. #HomeBuying #MortgageTips #FinancialPlanning

Don't let FOBAH (Fear of Buying a Home) stand in your way! With my expert advice and support, we'll help you navigate the home buying process with confidence and ease. Say hello to your new home sweet home! Reach out to us today to learn more!

Highland HomeLoans would like to congratulate our Top 1% Mortgage Originators for 2023, named by Mortgage Executive Magazine! Your hard work and dedication is unmatched!

Myth Busted! You DON'T need 20% down to buy your dream home! With various down payment options available, there may be a path toward homeownership for you. Don't let outdated misconceptions hold you back. Contact us today!

Congratulations to our 2024 Scotsman Guide Award Winners! Highland HomeLoans is honored to acknowledge these award winning individuals and their accomplishments!

Our phones are charged, our computers are on and we’ll be on standby all weekend long to help ensure you are on the winning side when you find the house you've been looking for. We're here for you.

Interest rates holding you back from buying a home? Our 3/6 Adjustable Rate Mortgage (ARM) is the perfect solution to make homeownership more affordable today. You can move now thanks to a below-market interest rate for the first 3 years, adjusting every 6 months thereafter.* Here's why you should consider it: -Lower initial interest rate -Lower starting monthly payment -Available for purchase and refinance -Jumbo options available too! Why wait for rates to change? Take action today! Contact us to learn more. Product info as of 1/26/24, subject to change. *When the rate changes, your monthly payments will increase if rates go up and decrease if rates fall. #Homebuying #firsttimehomebuyer #homeshopping

Interest rates holding you back from buying a home? Our 3/6 Adjustable Rate Mortgage (ARM) is the perfect solution to make homeownership more affordable today. You can move now thanks to a below-market interest rate for the first 3 years, adjusting every 6 months thereafter.* Here's why you should consider it: -Lower initial interest rate -Lower starting monthly payment -Available for purchase and refinance -Jumbo options available too! Why wait for rates to change? Take action today! Contact us to learn more. Product info as of 1/26/24, subject to change. *When the rate changes, your monthly payments will increase if rates go up and decrease if rates fall.

Is saving for a down payment a stumbling block on your path to homeownership? Turn it into a stepping-stone with a mortgage that offers a low or even no down payment. Many government-backed loans can help homebuyers afford a home, even if you don't have the money for a down payment. Contact us for details.

🏡💸 Turning Dreams into Reality! 💸🏡 Exciting news for all future homeowners! This tax season, consider using your tax return as a powerful tool to kickstart your journey to homeownership. 🌟💰 Instead of letting that return gather dust, put it to work by using it as a down payment on your dream home. Transform those dollars into the key that unlocks the door to your own space, filled with endless possibilities and memories waiting to be made. With today's lower interest rates, it's time to seize the opportunity to invest in your future, build equity, and create a place to call your own. Your tax return is more than just numbers; it's the down payment on the life you've been dreaming of. 🚀🏠 #TaxReturnGoals #HomeownershipDreams #InvestInYourFuture

We are thrilled to announce and commend the exceptional achievements of our dedicated Loan Officers who have earned their place in the esteemed Highland HomeLoans Power Producers Chairman's Circle 2023 and President's Club 2023! 🏆✨ Cheers to your continued success! 🥂🌟 #LoanOfficerAchievements

Navigating the world of homeownership for the first time can seem daunting, but remember, you're not alone. It’s important to understand that there are multiple mortgage options, like fixed- and adjustable-rate mortgages (ARMs), that are tailored to fit your unique home needs and financial goals. Fixed-rate mortgages provide predictability with steady payments, perfect for those planning a long stay in their new home. For those foreseeing a move in a few years, an ARM could offer flexibility and potentially lower initial payments. The key to finding the right mortgage is understanding what suits your financial situation, goals, and future plans. At Highland HomeLoans we're here to guide you through these choices and help you take confident steps towards your first home. Connect with us today to get started. #Homebuying #FirstTimeHomebuyer #MortgageOptions #FixedRate #ARM

If high mortgage rates have you on the fence about buying a home, we may have a solution. When you close on your purchase loan with Highland HomeLoans between 10/26/22 and 3/31/24, you may qualify for the Rate Redo program. By waiving the lender’s fees* on your future refinance with Highland HomeLoans, Rate Redo allows you to put those savings toward something else. HOW RATE REDO WORKS • Close your purchase loan between 10/26/ 22 and 3/31/24 • Make 7 timely monthly payments • Refinance the loan with Highland HomeLoans by 3/31/27 • Get your refinance lender’s fees waived* *Conditions and restrictions apply. Lender fees (i.e., administration, application, closing, commitment, processing, underwriting and wire fees) will be waived when, by 3/31/2027, borrower closes on a refinance of a qualifying loan with Highland HomeLoans, LLC. All other fees apply. Qualifying loans are purchase loans originated and closed by Highland HomeLoans, LLC. between 10/26/2022 - 3/31/2024 on which borrower has made 7 timely payments. Excludes brokered loans. Refinanced loan must meet agency and investor guidelines (e.g., seasoning requirements, net tangible benefit). Limited to the initial refinance of the qualifying loan. Subject to credit approval. Cannot be combined with any other offer. **On refinances of Rate Redo qualifying loans closed between 11/17/2023 - 3/31/2024 and refinanced by 3/31/2027, in addition to the waiver of lender fees, borrowers will receive an additional $1,000 closing cost credit.

Buying a home is exciting, but it’s also easy to make some mistakes along the way. Here are our top 3 tips for avoiding homebuying mistakes. Number one, be proactive about your credit score. When you apply for a mortgage, we look at your credit score pretty closely. If you want to improve your credit score, try setting up auto payments so that you never miss a due date. Number two, thinking you have to put 20% down. The 20% down payment requirement is nice, but most people put less down, and we have several low down and no down payment loan options that could help you afford your next home. Finally, know your budget. House hunting is fun. But, shopping without knowing what you can afford could set you up for disappointment. Let’s have a conversation to see how much home you could afford so that you can know your buying power and shop for you home confidently. If you have any questions, please reach out to us at any time.

Did you know that your home insulation can settle or shrink over time? 12+ inches of insulation is the recommended thickness to keep in your attic at all times. If you are running low, it could have a hefty impact on your energy bill. Take the time to check your insulation this winter, your wallet will thank you later!

Are you considering buying your first home but feeling overwhelmed by the cost? Did you know that certain products allow you to receive gifts from family members to help with the down payment and closing costs*? A mortgage gift is money gifted to you by a relative or close friend to assist with the purchase of a home. This gift can go towards the down payment or closing costs, making the process a little easier on your wallet. So, if you have generous family members who want to support you in your home- buying journey, you can use those funds as a mortgage gift. It could make all the difference in helping you achieve your dream of homeownership! Contact us today to get started! *Additional restrictions may apply. Contact your Highland HomeLoans loan officer for more details.

With our award-winning online application process*, you could be qualified** for a mortgage within minutes! Considering the recent dip in interest rates-- now is the time to act. Reach out to us today to begin your application! * 2022 Best-in-Class Lender Award - Online Tools, MortgageSATTM; 2022 Best-in-Class Lender Award - Application Process, MortgageSATTM ** All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

Is saving for a down payment a stumbling block on your path to homeownership? Turn it into a stepping-stone with a mortgage that offers a low or even no down payment. Many government-backed loans can help homebuyers afford a home, even if you don't have the money for a down payment. Contact us for details.