Salmeron Financial
Welcome to Salmeron Financial! (Pleased to meet you.) If you are looking for a dependable, trustwo A Registered Investment Adviser.
Securities and advisory services offered through Commonwealth Financial Network®, member FINRA/SIPC, www.finra.org/www.sipc.org. Strictly intended for individuals in AZ, CA, CO, IL, IN, MA, NC, NJ, NM, NY, OH, OK, OR, PA, SC, TN, TX, WA, WI. No offers may be made or accepted from any resident outside these states due to various state and registration requirements regarding investment products and
So last week, I stood in front of David the other day.
Yeah, *that* David.
And here's me, a financial advisor, standing in front of Michelangelo’s masterpiece, and my brain immediately goes to wealth management.
(You might think this is weird, but stick with me.)
Michelangelo didn’t settle for mediocrity. He aimed for the friggin' ceiling. (Literally.)
That’s the kind of dedication it takes to sculpt a masterpiece or build strong, long-lasting financial security.
I mean, there's a reason why we can view David in real life, 500 years later. Right?
He didn’t use a get-rich-quick chisel on a 6-ton block of marble from the Fantiscritti quarries in Tuscany.
Nope, steady hands, countless hours, and a screen-out-the-noise pursuit of his goal.
Day by day by day by day.....
Building wealth and pursuing your financial security is similar.
It’s not the ability to pick hot stocks or the latest shiny object.
No, instead you need a diverse set of 'tools', dedication, and great guidance.
So, stop dreaming about winning the lottery (which won't happen) and start sculpting your financial next level.
Next time someone pitches you a financial get-rich-quick scheme, remember David.
(Yes, I took this photograph )
Have you ever seen David? What do you think ...? (comment below 👇)
BREAKING: Presidents in office don't control the stock market.
Which is why tying your investment strategy to the presidential election is about as smart as using a sieve to catch rain.
Apparently, some people think the fate of their investments hinges on who's in the Oval Office.
Wrong! Presidents come and go, but the market operates with a mind of its own.
It's more influenced by whether or not your favorite companies are making bank!
So, chill out and focus on what actually matters, which is your behavior: the actions you take/don't take around your portfolio. Your future balance sheet will thank you.
💡 Hit that "Like" button if you agree.
💡 Comment with your thoughts (I dare you).
♻️ Share this post to save your friends from financial meltdown.
“Grato” – that’s “grateful” in Italian. 🇮🇹
And it barely scratches the surface of the emotion you’ll feel when you find yourself in the presence of greatness.
When someone in your life like and hand you a chance to spend time with and meet and his wife , you say “SÌ!”
Sometimes the universe conspires to elevate you from your current existence to that new higher level. When that happens, just say yes.
On top of this weekend’s experience, what a pleasure to support the and help people in Italy and Haiti who are in desperate need. 🤲
For all of this, I will be eternally grateful. Or should I say, “grato”?
Tired of staring at your balance sheet with sadness in your eyes??
Wish your net worth looked more like a 5-star resort and less like a Motel 6?
The secret weapon you're missing might surprise you... it's not a magic money tree (although wouldn't that be nice?).
Check out this video to learn the REAL key to financial success (hint: it involves a little thing called habits).
LIKE and SHARE if you agree - building wealth is about lots more than just investment selection!
Political debate night! Before you reach for the "sell all" button on your investment app, hear this:
Your long-term investment plan doesn't give a flying fig about who wins this debate (or the election, for that matter).
I'm not saying the markets live in a vacuum and act only in a straight line.
Instead, I'm saying that any well-designed long-term investment strategy doesn't give a rip who wins a debate (or an election). It's more interested in how it will help YOU reach your goals important to your life.
Remember that time you made a brilliant financial decision fueled by pure panic? Or that time you aced that calculus test fueled by sheer anxiety? Me neither.
Same with emotions and investing. Not a great combo.
Keep your politics out of your portfolio and let your investment plan be the captain (hopefully with a great financial advisor on board 😀), not your punching bag for political anxieties.
Your future self with a healthier retirement account will thank you.
♻️ Repost if with your friends as a reminder to keep their emotions out of their money!
Are you feeling the "shoulda bought Nvidia" blues? ? ?
You're in luck: You can still buy that next NVDA hot stock today.
It's out there right now, among 1000s of stocks.
Not sure where to find it?
That's exactly why you didn't buy NVDA years ago.
Instead of searching for the needle, invest in the haystack.
Unicorn hunting is a recipe for higher therapist bills (and a lighter pocketbook).
♻️ Repost if this was enlightening 💡 to you!
This podcast episode dives into the real reason why your investment results might suck (hint: it's not the market!).
I had a blast chatting with Mark to help expose those subconscious gremlins sabotaging your money moves.
It's time to expose the subconscious mind for what it truly is: a financial FOE (Friend of Enemies) obsessed with keeping you safe (from good returns, apparently).
Learn how to outsmart this intrusive, powerful voice!
Something I wish I knew much earlier in life:
Here I am, soaking up some Florida sun with my honey. And guess what? The world didn’t end because I stepped away from my laptop. (Shocking, I know.)
Sometimes taking a break is the difference between burning out and breaking through.
Behind every ‘crushing it’ post is a person desperately trying to remember what a full night’s sleep feels like. We’re all guilty of showcasing the highlights while hiding the ‘is this all worth it?’ moments.
Find your Palm Beach - whether it’s an actual beach, a good book, or just a quiet moment with a favorite beverage. Your stressed-out brain will thank you, and who knows? Your next big idea might just show up when you’re not hunting it down.
Now, excuse me while I go back to pretending I’m not thinking about work... starting now.
(No, now.)
(Okay, NOW.)
Give me a heart if this resonates with you.
What’s your Palm Beach?
P.S. Full disclosure: I wrote this post in between checking emails. On Sunday. In Palm Beach. Old habits die hard. Progress not perfection, right?
Steve Jobs once said, “Stay hungry, stay foolish.”
Apple reportingly has suspended production of the Vision Pro due to lack of sales, according to an article The Informationist.
I doubt Jobs meant “hungry because you spent an entire house payment on a VR headset.” But listen, in the world of entrepreneurial innovation, sometimes you need to face-plant spectacularly before you can moonwalk to success.
For the pessimists, this might look like a stumble. (Oh no, Apple messed up!)
For the optimists, this could be just another day in the exciting world of pushing boundaries.
Which way do you see it?
Would you like to know what the most powerful investment is?
Sure, everyone wants the magic investment tip – the secret stock that'll make them a millionaire overnight.
But frankly, I'm tired of those conversations.
Here's the real shocker: the most underrated investment you can make isn't some obscure cryptocurrency or a revolutionary new oat milk brand.
It's something far more boring (and way more effective): SELF-ESTEEM.
Yeah, I know, yawn. But hear me out.
Self-esteem is like the invisible personal stylist of your life choices.
It dictates everything from your grocery list (kale chips or Doritos?). It influences the company you keep (supportive network or energy vampires?).
And it steers how you handle your finances (savvy investor or impulse buyer?).
So, before you chase the next get-rich-quick scheme, consider investing in yourself.
It might not be as flashy as a lambo, but trust me, the returns are way more sustainable (and less likely to get repossessed).
👇 Gimme a "like" and a comment if this made you stop and think
♻️ Repost if you found it valuable
Happy Father’s Day to the best-dressed investor I knew! This guy not only rocked a tux, but he also showed a young me how to invest in my very first stock (Wendy’s, no judgement!).
Little did he know, he’d be helping to launch the career of a future financial advisor and wealth manager. Thanks for the belief, Dad. Miss you tons.
(Give me a red heart if you miss your dad too)
This isn't your average throwback Thursday!
This is a deep dive into the heart of Salmeron Financial's success story, featuring the amazing Melissa!
Today I'm celebrating her because has been the rockstar behind the scenes for a WHOPPING 12 YEARS!
With her "Mad Men" vibes, she's been my Director of Client Care, channeling her inner 1960s secretary (think impeccable style and unwavering support) to keep our operation running smoother than a martini (shaken, not stirred).
Having a phenomenal assistant is like having a secret weapon in the business world. Melissa keeps my schedule on track, anticipates my needs, and makes sure our clients receive top-notch care. She's a glue that holds this whole operation together!
What's the lesson for all you entrepreneurs out there? Invest in a fantastic assistant! It frees you up to focus on the big picture and grow your business.
Let's shower Melissa with some love in the comments below! ❤️ 👇 👇 ❤️
Whomever said, "Money can't buy happiness" was technically right. However...
..let's face it, the financial security that comes with money can buy you something far more valuable: a life that isn't haunted by the specter of a bone dry bank account.
Financial security means spontaneous adventures – a last-minute concert ticket without the internal debate over dipping into your emergency fund, a weekend getaway to the beach without the constant mental math of gas prices and hotel costs.
It's the freedom to say "yes" to experiences that enrich your life, instead of being chained to the never-ending "should I/shouldn't I" financial calculus.
Think about it: a fridge perpetually stocked with healthy food that doesn't involve ramen noodles for the third night in a row, a car that starts reliably (because let's be honest, car trouble is a happiness killer), and the ability to help a friend in need without feeling the pinch in your own pocket.
I'm not talking about buying a fleet of sports cars or a closet full with clothes that will never see the light of day. I'm talking about having the freedom to spend your time and energy on things that actually matter – like pursuing your passions, spending time with loved ones, or simply enjoying a great cup of your favorite coffee that wasn't bought by rummaging through your couch cushions for coins.
Sounds pretty darn close to happiness, wouldn't you say?
♻️ Repost if this was meaningful to you
Feeling like the world's ending?
Here's a history lesson.
Scrolling through the news feed these days, it's easy to feel like the world's on fire.
But when you zoom out and take a look at history, things don't look quite so apocalyptic.
Think about it: poverty rates are at all-time lows, healthcare is constantly advancing, life expectancies wayyyyy up, and access to information is unprecedented. (Just naming a few.)
Sure, there are challenges to tackle, but progress is undeniable. Right?
The point? You get to choose your perspective. Will you dwell on the negativity and allow that to sink your world, or will you focus on the progress and use it to fuel your life?
Choice is yours.
What are you choosing today?
Global entrepreneur and Real Housewives of Dubai star, Caroline Stanbury, knows a thing or two about building connections.
She gets candid about her friendships on and off-screen.
Caroline's such an icon, and her honest perspective was both revealing and engaging to me. How about you?
How do you build lasting connections?
Don't let your future self be like, "Ugh, what was I thinking?
The seeds you sow today will either blossom, or wilt.
What'll it be for you?
Ever notice successful people rarely go it alone?
There's a reason for that!
As life gets busier, time becomes a precious commodity. (Obvious, I know.)
That's why building a dream team, both personally and professionally, can be a key to unlocking that next level potential.
Surrounding yourself with the right people allows you to focus on what you do best.
Imagine: Living a rockstar life with the right people on your side!
Wouldn't you like that?
Share your thoughts in the comments!
These might be the four most dangerous words in a long-term investor's vocabulary:
"This time it's different!"
The truth? History repeats itself (at least a little). New events and changes are inevitable, but they're usually the fuel for growth, not the end of the world.
**"This time it's different..."** Said every investor ever (before making a mistake).
Don't let this 4 words panic you into making rash decisions! Remember, markets rise and fall, economies evolve, and societies change – it's a natural part of life.
Ready to talk strategy? www.salmeronfinancial.com
P.S. Follow for more tips on keeping your behavior in check and on point!
Would you like to know how empires are built?
It all starts with the mind!
Early retirement success... is it really?
Ever feel like your money's journey gets lost in the chaos of daily life?
Look, you might be a rockstar in your career, but when it comes to money, sometimes even the brightest stars need a guide.
We weren't born financial wizards. We were born to breathe, and from Day 1 depend on other relationships to survive.
Your money is arguably your most precious asset, and making smart decisions with any amount of spare time can feel like brain surgery on a tightrope.
Having a great advisor by your side can help speed things up, like having someone else hold the flashlight while you dodge the cobwebs.
Because even the brightest minds need a flashlight to illuminate the dark corners.
Your financial well-being is way more important than any solo adventure in the wilderness, right?
Comment below if you agree 👇
Have you ever had a French Open financial tip? Well, here it is:
Ditch the lonely wall practice (and those questionable financial decisions)!
Instead, assemble your dream team of advisors, just like John McEnroe did for his trophy haul.
He would know: He's the only male player to win more than 70 titles in both singles and doubles, including one French Open grand slam (mixed doubles 1977).
I asked him recently how he assembled his support team ... take a listen to what he said!
Don't go it alone! Learn from the legend and assemble your dream financial team too.
LIKE this post if you agree, and comment below if you think McEnroe was the G.O.A.T. of tennis 👇👇👇
Scarfing down overpriced stadium nachos with my niece is clearly the superior life choice.
Family — a top 5 life value for this uncle…
…and spending quality time with loved ones is a gift we should all cherish.
We don’t know if we have tomorrow, folks.
, me, and a whole lot of peanuts!
Who are you creating lasting memories with today?
Ever wondered where the best place to invest your money is?
My answer to that question may not be what you’d expect! 🎙️
I spilled the beans on the "Studio Chat" podcast with Barbara Thompson.
You can hear my answer in this episode (link in the comments)
Curious about my top investment pick?
Take a guess of what it is in the comments below! 💬👇
Just like with long-term investing, mixing it up in business can be a smart move.
Catch Jillian Michaels spill the beans with me on how she diversifies to build her empire.
(And she’s already built an empire, so she might just know a thing or two!)
Is it time to give your money a fresh set of eyes?
Want your wealth to grow, but your current advisor's stuck in the ground?
Watch this video to discover the key qualities of a top financial advisor that might be right for you!
Billionaires got that way because they got lucky.
At least, that’s what Mark Cuban says.
I always perk up when Mark Cuban starts dishing out wisdom, like when he made his Lex Fridman podcast appearance.
I heard Cuban delivered this truth bomb: "Becoming a billionaire requires luck. There's no business plan that starts out by saying 'I'm definitely going to become a billionaire'. Lots of things outside of one's control have to happen."
When most folks start dreaming of wealth— they’re thinking $1 million, $10 million, or even $100 million—nobody pencils in “become a billionaire” on their Day One to-do list.
So how does this happen? Millionaire to billionaire?
Cuban said that luck is the secret ingredient.
Just ask Elon Musk, who skyrocketed right as eco-tech became all the rage, or Eric Yuan, whose Zoom took center stage when the world turned into a giant pajama party.
These guys had their moment where the stars aligned. But it is not as simple as a random lucky moment … luck loves the prepared.
It strikes me that luck doesn’t just waltz in unless you’ve laid the groundwork—think infrastructure, capabilities, confidence, visibility, support networks, and good old-fashioned know-how.
Luck might open doors, but you better have the house built first.
So, do you think Cuban’s right about the billionaire recipe needing a dash of luck, or is there more to it?
Drop your thoughts in the comments. I’d love to hear them!
Let’s see how prepared we all are when luck decides to visit.
What’s that one thing you can easily afford but still avoid buying?
I'll go first: I never pay for food delivery services (Uber Eats, DoorDash, etc). Just can't bring myself to pay the extra $5 (and tip) for something I can easily pick up myself.
(Am I too cheap?)
What about you? What's one thing you hesitate to buy, even if you can totally afford it?
Spoiler alert: The afterlife doesn’t offer stock options.
Have you heard of this 'Golden Rule' of life?
Creating Grade-A, top-tier relationships.
Because as humans we're social creatures, wired for connection with others from the moment we enter the world.
We kinda need each other. From Day 1.
Since the dawn of time, we've been clinging to relationships like a lifeline.
This is what the champion of sneakers, Joe Foster of Reebok fame, emphasized when I visited with him recently.
Watch this quick video: He shares how climbing the ladder can be done - one handshake step at a time.
Comment below if you agree! 👇
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1957年東京都生まれ。80年東京大学経済学部卒業。三和総合研究所(現三菱UFJリサーチ&コンサルティング)主席研究員などを経て現職。独協大学経済学部教授も務める。