Karla Castro Loan Officer with The Truth About Lending

Karla Castro was born and raised in Miami, Florida and has always loved the world of real estate. NMLS# 2377093

She became a licensed loan originator to serve her community by providing honest and ethical advice to those interested in purchasing a home.

The Truth About Lending - More Mortgage Options Than Banks 07/12/2024

Rates are starting to come down but this is just the beginning. They are expected to continue to come down over the next months to two years.

It may or may not make sense yet for you to refinance. Remember the Federal Reserve has not made any rate cuts yet. The rates have come down because the economic news has indicated that inflation is well under control. The bond market is what really controls the 30-year fixed mortgage rates.

The bond market is currently anticipating the Federal Reserve to lower rates at some point this year. For a detailed analysis of whether or not it makes sense or not for you to refinance please give me a call.

The Truth About Lending - More Mortgage Options Than Banks The Truth About Lending founded by Melinda Payan, your residential mortgage specialist tells you the TRUTH about lending.

Hometown Heroes Is Back - July 2024 06/27/2024

https://youtu.be/6s-vD_t1ees?feature=shared

Hometown Heroes Is Back - July 2024 This week on Mortgages with Melinda, we're diving into the exciting return of the Hometown Heroes program this July. It's great news as the state has committ...

Exploring Loan Options for Foreign Nationals 04/23/2024

Please join us on Wednesday from 12-1pm as we discuss Foreign National loans.

Exploring Loan Options for Foreign Nationals Foreign National loans, how can a borrower get a loan and what are the options?

We have more mortgage options than banks! 🏠 #shorts #florida 03/29/2024

More reasons why you should use The Truth About Lending

We have more mortgage options than banks! 🏠 #shorts #florida I'm Melinda Payan, owner of The Truth About Lending, and I'm here to tell you that not everyone fits into a cookie cutter loan product. Guys, one of the best...

We have more mortgage options than banks! 🏠 #shorts #florida 03/29/2024

https://youtube.com/shorts/hd4cKhtcb2o?feature=shared

We have more mortgage options than banks! 🏠 #shorts #florida I'm Melinda Payan, owner of The Truth About Lending, and I'm here to tell you that not everyone fits into a cookie cutter loan product. Guys, one of the best...

The Truth About Lending - More Mortgage Options Than Banks 03/28/2024

You are not just another file to us you are a family with a goal.
You are not just a credit score to us you are a person and human.
You are not just a commission to us you are a relationship.

This is not just a house to you but rather a home.
This is not just a transaction to you but a life-changing event.

We are not just mortgage brokers, we are mortgage advisors.
We see you, we hear you and we care.

The Truth About Lending - More Mortgage Options Than Banks The Truth About Lending founded by Melinda Payan, your residential mortgage specialist tells you the TRUTH about lending.

03/26/2024

https://streamyard.com/watch/gYREGNGJqEQ2
What buyers need to know now! We bring you the truth!

If you missed this session last week, please join us for an in-depth look at how lenders will view the NAR settlement. Join us this Wednesday 3/26 from 12 to 1 PM.

A Lender's Perspective on the NAR (National Association of Realtors) Changes 03/19/2024

Join me Wed 3/20 12-1pm for a discussion on how lenders will view the NAR settlement and what to expect from the lending community

A Lender's Perspective on the NAR (National Association of Realtors) Changes Buyer's closing costs could be on the rise and how this will impact consumers.

Lunch & Learn with Melinda - The Truth About Lending 02/20/2024

https://thetruthaboutlending.com/lunch-learn-with-melinda/

Please register for tomorrow's lunch and learn 12-1PM
THE TRUTH ABOUT DOWN PAYMENT ASSISTANCE

Lunch & Learn with Melinda - The Truth About Lending We’re elated to have you consider joining our enlightening “Lunch and Learn with Melinda” webinar series every Wednesday at 12:00 - 1:00PM EST

Today’s Housing Market Is Nothing Like 15 Years Ago 01/11/2023

👀

Today’s Housing Market Is Nothing Like 15 Years Ago There’s no doubt today’s housing market is very different than the frenzied one from the past couple of years.

11/11/2022

Very grateful for all our veterans. My husband included 😉

10/31/2022

Happy Halloween!!!

10/19/2022

Come say hi!!! This weekend

The Truth About Lending - Foreign National Loans 10/09/2022

Interested in a Foreign National loan?

https://youtu.be/XVMVrkwQes0

The Truth About Lending - Foreign National Loans Melinda Payan and The Truth About Lending Team are your Residential Mortgage SpecialistsHere at The Truth About Lending, we see mortgage financing from a uni...

09/23/2022

Mortgages to Corporations. That’s right buy in your LLC!
NMLS 2377093

09/19/2022
Investor Cash Flow Loans - The Truth About Lending 09/12/2022

Investor Cash Flow Loans - The Truth About Lending Are you a real estate investor looking to grow your portfolio? Our Investor Cash Flow Loans are designed specifically to serve your investment goals.

09/04/2022

Great time at the Broward Home Show today. Tomorrow, we do it all over again.

Timeline photos 09/01/2022

Come by and say Hi. We would love to see you there!!

Come one, come all! Learn the basics on the difference in financing home improvement projects from the leading expert in the financial and residential lending industry.

Melinda Payan, the president of The Truth About Lending, will be a featured speaker on Sunday, September 4, at 4:00 PM

Melinda will discuss:
- Which loan fits your needs best
- Cash out refinances
- Home Equity Lines
- Renovation Loans

Melinda is there to help you!

Don't miss the opportunity to experience South Florida's premier destination for everything home design and home improvement.

We are the experts.
We go the extra mile.
We tell you the TRUTH.

NMLS # 1054357

Register today!
https://bit.ly/3QZOKlA

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12515 Orange Drive Suite 805
Davie, FL
33330

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