Dr. Mortgages-PRMG

Florida lawmakers during the past two years made a series of changes to try to bolster the property insurance market as carriers dropped customers and increased rates because of financial problems. The problems also caused the state’s Citizens Property Insurance Corp. to balloon to become the largest insurer in Florida.

Busting the budget is everyone's biggest fear when it comes to home remodels. And with good reason.

Even if you follow the essential advice we've been doling out for years—build in a 20 percent cushion to cover the nasty surprises, get contractor references and check them, banish the words "while you're at it" from your vocabulary—it's hard not to end up shelling out more than you want to.

With some strategic thinking about design, materials, and timing, you can cut costs without cutting corners. Below, we'll show you the ways, from the big to something as small as choosing a wall sconce over a recessed light.

But another universal truth about home improvement is that every little thing adds up. So another important consideration to start with is to decide whether or not to demolish the whole house and start from scratch.

https://www.floridarealtors.org/news-media/news-articles/2022/05/some-homeowners-refuse-sell-investors

Some Homeowners Refuse to Sell to Investors For some sellers, it’s emotional: A beloved family home should only be sold to a family, and they’ll take less money to make it happen. Others worry about neighbors.

We always pay attention to the things we need to accomplish when applying for a mortgage. When it comes to applying for a mortgage, there are a few things you should avoid doing. To ensure a smooth mortgage transaction, follow these guidelines.

Want to learn more? Call us today to find out how much you could qualify for at 786.661.5857

SELF EMPLOYED BORROWERS ARE GETTING DENIED AT BIG BANKS FOR A MORTGAGE...
We Say YES!! No Tax Returns Needed!

The deadline for 2022 Homestead Exemption filing in March 1st (Tuesday) for those that purchased your home last year.

Do something today that your future self will thank you for...which small step can you take this month to boost your credit score? 💳

1️⃣Avoid applying for credit before purchasing a property. Taking out new credit before buying isn't the best timing as it can lower your score significantly ... A lower credit score may also cause your lender to bump up your interest rate. Doh.

2️⃣Make sure you are registered on the Electoral Roll (Voters Roll) at your current home address. Lenders love this & your credit score does too!

3️⃣Pay your direct debits, finance payments, memberships, subscriptions & utility bills on time. A late or missed payment is a big no-no for lenders as it shows up on your score.

4️⃣Don't use your credit card to withdraw cash from cash machines. Say no to cash back in shops too. This effects your credit score.

5️⃣If you can, pay off your credit card(s) in full each month. Your bank will think you're the best borrower in the world, it will boost your credit score & it's a big thumbs up to the lender.

THE Mortgage Dr. 786.661.5857

According to Fannie Mae research, lenders factoring in first-time home buyers’ history of consistent rent payments is one significant difference between applicants qualifying and not qualifying for a mortgage. In a recent sample of mortgage applicants who had not owned a home in the past three years and did not receive a favorable recommendation through Fannie Mae’s Desktop Underwriter (DU), 17% could have received an approve/eligible recommendation if their rental payment history had been considered.

THE Mortgage Dr. 786.661.5857
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First-time homebuyer tips:
THE Mortgage Dr. 786.661.5857

Enjoy amazing views of the intracoastal and the beautiful Sunny Isles skyline views, will take you breath away. ☀☀
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Step by step, place become property, property become a mortgages, and mortgages became derivative investments 🏡
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WHY LOCATION IS THE MOST
IMPORTANT FACTOR

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Dr. Mortgages-PRMG is now on WhatsApp.

A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral. HELOC is typically the cheapest type of loan to borrow on. For more information please feel free to contact me at 786.661.5857

As we wrap another crazy year for real estate, there’s one big question on everyone’s minds right now: will the 2022 housing market continue to follow the same trajectory, or are we facing a possible downturn?

Jessica Paulo Paramount Residential Mortgage Group, Inc. (PRMG) has been a leader in mortgage banking for well over a decade. As one of the largest privately held national mortgage bankers and residential home lenders, PRMG has successfully helped homeowners purchase and refinance their homes across the country.....

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Florida Realtors economist: Whatever the price point, buyers have fewer options this year than they did last year. But the affordable home supply suffered the most. The amount of single-family homes with a value of $300K or less declined over 60%.

Very important!!

Autumn Starr IS THE TRUTH!

If you have a less than perfect credit score and want an INCREASE, she has connections that legally erases negative things like repos, foreclosures, late payments, medical bills, student loans, evictions, and more....

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New-Home Slowdown Isn’t Buyers, It’s Builders

https://www.floridarealtors.org/news-media/news-articles/2021/03/new-home-slowdown-isnt-buyers-its-builders

Alert‼️BROWARD COUNTY HPA IS BACK. ACCESS UP TO $50,000 in housing assistance. Call us today ☎️ Don’t wait we can help you access down payment and closing cost. 🔑🔗🏠🏠

Broward County HPA IS BACK & Many more programs. CALL ME TO ACCESS PROGRAMS FOR DOWN PAYMENT AND CLOSING COST TODAY ☎️ $50,000. (786)661-5857☎️🏠🏠🗝

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As Homelessness Rises in Seattle, So Does a Native American Housing Solution In many cities, Indigenous people experience homelessness at far higher rates than whites. A new housing project aimed at better serving this community will try a holistic approach.

Want to know what you qualify for or when is the best time to buy ? Please give me a call at 786.661.5758