Higher Ground Financial Freedom

Financial literacy is the great equalizer.

At Higher Ground Financial Freedom, you are provided with the necessary tools and information to unravel the mystery surrounding your finances.

05/11/2024

10/16/2023

Are cars and homes more important than your life, of course not but why are home and car insurance mandatory and “your life” life insurance is optional?

08/02/2023

We associate risk with reward in America and that is not always the case.

05/08/2023

How to use a Whole Life Policies Cash Value correctly.

04/26/2023

Let me tell you about last night's call.....

03/28/2023

Policy Loans vs. Bank Loans

03/07/2023

I don’t know if it is done on purpose or not but these people with platforms yip yapping about something making it hard for people to learn, that is where I was. Plus time, who in the hell wants to look at numbers or learn anything about finances after working 9-12 hour days. Not me! So, I went years not understanding how not to use a mutually owned life insurance company. Learn from my mistakes.

08/15/2022

If the decumulation phase is about timing, how will you know your plan is solid in a volatile economy?

08/12/2022

Test your retirement literacy for free:
https://www.research.net/r/2020-retirement-income-survey

06/17/2022

When would you want to know that your savings and 401k are not going to be enough for retirement?

04/12/2022

There are twelve months in a year, don't let April be the only month you focus on your taxes.

03/22/2022

Financial education is the ability to see beyond traditional explanation while gaining knowledge to generate more assets.

03/13/2022

Working hard and working smart are not the same thing. Learn the difference.

01/30/2022

No one is going to hold your hand, you have to make financial literacy a priority.

01/03/2022

One of the strategies I use.

10/26/2021

You may not believe it but the IRS shares their playbook with us to use at our disposal. About 5% of it shows you how to pay taxes, the other 95% shows you how NOT to pay taxes. Learning how to use the tax code to your advantage is vital to your future success.

10/05/2021

What is Section 7702 of the Federal Tax Code?

09/06/2021

Feel free to share whatever information you think will help someone else on this site.

09/03/2021

People who grind are very unique in that they exist to help others grow. The main issue is “people who serve” others rarely take care of their own needs because of their committed nature and the daily grind. Taxes, fees, and inflation do not care about work ethic, what degrees, or what accolades you have amassed. Financial literacy is the great equalizer! My goal is to empower individuals and encourage them to invest in themselves, to retain control and use of their money, and create financial freedom and generational wealth.