The Credit Managers

And it makes your money go a lot further! Credit scores matter a lot, whether we like it or not, in our current society.

We’re joking… but every joke always has a hint of truth 😉 let us help!

A good means more freedom and more money in your pocket!

Louder for the people in the back: 🗣
It takes time and ! Please your process and follow our guidelines and you will reap the . Give up too soon and/or keep applying for things while we work and you’re shooting yourself in the foot!

Which are you picking?

(p.s. all of these can be achieved with an excellent !)
—-

We can help you! Having a low credit score hurts more than your finances, it hurts your life opportunities such as housing and employment. Investing in credit repair means you’re ready to change your future.

Your rent is one of your largest bills and it’s not commonly reported on credit profiles! If a large purchase is in your future, adding this line of credit could make a difference.

A simple way to build your credit is to use your credit card for all your purchases and make sure to pay your statement in full each month. If your bank offers rewards, this will also benefit you!

Not the prettiest pictures but look at these ! We love being able to help people and have them be excited to see these changes. Are you ready to change your life, too? Set up a call today or comment “credit” for more info!
——

What conversation is your credit carrying?
———

Roadmap to a !

In honor of we wanted to share one of our favorite ! 😂 Think you can do better? Share your best dad jokes in the comments!
—-

Is your plan to buy a house? For maximum results, start the credit repair process 6-8 months ahead of time. This will ensure you create not only a higher score, but a more attractive credit profile for lenders. It’s not all about the score. We’ll talk about this more tomorrow.
—-

These items should not be in your credit report and bureaus have to promptly remove them.

Let us sprinkle some on your !

I know it may seem convenient, but we have to remember that first and foremost, is working for the banks and not for you. They are benefitting from every pre-approved offer you get, and in turn with every inquiry your credit score hurts!
—-

I mean, at least there’s one positive side! 😂
——

are great for teenagers, people with no credit score, or people looking to rebuild credit. They’re typically higher interest than unsecured ones, but it is a good place to start.
—-

You can quote us: It. Takes. Time.
——-

Are you part of the 29%? Closing out credit cards does not automatically improve your credit score. In fact, many times it can hurt it more. As we’ve said before, age of accounts and mix of credit play a big role in your overall score.
—-

Please! Stop with credit karma and stop prolonging the process. We just want to help! 😩
——

Think about a bit like what happens when the "snowball effect" occurs. A snowball starts small, but the more snow that's added, the bigger it gets. As it grows, it becomes bigger at a faster rate.
——-
Compound interest is earned from the original principal plus accumulated interest. Not only are you earning interest on your beginning deposit, you're earning interest on the interest.
——

It’s super important that you’re aware of the you’re paying on any debt you take on because it’s the price you pay to the .
———
Generally, you’ll want to stay away from with high APRs because the cost could end up overwhelming your .
___

If only that was the way it worked! In the meantime, we can help!
___

Don’t let your accounts go dormant!

—————

We said what we said. 🗣
——

When you want to buy a new car but you’re unsure of your credit score....
——

Sabias que no tienes que esperar años a que los datos negativos se borren de tu historial de crédito? Sabias qué hay maneras de empezar a crear crédito si aún no lo tienes? Nosotros estamos aquí para ayudar. Nuestro agentes están listos para contestar tus preguntas! Llama o envía mensaje al 855-558-1714.
——

When produce is in-season, there’s ample supply, and costs are generally lower. Meal plan with seasons in mind to keep costs down. Buying frozen produce when out of season is also an easy way to .
____

What are you still waiting for?
——-

Lenders review how much debt you owe compared to your income, but they only look at debts listed on your credit report.
——
Those debts don’t typically include things like utilities, medical bills, transportation, groceries and other necessities, so that may not be the most complete picture of your monthly spending.
——
By setting aside the money now, you get to test your mortgage budget before you sign anything.
——

Summer vacations are here, but our financial goals don’t have to take a dip! Budgeting adequately will allow you to smarter.
____