Abode Construction Design and Management, Inc.

Transform your home into a cozy oasis while saving on energy costs! 🏡💰 With thermally efficient windows, you can enjoy a comfortable and draft-free environment year-round. 🌬️🔥 Not only do these windows keep the heat in during winter and out during summer, but they also reduce the strain on your heating and cooling systems, leading to significant savings over time. 💡✨ Invest in your home's comfort and your wallet's well-being today!

Saving money is often the fundamental reason why people decide to add solar to their homes-it makes sense to choose a solution that can deliver a reliable power supply to your home, at a consistent reduced price. Most people don't know that there are other great benefits that come along with energy savings such as solar incentives, tax credits and rebates, which makes going solar that much sweeter.

Learn more about the benefits of switching to solar: https://www.gosmartabode.com/solar

It's now easier to send Abode Construction Design and Management, Inc. a message.

At Abode we want to offer our customers the best and that’s why we chose to partner with Owens Corning as our preferred single manufacturer. For decades they have been a leader and innovator in the roofing industry. From their roofing products to their customer support, we feel confident that you are in good hands.

Owens Corning® Roofing: More Than Just a Roof™ http://www.owenscorning.com/roofing At Owens Corning we’re working to deliver quality roofing products for your home. Caring about the details, and innovatin...

As the utility companies increase their cost of power per kWh, solar becomes more and more of a viable option to power our homes. For the same amount of power you used to power your home last year, it will cost 6X as much this year.

Contact us at Abode to design a system that is right for your home and your needs.

Do you know if you have the RIGHT COVERAGE?🤔

It’s important to know that not all homeowner’s insurance policies are created equal. When you have a covered loss, it’s disheartening to receive less than what you expected during an already overwhelming situation.

Want to know what your coverage is and if it’s right for your needs? Ask for a policy review by your insurance agent so they can walk you through different scenarios if/when a loss took place.

As a roofing contractor we see some homeowners expecting a new roof paid for by the insurance company, then they find out that the roof is only partially covered or that it is flat out denied. This happens quite often…

To make sure this doesn’t happen to you, make sure to get a policy that offers REPLACEMENT COST coverage instead of ACTUAL CASH VALUE coverage.

Here is a link to a blog that breaks down the differences between the two:

https://www.policygenius.com/homeowners-insurance/actual-cash-value-vs-replacement-cost/

Are you having a hard time pinning down the reason why your electric bill is so high? 😤😩😖…

It might be that you have some vampire appliances draining the energy from your house!

🧛‍♀️- These vampires are devices or appliances that are left plugged-in when they are on standby or not in use.

Some common vampires are Computers left plugged in, Cellphones, tablets, or other electronics that don’t need to be charged up any more but are still left plugged-in. Some other less obvious vampires are microwaves or plug in air conditioners.

Check out this blog post for more details on Energy Vampires and how to avoid them from draining your wallet.

https://paylesspower.com/blog/vampire-energy/

If you are planning out your budget for your next home improvement, here’s some of the most common financing options to consider.

Credit Cards 💳 - We all have them. They can be a blessing or a curse depending on how you use them. You can earn rewards on your home improvement purchase that you are going to do anyways plus (depending on the card) you could pay ZERO INTEREST for the 1st year. An added bonus is that you don’t pay loan generation fees like most other loan options. However, if you don’t pay off your card within a reasonable amount of time, then you could be paying tons of money in interest and wrecking your credit score in the process by having such a high revolving credit card balance. Also, depending on the cost of your home improvement, your credit limit may not cover the total amount of the project. So you may need to consider other options.

Personal Loan- These unsecured loans can be used for any purpose. Interest rates are based on your credit score, and you don’t have to provide collateral. This may be a good option if you want to avoid using your home to secure a loan. Although this option has a lower interest rate than a credit card, the downside is that most unsecured personal loans have high interest rates and shorter payment term options compared to a secured loan.

Cash-out Refinance 💰- If you have equity in your home and your current mortgage interest rate is higher than what banks are offering right now, then you could refinance for a lower interest rate and extend out the mortgage payment term… all while taking out CASH NOW to pay for your home improvement. Sometimes your new monthly mortgage payment with the cash-out refinance ends up being lower than your original monthly mortgage!

Home Equity Line of Credit (HELOC) 🏠 - This is a revolving line of credit, it functions much like your typical credit card, that is secured by the equity in your home. You can take money out as you need it, rather than a lump sum like a personal loan. The interest rates and the credit limit are based on your credit score, your ability to repay the money you borrow, and the equity you have in your home. This is great option because your house becomes “your bank”.

Home Improvement Loan 🔨 - These loans are usually offered through your contractor. Your contractor can select the lender they partner with that best fits your needs. There are a variety of lenders that provide loans that cater to the niche home improvement industry. These lenders are known for:

- Instant approval times
- Long term financing that sometimes have options up to 30 years
- Low interest rates that can be as low as 0.49%!
- ZERO money down
- No credit score, no problem

It’s always great question to ask your contractor if they offer financing. Most times they have better loan options than your local bank.

Please reach out to us here at Abode and we can share with you the best loan options we have that best fit your needs!

Here’s something to think about while you take your coffee break:

Did you know PG&E is offering businesses 0% interest loans for replacing old and worn-out equipment with more energy-efficient models? 🧐

Yes they do! (Check out the link below)

They’ll set you up with a loan repayment amount that is in line with the monthly energy savings from your upgrade. Your energy bill shouldn't increase due to your equipment investment. Once your loan is paid off, you will see savings on your bill.

This is an awesome option for you as a business owner that needs to upgrade your property but don’t have the budget or credit to do it!

Here’s a link for more information:

https://www.pge.com/en_US/small-medium-business/save-energy-and-money/energy-efficiency-financing.page

Here’s a friendly reminder that today is Tax Day! This can either be a stressful/traumatic annual experience or it can be a breeze.

If you are a homeowner, did you know there are tax benefits for upgrading your home to be more energy-efficient?? 🤔

It’s true! There are certain tax credits, rebates, and deductions you are entitled to claim when you upgrade your home!

Get a jump on 2022 taxes by taking a moment to evaluate your home. Check to see if your home is in need of any ugrades that could benefit you on next year’s taxes. Start planning out your home improvements this year. Please reach out to one of our home improvement specialists to answer any questions you have.

We are happy to make your next tax season less stressful by getting you the tax benefits you deserve.

Happy Easter

Abode Construction Design and Management, Inc. updated their phone number.

Visit https://gosmartabode.com/about-us to learn more about Abode Energy!