Kathy Vanderbur, Realtor

We still have THREE prom appointments open for tomorrow!!🤩Yay! Be sure to message us to snag one! We have gorgeous new gowns waiting for you!!🫶🏽

Want to voice your opinion?

Decatur County Community Foundation has been offered a substantial grant opportunity by Lilly Endowment.

On Tuesday, February 13, we will be hosting three separate meetings. The goal is to identify our county's needs/wants.

St. Paul- The Bruner Center: 9:00 AM- 10:30 AM
102 N. Webster St., St. Paul, IN 47272

Greensburg, Emergency Management Services: 12:30 PM-2:30 PM
315 S. Ireland St. Greensburg, IN 47240

Westport, Town Hall: 4:00 PM- 6:00 PM
207 E. Johnson Pl. Westport, IN 47283

We hope to see you on the 13th.

Happy Thanksgiving!

This recipe only lasted 30 mins in my house
Must express something to keep getting my recipes.... Thank you.
Full recipe 👇 💬

Friday Five! 🖐

Today, I'm sharing 5 ways rising interest rates are leading to a shift in the housing market. 📈

The market is transitioning from the red-hot market we're used to, but there is still plenty of opportunity to succeed.

Real estate is local and I am here to help you succeed in our market!

Call or message if you're interested in discussing your next real estate move. 📲

Kathy Vanderbur
Exodus Realty
812-614-0404
[email protected]

Some people are worried about where housing is headed, but there's no need for that. Read this to find out why.

What's going on with the housing market? Don't be alarmed: It's not a bubble that will burst.

The housing market is shifting! 🏡

Over the last few years, buyer demand was so high, and inventory was so low, that it created intense bidding wars which drove home prices up.

With interest rates now on the rise, we are beginning to see that demand from buyers is slowing down, which is allowing inventory to grow. 🏘

Although the market is shifting, there is opportunity to succeed. Whether you're buying or selling, it's essential to have an expert by your side to help you navigate this changing market. 🤝

I am an expert in our community and can give you insight into what buying or selling in our market may look like for you.

Call or message me if you're interested in discussing more! 📲

Kathy Vanderbur
Exodus Realty
812-614-0404
[email protected]

If you're preparing to purchase a home, your next stop is a lender's office!

Before you begin shopping for homes, it's time to meet with a lender to get pre-approved for a home loan. Having a pre-approval letter can give you a leg up in this competitive market by showing sellers that you're a serious buyer with your finances in order. ✅

A lender will look at your finances, employment and credit to determine the loan you may qualify for.

Start by preparing these 5 documents so you're ready to begin the pre-approval process! 👇

✔️ Identification
✔️ Income and employment verification: tax returns, W-2s, 1099s and recent paystubs
✔️ Proof of assets
✔️ Monthly debt statements from loans or lines of credit to determine debt-to-income ratio
✔️ Additional financial documents such as down-payment gift letters

If you have any questions about the pre-approval process, please reach out! 📲

This style of barn home is gaining popularity. What do you think?

What Is a Barndominium? 10 Examples of This Spacious House Style Barndominiums blend the airiness of a loft with a rural setting—and they may just be the next big home trend.

Mirrors can serve as a great design tool for brightening rooms and making them appear more spacious.

How to Make Your Home Appear Larger With Beautiful Mirrors Wall mirrors can give the illusion of space and can enhance ceilings, small spaces and more. Also, use them over a fireplace to create a focal point.

Five Star Testimonial! ⭐️⭐️⭐️⭐️⭐️

Know anyone who is looking for an agent who is positive, professional and communicative?

You're in the right place! Send them my way!

Friday Five! 🖐

There is still plenty of Summer left, but for those of you who are getting ready for back-to-school season this month, it's never too early to get organized!

Today, I'm sharing 5 tips to help you transition from Summer to school. ☀️🎒

What other ways are you getting ready for back-to-school season? Share in the comments! 👇

Back-to-school season is approaching! If you're beginning to transition from Summer to school in your home, this one is for you! 🍎

This month, assess your back-to-school routine. What could make your day more organized and seamless?

If you could use more hooks in the entryway, backpack cubbies or a designated homework space, now is the time to implement those upgrades so you're ready for the first day of school. 🎒

Follow along for more home tips! 💡

If you see a crack in your wall, it could be a simple cosmetic issue -- but you want to make sure it doesn't imply a larger problem.

How to Tell If That Crack in Your Wall is Really a Problem Cracks in your walls are unavoidable, but are they a cosmetic problem or an early warning sign?

It's a great time to be a seller! 🏡

Home values have risen and home buyers are motivated. Do you know how much your home is worth? 💰

I can provide you with a personalized market analysis so that you know the value of your investment.

Call or message me to find out what your home could be worth in today's market! 📲

New month, new start! 💪

If homeownership is one of your big goals, now is a great time to assess your progress so that you can stay (or get back) on track.

Today, I'm sharing 3 ways to prepare your finances so that you're ready to begin the home buying process:

✅ Build your credit score

Your credit score can impact your mortgage rate. Check your credit report, pay down debt, pay bills on time and don't open or close credit cards.

✅ Get pre-approved for a mortgage

Before you begin your home search, meet with a lender. A lender will look at your finances, employment and other factors to determine how much you may qualify for.

✅ Create and stick to your budget

Create a monthly budget that you can comfortably afford for the long term, and stick to it during your home search. Your future self will thank you!

If you have any questions on the home buying process, I'm here to help! Call or message me to discuss more. 📲

Hello August! ☀️

A brand new month that begins on a Monday is the perfect time for a fresh start. It's time to turn the page and hit the reset button so that you can start the month off on the right foot!

A new month means new goals and new opportunities. Take some time today to set your goals for the month and make a game plan to help you reach them. Remember, small wins each day add up to big results! 🏆

What goals are you setting for yourself this month? Share below! 👇

The last year has been full of the unexpected, ESPECIALLY in the real estate world!

We started out with low-interest rates and now we’re navigating low housing inventory, competition among buyers looking for homes, bidding wars, multiple offer situations and houses flying off of the market! The life of a real estate agent has been a BUSY one, to say the least! 😅

Whether you’re buying or selling, if you are getting ready to step into the real estate market, I am here to make the unpredictable as stress-free as possible for you.

You can count on me to help you navigate through this competitive market until you reach your real estate goals!

Call or message me to get started. 📲

Homeowners insurance premiums can get costly, but this guide offers some tips to potentially lower yours.

5 ways to reduce your homeowners insurance premium Some strategies require updating your house or changing your policies, while others simply require a little extra research.

Ready to start your home search? 🏡

If you find yourself refreshing online listings daily, it's time to take the next step!

In this market, you need to act fast! 💨

As your agent, I will keep you informed when a new listing comes on the market that matches your criteria. I am an expert in our market and can help you find your new home!

Call or message me if you're ready to start your search! 📲

Friday Five! 🖐

One of the quickest and most noticeable ways to get your home ready to list is by freshening up your curb appeal. The first impression of your home is the exterior, so it is important to have it looking it's best! 🏡

Summer is a perfect time to highlight your home's exterior, so make sure to head outdoors and give your home a refresh before it hits the market. 🌳

Here are 5 ways to boost your home's Summer curb appeal:

✔️ Tidy up your front porch: Clean off debris, wipe down furniture, wash windows, add a new welcome mat

✔️ Clean up landscaping: Mow and edge your lawn, pull any weeds, add a fresh layer of mulch to garden beds

✔️ Pressure wash the exterior: Remove dirt from walkways, porch, patio, fencing and other surfaces that need a refresh

✔️ Plant seasonal flowers: Add a quick pop of color by planting in garden beds, pots or hanging baskets

✔️ Highlight with exterior lighting: A potential buyer will likely be looking at the home at different times of the day. For an extra boost, add landscape lighting around trees, shrubs and walkways

Thinking of listing? Reach out to get started! 📲

Did you know that being a homeowner can be helpful when you're retired? Find out how:

Your Home Is a Retirement Asset Learn four ways it could contribute to your financial future.

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Weep holes are common in brick houses -- and they're useful, too.

Why Do Brick Houses Have Weep Holes? | Hunker Weep holes, which are installed along the bottom of a brick house, allow water to exit the brick wall. This is important for preventing damage from moisture and mold.

Knowing what these terms mean may save you money on your move.

7 Terms You Need To Know Before Signing a Moving Contract There’s a whole lotta moving going on right now. It’s easy to get caught up in the hubbub of the move and gloss over the moving contract, or just go with the first company you find on the internet. Arming yourself with a little moving knowledge can protect your stuff and save you money.