Chris Roberts, agent with New York Life

The IRS has announced inflation-adjusted amounts for several family tax credits. Learn which one you’ll qualify for in 2024 and how much each tax credit is worth.

How Much Is the Child Tax Credit for 2024? The IRS has announced inflation-adjusted amounts for several family tax credits and deductions. Which will you qualify for in 2024? And how much are they worth?

These 10 financial habits can hurt your retirement savings and cause you to fall short of your retirement goals.

10 Financial Habits That Can Hurt Your Retirement Savings | Entrepreneur Today’s financial climate is making retirement planning more crucial than ever. As talk of inflation, rising interest rates, and a possible recession hit the news, would-be retirees or retirement planners...

Want to learn why a long-term care solution should be a part of your financial strategy? Click here to read this article. https://bit.ly/3sQbSMu

Call today for your check-up!! 🩺🏥💲

America’s retirement crisis could cost federal and state governments an estimated $1.3 trillion by 2040, according to an analysis by Pew Charitable Trusts. Here’s what you need to know about the crisis and why it’s so important to make sure your retirement savings is on track.

What About America’s $1.3 Trillion Retirement Crisis? America’s retirement crisis could cost federal and state governments an estimated $1.3 trillion by 2040.

Experts share four strategies on how to use your leftover 529 college savings plan to help you avoid the 10% withdrawal penalty.

Have Leftover 529 Funds? Expert Strategies for Unused Balances Excess 529 funds represent both a challenge and an opportunity, and knowing your options is essential.

Don't let another pass you by without planning for the new year. From protecting your loved ones to providing cash value growth that builds at a steady, dependable pace, learn how whole life insurance can shine a new light on your financial future.

Is Whole Life Insurance a Good Investment? | New York Life Whole life insurance can be a great investment for you and your family. Learn how this type of investment can support your financial goals.

The two best things about are the food and spending time with loved ones. So when it comes to important family matters, there's no better time to get down to the meat and potatoes. From discussing life insurance to where you keep important documents, and everything in between, read these tips to help make a conversation about family finances go down smoothly.

Managing Family Finances | New York Life New York Life shares the importance discussing family finances and talking to your family about inheritance, guardianship and living wills.

Here are four misconceptions about life insurance coverage that could cause major financial burdens on your loved ones if you suddenly pass away.

4 Common Life Insurance Myths Many people make certain mistakes when dealing with life insurance. Read on for some misconceptions that could cause you big problems.

These are eight reasons why you should consider annuities in your retirement planning and how they can help give you greater peace of mind about your financial future.

8 Signs the Time Is Now for Annuities in Wealth Management | ThinkAdvisor The annuity marketplace available to retail advisors is more robust than ever, Hueler Cos. CEO Kelli Hueler says.

As a small business owner, you have an undeniable impact on your community. As a New York Life agent, I can help your impact last through an extensive product offering and expert financial guidance. Contact me today!

Small Business Insurance | New York Life Learn how small business solutions from New York Life can protect business owners and their employees with a variety of services.

New York Life is one of the most trusted life insurers, according to this year’s IBD Most Trusted Financial Companies survey. The survey rates financial service providers on the trust attributes that consumers said were the most important to them.

Most Trusted: Top Insurers Excel At Service, Win Customer Loyalty Financial stability and great customer service build trust for top auto, home and life insurance companies. Which rank highest?

If your money is just sitting there in your bank savings account your money is losing value every year. Inflation eats away at your money year after year making it harder to handle what life throws at you. Being proactive and having a financial plan will make all the difference in keeping up with Inflation, Taxes, Medical Issues, emergencies, deaths, unemployment, disabilities and more.

Example: 2021 to 2022 Inflation ate away at 15% of your buying power. For every $100 in your savings account you lost $15 in buying power. If you had $1,000 in your account you now have $850 in buying power for 2022. This goes on and on each year the money just sits.

With over 13 million businesses, women have left an invaluable impact on our local communities. At New York Life, we celebrate the countless accomplishments of female entrepreneurs. Learn more about our solutions that meet the challenges of women-owned businesses.

Small Business Insurance | New York Life Learn how small business solutions from New York Life can protect business owners and their employees with a variety of services.

-Are you confident about your future financial plans?
-What are somethings you're doing to prepare?

Doctor, lawyer, President of the United States—every parent imagines what their child will be when they grow up, but realizing what it's going to cost to get them there can be a scary thought. From ESAs to work-study jobs, learn some of the long and short-term ways you can make paying for their education a reality.

How to Pay for College | New York Life Trying to figure out how to pay for college? These long- and short-term strategies from New York Life will help you secure funds for a college education.

Will you have enough income to cover your needs in retirement? Plan ahead to help cover any income gap.http://www.eaglestrategies.com/public_files/Do_You_Have_a_Retirement_Income_Gap_-_Eagle_final.pdf

No matter how successful you are, there's always room for more. More financial protection. More tax-advantaged strategies. More ways to build your wealth. Learn how our accumulation-focused life products can help your family get more out of your insurance.

Accumulation Focused Life Insurance | New York Life Grow your wealth while investing in your future with Accumulation Life Insurance from New York Life. Secure Wealth Plus and Market Wealth can do just that.

This weekends event at the Peachtree Apartment was a great turnout. Thank you to Jamie and Misty at Peachtree Apartments for letting us have a New York Life Cookout with Full Armor K9. We had a great time meeting the Residents, enjoying the food and what a beautiful day!!

How have higher interest rates changed your spending habits?

When you’re preparing for retirement, don’t overlook solutions for your future healthcare cost. These tips can help you navigate this complex and expensive aspect of your golden years.

What You Should Know: Healthcare Cost Planning in Retirement Retirement is a time of relaxation, exploration, and the pursuit of lifelong passions. However, amidst the excitement of this new chapter, it’s crucial not to overlook a critical aspect of retirement planning: healthcare costs. As we age, our healthcare needs tend to increa

🚨Attention🚨

Event 12-4

The promenade at Boilingsprings 901 Dornoch Dr, Boiling Springs, SC 29316

Do you know that millennials are expected to inherit more than $68 trillion dollars in the coming years? As this article points out, that would make them the wealthiest generation in American history.

The Great Wealth Transfer From Baby Boomers To Millennials Will Impact The Job Market And Economy The wealth handover will have a significant impact on the economy. Millennials are expected to hold five times as much wealth as they do today by the 2030s.

If you’re thinking about refinancing your federal student loans, take a look at the four reasons why you shouldn’t refinance right now.

Should You Refinance Your Student Loans Before Payments Restart? Why it doesn't make sense for most student loan borrowers to refinance their student loans right now.

𝐃𝐢𝐝 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐭𝐡𝐞 𝐚𝐯𝐞𝐫𝐚𝐠𝐞 𝟒𝟎𝟏(𝐤) 𝐞𝐱𝐩𝐨𝐬𝐞𝐬 𝐲𝐨𝐮𝐫 𝐦𝐨𝐧𝐞𝐲 𝐭𝐨 𝟓𝟎% 𝐥𝐨𝐬𝐬𝐞𝐬?!

Read that line again.

Fifty. Percent. Losses.

Half your money.

Gone.

What would losing HALF your retirement savings money mean to your future?

Imagine what that would do to you.

“But I’m not going to lose half. That’s ridiculous.”

Is it?

Is it really?

Remember 2007-2008 mortgage crisis where people lost everything. Banks failed and the market hit all time lows. This has happen numerous times over the last 20+ years

The market is more volatile than EVER before.

And the risk/return ratio is HORRIBLE!

Because I already told you your cash is currently exposed to 50% losses.

But the gain you’re hoping for?

The best you can look to do?

5.5%.

That’s the average.

You’re shooting for less than 6%.

Tiny, right?

Big risk. Teeny weeny returns.

And with all these down cycles?!

The gains hardly cover the losses!

The gains barely keep up with inflation!

The true cost of the down cycles is a total WEALTH KILLER!

BEYOND the employer match, putting your money in the 401(k) bucket is the wrong move.

But redistributing your 401(k) dollars into the RIGHT buckets?

Creating a financial plan that gives you a peace of mind for the future.

One that’ll:

> Give you growth (without the risk of loss).

> Be tax-free during your lifetime (and your legacy’s lifetime).

> Be liquid (without leaks).

> Protect you from financial volatility (without sacrificing growth).

Well, that should make retirement a lot less stressful.

Right?

what I want to show you can save your retirement planning from complete devastation.

I’m not here to scare you.

(The self-destructive market, banks uncertainty and inflation is enough to do that.)

I’m here to protect you and protect your assests.

To protect your future.

And get you off the wrong track as fast as possible.

Because the financial planning you’re following right now?

It was developed in the 1980s.

That’s nearly 40 years ago.

And I don’t know if you’ve noticed, but...

A lot's changed since Reagan economics was the norm.

But wouldn’t you like to have a little more stability in your retirement savings?

A plan that doesn’t depend on outdated options?

A plan that ensures all your cash is there when you’re going to need it?

A plan that is tax diversified?

It not only about how much you save but how much you get to keep.

Let’s put you back in control of your wealth.

Because when it comes to your future, there’s too much at stake.

-Chris

Seven out of 10 people will need long-term care at some point in their lives, according to a 2021 Genworth “Cost of Care” survey. Here are three assessments you should make when deciding you need long-term care.

Assisted living would cost $100,000 a year where we live. We’re almost in our 60s, should we get long-term-care insurance? Have a question about your own retirement savings? Email us at [email protected]

Retirees and pre-retirees are taking on entrepreneurship in retirement to boost their nest egg so they can afford their dream retirement. Learn more in this article.

How You Can Afford the Lifestyle of Your Dreams in Retirement | Entrepreneur If you're a retiring but want to earn extra income while keeping your business skills sharp, there's one investment that may be the answer you're looking for.