John Crivea II - Certified Mortgage Advisor

Happy Flag Day!
There's no hiding our company loves this Country and the Freedoms that Our Flag stands for... God Bless America!

Consumer Price Index (March 2024)
Inflation was hotter than expected in March, continuing a trend we’ve seen in recent months, as rising energy and shelter costs added to pricing pressure. While annual inflation still remains well below the peaks seen in 2022, these stubbornly high inflation readings could delay the Fed’s timing for rate cuts this year.

Happy Mortgage Monday! It's a beautiful day here in South Carolina! Lots of things on the schedule today... a partial plus client file reviews & conversations! 

Do you someone who'd like to purchase a home or even someone who thinks their way to buy a house has been eclipsed? Brighten their day with a referral to my team... we close over 98% of the files we've submitted to Underwriting... since 2005! I can personally help clients in CA, FL, GA, MI, SC, TN, VA (+ team members licensed in over 20 States)!

Happy !

Freedom of the Press: Also protected by the First Amendment, this freedom ensures that the press can publish news and opinions without government control, playing a critical role in our democratic Republic by holding those in power accountable.

National home prices have “have continued to break through previous all-time highs set last year” per Case-Shiller, with January posting a seasonally adjusted 0.4% rise from December. All 20 cities in their composite index saw annual price increases for the second straight month, and home values are expected to remain supported this year.

Feeling “locked-in” by your low existing mortgage rate? If you're carrying large, higher interest debt balances (credit cards or car loans), your "blended" rate may be much higher than you realize. You might even have the opportunity to buy a new home, consolidate your debt with a slightly larger loan, and end up with a lower monthly payment! Ask me about my blended rate calculator and I’ll walk you through your options!

Home builder confidence in March 2024 broke above the key breakeven threshold of 50 and into positive territory for the first time since last July, with March’s reading also the fourth consecutive monthly gain. The NAHB noted that the lack of existing homes for sale, strong buyer demand, and rates below last fall’s peak all helped push builder confidence higher.

Need help with a refinance or preparing for your next purchase? Give us call or DM!

Happy Freedom Friday!

Freedom of Speech: The First Amendment of the U.S. Constitution prohibits the government from making laws that abridge the freedom of speech. This foundational freedom documents the inherent right of individuals to express themselves without fear of government retaliation or censorship.

🇺🇸 Happy Freedom Friday! 🇺🇸

Today's Freedom...

The Right to Bear Arms: The Second Amendment, ratified on December 15, 1791, protects this inherent right that protects all other Freedoms.

https://www.archives.gov/founding-docs/bill-of-rights/what-does-it-say

Happy Valentine’s Day!!

It’s Mortgage Monday!This week is important for mortgage & finance data on Thursday & Friday, so here’s a list of helpful topics and how each can affect mortgage rates.

Wow! I’m very proud of what Robert Balding - Mortgage Advisor, our crew & I have been able to accomplish for our Clients in 2023! We’re already starting to soar in 2024! Thank you to all of our Clients, Agent Partners, and Referring Friends and Family. Without you, we could never support our families doing what we love. Here's to so much more "Working for Your Success" in 2024!

Perhaps you'll pay off some bills to improve your cashflow, update your home or travel to far away places. No matter the reason, using the equity you already have in your home is a great way to get the new year off to a new start. Give me a call to get started!

Robert Balding - Mortgage Advisor is right! Let us know how we can help!

Important PSA: Apple does NOT make a foldable iPhone. My bad.

If you call me, please be patient; my phone is not forwarding to the office line. It will be best to text for the moment. Thank you for understanding!

(No airspeed was checked. Amazing timing for a vehicle door closing!)

That’s pretty nice!

What a great way to celebrate Thankful Thursday! Head to your Amazon account, search "thank my driver", and they get a $5 bonus! Make sure to like and share so these drivers can accumulate a nice holiday bonus!

Big News!

Are you involved in real estate as a broker or realtor? Are you looking to supercharge your 2024 business with inspirational speakers and actionable information from industry leaders & technology innovators? Connect with your peers, mentors and meet game changers… and we’ll have some fun too at Universal Orlando Resort Jan 10-13, 2024!

Secure your spot today at MortgageCon2024.com using promo code GOLDENAGE for an extra $100 off!

#2024

LaVena & I are headed to TN to meet up with Robert Balding - Mortgage Advisor +family & friends for business, have fun tailgating with at the Tennessee Vols vs GA game & ride SxS’s to wrap up the weekend!

Congratulations to our borrower Karen M on the purchase of her home! We got her CTC (Clear to Close) a week in advance… with seller concessions!
Wonder if you can qualify or need help with some monthly savings? Give us a call!

Congratulations to my Partner, Robert Balding - Mortgage Advisor, for getting his CMHS certification!

Since partnering up with John Crivea II NMLS 302000, Mpire Financial Group LLC NMLS 2108504 in 2022, I've desired to achieve the Certified Military Home Specialist certification he so proudly displays. I am not a veteran; however, "Working for Your Success" means that I'm committed to increasing my expertise to advise ALL of my Clients. Today, I've achieved this goal. It's amazing how proud I am to have achieved this task. There are many other trainings and licenses I've completed but none of them create the pride and honor I feel to better serve our military service members. If you are a veteran looking into your mortgage loan options, I'd be honored to serve you!

Another great job by our team: Alex, Diane & Robert Balding - Mortgage Advisor! Another file submission to CTC in just 10 days… Give us a call and experience what it’s like to have us “Working for Your Success!”

Happy Closing Friyay! 2 more closings… one for an awesome couple, first time home buyers, and another for a seasoned investor!

Have a Spooktacular Night!

They’re ba-ack!!

…and the rockets’ red glare…
Happy Independence Day!