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Figure out how much home you can afford by taking advantage of United's Home Loan Calculators. They're easy to access and easy to use.
https://www.ucbi.com/personal-banking/mortgage/

Homeownership is one of the best ways to build wealth over time. The longer you wait, the less time you have to build up the investment. United has collected the most common mortgage questions we hear from millennials to give you the answers you need to move forward:
https://www.ucbi.com/support/learning-center/millennial-home-buying-top-8-frequently-asked-ques/

An adjustable–rate mortgage (ARM) could be a great option if you'll only stay in a property for a few years, you anticipate your income to rise, or you plan to refinance in the next few years. Give me a call today to see if an ARM is right for you!

Happy 4th of July!

Carrying medical debt can lower your mortgage credit score, put a strain on your budget, and make it harder to get an affordable loan. If you're carrying less than $500 in medical debt, it'll no longer impact your mortgage credit score. Learn more by visiting the link below:
https://www.ucbi.com/support/learning-center/new-medical-debt-rules-credit-score-boost/

Curb appeal is all about making the exterior of your home welcoming, attractive, and enticing to homebuyers. Luckily, summer is the perfect time to update your exterior and get your home looking desirable for months to come.

Whether you’re moving across the street or across the country, there’s so much to consider. What do you keep? What do you sell? How will you get from point A to point B? See our list of the most common moving expenses you should be aware of at the link below.
https://www.ucbi.com/support/learning-center/moving-top-8-expenses-to-keep-in-mind/

United Community Bank believes home ownership is a key component to building generational wealth and financial stability. To find out whether PATH (Possibilities Achieved through Homeownership) or Portfolio 100 could be an option for you, contact me today.

Big house projects pay off, both in resale value and homeowner joy. To learn more about the benefits of remodeling, visit https://www.ucbi.com/support/learning-center/home-renovations-that-spark-joy/.

Figuring out your colors and finishes is one of the most challenging (and often intimidating) parts of starting a home renovation project. Swipe to see some of the hottest home design trends right now to help you narrow down your selections.

Happy Homeownership Month! Whether you’re a first-time homebuyer or a seasoned homeowner, I am here to help every step of the way. Contact me today with any questions you have.

You’re going to work with a number of people throughout the home-buying process. When you’re ready to take your first steps, give me a call. https://www.ucbi.com/support/learning-center/key-players-in-the-home-buying-process/.

There are many strategies you can use to pay your mortgage off faster, such as:
- Make more frequent monthly payments
- Make one extra mortgage payment each year
- Refinance to a shorter term
- Put unexpected or extra cash toward your mortgage

If you’re in the market for a high-end or luxury home, a jumbo loan may be the right choice for you. Message me today to learn more about your options and eligibility.

64% of Americans are living paycheck to paycheck. To start creating new financial habits, keep track of every dollar you spend for a set period of time and look for ways you can reduce your monthly spending.

Make your dream of owning a home a reality with United’s Manufactured Housing product—homes that are move-in ready!

You don’t need perfect credit to make your dream a reality! Give me a call today to learn more about your eligibility for our PATH loan.

Buying your first home can be stressful. If you’re interested in helping your child buy a home, here are five suggestions you can consider to support them.
1 – Share resources for building good credit
2 – Explain the difference between wants and needs
3 – Co-sign your child’s loan
4 – Help with the financing
5 – Check in with a United mortgage expert
To learn more, visit https://www.ucbi.com/support/learning-center/5-ways-to-help-your-child-buy-a-home/.

Take a look at the latest rent report! You’re paying for a home whether you rent or buy. Would you rather give your money to a landlord or pay it toward your own mortgage?

Be the difference and mentor others to help them grow. Who’s your mentor?

Number three of the ‘be the difference’ series—tag your favorite local shop in a comment below.

Be the difference—donate blood. Every two seconds, someone in the US needs blood. Just one donation can save up to three lives.

At United, we’re committed to caring for our community—and we’re offering 100% financing programs for medical professionals, residents, and interns. Send me a message to learn more!

The first way to be the difference in your community is to volunteer. Comment below and share your favorite way to lend a helping hand.

April is National Volunteer Month, and United is all about community! Through the course of this month, I will be sharing four ways that you can be the difference in your community. How will you get involved this year?

Let’s talk mortgage news—the Federal Housing Administration is cutting insurance costs for FHA loans! This means more buying power and lower monthly payments. Give me a call today to see if you qualify.
If you already have an FHA loan, we can run the numbers and see how refinancing could affect your monthly payment. You can also visit this link to learn more.* https://www.hud.gov/press/press_releases_media_advisories/hud_no_23_041

You’ve probably heard of an FHA loan. Swipe to see why it might be the right fit for you.

Last but not least, surround yourself with the ones you love the most.

Tip #3 — Create that sense of warmth in your home that we all crave.

As the saying goes, a picture is worth a thousand words. What better way to make your house a home?

The ultimate luxury is being able to relax and enjoy your home. Follow me this week as I share four helpful tips for making your house a home. The first is to add personal touches!