Brian Webb, Mortgage Banker - NMLS 2424466

Your home's equity could be the key to unlocking new opportunities! Whether you're planning a major renovation, consolidating debt*, or funding your child's education, a home equity loan or line of credit can help make it happen. Contact us today to learn more!
*Be aware that by refinancing your existing loan, your total finance charges may be higher over the life of the loan.

🔍 Confused about APR vs. Interest Rate? Let's clear things up! 📊💰

💡 Interest Rate: This is the cost of borrowing money expressed as a percentage. It determines your monthly mortgage payment.

💡 APR (Annual Percentage Rate): The APR includes the interest rate plus any additional fees and costs associated with the loan, expressed as a yearly percentage. It gives you a more comprehensive view of the total cost of borrowing.

Remember, while the interest rate affects your monthly payments, the APR reflects the true cost of your mortgage over the loan term. Understanding both can help you make informed decisions when choosing a loan. Have questions? We're here to help! 🏡💡

🏠 Dreaming of turning a fixer-upper into your dream home? With Stockton Mortgage's FHA 203k loan, you can finance both the purchase of your home and the cost of renovations with one convenient loan. Say goodbye to multiple loans and hello to simplified renovation financing! DM to learn more about how the FHA 203k loan can help you create the home you've always wanted.

🐾 Happy National Pet Day from Stockton Mortgage! 🏡🐶 Whether your furry friend loves lounging in the backyard or exploring every nook of your new home, we're here to help you find the perfect place for you and your pet to call home. Let's make every wag of the tail and purr of contentment even sweeter in a space you both love. 🐱

🌾 Dreaming of life on a hobby farm? Stockton Mortgage can help make it a reality with our specialized hobby farm home loan program! Whether you're looking to raise livestock, grow crops, or simply enjoy the rural lifestyle, we offer flexible financing options tailored to your agricultural dreams. Discover how our hobby farm loans can turn your countryside dreams into reality

🦄 Happy National Unicorn Day from Stockton Mortgage! 🌈✨ While finding a unicorn might be rare, finding your dream home doesn't have to be! With Stockton Mortgage, we'll help you navigate the magical journey of homeownership with ease. Let's turn your fantasy of owning a home into a reality! 🏡🦄

🌟 Your journey to homeownership starts here! At Stockton Mortgage, we understand that buying a home is one of life's biggest milestones. That's why we're dedicated to providing personalized guidance and support to help you achieve your homeownership dreams. Get in touch with us now to begin your adventure!

🏡 Wondering what an escrow account is? It's like a middleman for your home expenses! With an escrow account, a portion of your monthly mortgage payment goes towards property taxes and insurance. This ensures these expenses are paid on time, giving you peace of mind. Simplify your home buying journey with this essential tool! 📝🏠

🔑 Ready to unlock the door to your new home? Let Stockton Mortgage be your key to success. Our team of experts is committed to finding the right mortgage for you, tailored to your unique needs and financial goals. Reach out to us today and take the first step towards homeownership!

🏠 What does LTV (Loan-to-Value) mean in home buying? It's the ratio of your loan amount to the appraised value of your home. The lower the LTV, the less you borrow compared to your home's value. Understanding LTV helps you gauge your mortgage risk and potential equity. 📊🏡

Our conventional loans provide the foundation you need to make your dream home a reality. A conventional mortgage is a mortgage loan that is not guaranteed or insured by any government agency, including FHA and VA.

Contact us today to learn more about how we can customize a loan solution just for you. Let's make your home buying journey seamless and stress-free! 🚀🔑

🏡 Looking to make your dream of homeownership a reality? Stockton Mortgage is here to guide you through every step of the home buying process. With competitive rates and personalized service, we'll help you find the perfect mortgage solution. Contact us today to explore your options!

Expanding your family? It's time to expand your space too! 🏡✨ At Stockton Mortgage, we understand that growing families need room to thrive. Whether you're expecting a new addition or welcoming more loved ones, our team is here to help you find the perfect mortgage solution for your expanding needs. Let's turn your house into a home fit for every chapter of your family's journey. Get in touch today!

What is Home Equity? Think of it as your financial ace up your sleeve! As you pay down your mortgage and as your home value appreciates, you build equity – a powerful tool for your financial goals.

Ready to refinance your mortgage and save money? Look no further! At Stockton Mortgage we offer competitive rates and personalized solutions to help you lower your monthly payments and achieve your financial goals. Contact us today to explore your options!

*By refinancing an existing loan, the total finance charge may be higher over the life of the loan

Are you a first-time homebuyer feeling overwhelmed by the mortgage process? Don't worry, we've got you covered! At Stockton Mortgage, we specialize in guiding you through every step of the journey, from pre-approval to closing. Let's turn your homeownership dreams into a reality!

Dream big with Stockton Mortgage's Jumbo Loan! Perfect for larger loan amounts that exceed conventional limits. Explore options up to $3 Million for your primary residence or $2 Million for a second home.

It's like planting a money tree in your backyard! Every mortgage payment is a seed that grows your financial stability. Remember, the more you pay down, the more equity you gain.

Attention Medical Professionals! Discover Stockton Mortgage's Doctor Loan, tailored just for you. This program is designed to help doctors, including MDs, DOs, DDSs, DMDs, and others, overcome debt-to-income ratio challenges due to student loans.

Did you know? Getting pre-approved for a mortgage can make you a more attractive buyer. 🏠✅ Start your home-buying journey with confidence by getting pre-approved with us today!

🔍 Home buying can seem overwhelming, but not with Stockton Mortgage. We guide you through every step!

Did you know? First-time home buyers have unique advantages! Let’s talk about how to make the most of them. 🌟

Have questions about home buying this spring? 🤔 We've got answers! DM us to get expert advice on mortgages and pre-approvals.

You don't need to chase rainbows to find your pot of gold - it's right here with our mortgage options! Let us guide you to your dream home, where you're always luckier. Start your magical journey today and feel the luck of the Irish with every step, 618-581-1476. 🌈

Spring into your dream home! 🌸 As the flowers bloom, so do new home opportunities. Get ready for the spring home-buying season with our expert mortgage advice. DM or give us a call today! 618-581-1476

🥧🏠 Happy Pi Day, Future Homeowners! 🥧🏠

Today, let's mix some math with our dreams of home ownership. On Pi Day, we celebrate not just the deliciousness of pie but also the endless possibilities of π (pi) - much like the endless possibilities of finding your perfect home!

🤝 At Stockton Mortgage, we believe everyone deserves their dream home. Our diverse loan options make it possible.