Jason P. Moeding, CMPS - loanhouse

https://www.nbcnews.com/business/economy/fed-chair-powell-signals-first-rate-cut-post-pandemic-period-coming-rcna167938

Fed Chair Powell says 'time has come' for interest rate cut The central bank is primed to lower its key rate in September as inflation cools and the job market slows.

https://www.bankrate.com/mortgages/federal-reserve-and-mortgage-rates/

How The Fed's Rate Decisions Move Mortgage Rates | Bankrate The Federal Reserve's decisions have ripple effects, including on mortgages. Here's how its policies help move home loan rates.

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https://jasonmoeding.com | 1-754-206-5969 (LYNX) | [email protected]
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𝗔𝗻𝗼𝘁𝗵𝗲𝗿 𝟱 𝗦𝘁𝗮𝗿 (★★★★★) 𝗥𝗲𝘃𝗶𝗲𝘄 𝗳𝗼𝗿 𝗝𝗔𝗦𝗢𝗡 𝗣 𝗠𝗢𝗘𝗗𝗜𝗡𝗚 | 𝗡𝗠𝗟𝗦 𝗜𝗗 𝟭𝟮𝟮𝟰𝟴𝟵𝟱 powered by 𝗹𝗼𝗮𝗻𝗵𝗼𝘂𝘀𝗲. For more 5 Star Reviews check out >> http://Zillow1224895.LoanLynx.com
https://jasonmoeding.com | 1-754-206-5969 (LYNX) | [email protected]
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https://www.housingwire.com/articles/the-financial-markets-are-freaking-out-that-should-be-good-for-mortgage/

The financial markets are freaking out. That should be good for mortgage - HousingWire Bank of America analysts said that U.S. recession risk is rising and are projecting more than 100 basis points of rate cuts before year's end.

BORROWER: GINGOLD
LOAN
CLEARED TO CLOSE

BORROWER: ARIAS-AGUDELO
LOAN
CLEARED FOR DOCS

https://www.housingwire.com/articles/are-mortgage-rates-about-to-break-out-higher-again/

Are mortgage rates about to break out higher again? - HousingWire We are approaching a critical technical level on the 10-year yield that can cause market drama for mortgage rates.

https://www.nationalmortgagenews.com/news/home-price-appreciation-rate-accelerates-in-4q

Home price appreciation rate accelerates in 4Q The year-over-year gain was 1.3 percentage points higher in the most recent period compared with the third quarter last year, the National Association of Realtors found.

https://www.housingwire.com/articles/annual-home-price-gains-may-have-reached-cycle-peak-corelogic/

Annual home price gains may have reached cycle peak: CoreLogic - HousingWire U.S. home prices posted their highest yearly rate of appreciation since January 2023, reaching 5.5% year over year in December.

https://www.mpamag.com/us/mortgage-industry/market-updates/fed-announces-first-rate-decision-of-2024/475209

Fed announces first rate decision of 2024 Statement kickstarts a big year for the central bank

https://www.newsmax.com/finance/streettalk/30-year-mortgage/2024/01/18/id/1150102/

US Mortgage Rates Fall to 8-Month Low U.S. mortgage rates fell this week to the lowest since May 2023, Freddie Mac reported Thursday, providing a possible boost to buyer traffic in the housing market.

https://www.forbes.com/advisor/credit-cards/credit-card-debt-hits-new-high/

Americans’ Credit Card Debt Tops $1 Trillion, Hitting All Income Levels Barbie isn’t the only plastic that’s hot this summer. Credit card balances shot up by $45 billion between the first and second quarters of 2023, a 4.6% increase that pushed total credit card debt past the $1 trillion mark, according to the Federal Reserve Bank of New York. Some parts of the U.S.

https://www.nationalmortgagenews.com/news/mortgage-rate-drops-likely-this-year-economists-say

Mortgage rate drops likely this year, economists say But this week the 30-year fixed rate mortgage average increased for the first time in two months.

I'm proud to announce our entire team made the exciting transition to CrossCountry Mortgage, the #3 Retail mortgage lender in the nation. The decision was a no-brainer after heavily surveying the entire lender landscape, popping the hood, and checking the engine on scores of mortgage firms to understand the reciprocal value in long-term alignment.

CCM is licensed in all 50 states, offering construction financing, bridge financing, renovation loans, jumbo products, reverse loans, down payment assistance (DPA) programs, HELOCs, and as well as a full suite of Non-QM products such as personal & business bank statements, P&L only, 1099/W-2 only, DSCR, etc. both originated and serviced in-house.

As a company CCM services 85% of the loans originated; where 85% of other Independent Mortgage Banks (IMBs) sell their loans on the secondary market, making it nearly impossible to establish a long-term relationship with your mortgage advisor. I'm personally advocating the industry move in the direction of multiphase generational advisement through wealth-building strategies, and away from a transactional churn and burn lending culture through the implementation of a broader market outlook using a client lifecycle management framework.

This further aligns with our professional partners such as CPAs, CFPs, Trust/Estate Attorneys, Insurance Reps, and of course our Real Estate agent partners. Our dedicated in-house marketing concierge assists our Realtors by reaching out to past/current/new clients, generating physical and digital co-marketing collateral that converts, and launching open house events with in-person MLO attendance to capture real-time opportunity intake. If you're an agent, we'll show you how to turn your database into a databank by growing, housing, and 360° nurturing your contacts using best-in-class software platforms that we supply, keeping you positioned in front of your network as the clear professional of choice in your local market.

Anyone interested in discussing how we can help amplify your business through personalized co-branding to build a loyal book of business or any potential buyer/investor client seeking deeper insight into the current state of the mortgage market, feel free to reach out anytime @ 754.206.5969 or [email protected].

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https://www.bizjournals.com/southflorida/news/2023/11/28/bausch-lomb-ceo-buys-former-cher-mansion-in-mb.html

Bausch + Lomb CEO Saunders buys former Cher mansion in Miami Beach for $35M (Photos) - South Florida Business Journal The home, which was expanded in 1995, more than doubled in value after renovations.

https://www.bizjournals.com/southflorida/news/2023/12/14/blackstone-sells-margate-apartment-complex-for-93m.html

Blackstone sells Margate apartment complex for $93 million - South Florida Business Journal This deal gives the developer 2,000 units under management.

https://www.mpamag.com/us/news/general/fed-reveals-latest-rate-decision/470077

Fed reveals latest rate decision Shift in the direction of interest rates expected for 2024

https://www.mortgagenewsdaily.com/markets/mortgage-rates-12122023

Mortgage Rates Unchanged After Inflation Report Threads The Needle When it comes to interest rates reacting to scheduled economic reports, the magnitude of the reaction is generally correlated with the extent to which the data comes out better or worse than expected.  Said more simply, the stronger the economic data is relative to expectations, the more ra...

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