The HomeRun Lender

📚🏡 Back to School, Back to House Hunting! 🏡📚 With the school year starting, it is the perfect time to find a new home—especially in those top-notch school districts! 📖✨ Better Timing: Less competition in the market as families settle into the school routine. Top School Districts: Secure a home in areas known for excellent schools, giving your kids a head start. Smooth Transitions: Move in before the year gets too hectic, making it easier for everyone to adjust. Ready to make the grade with your next home? Lets start house hunting today! 🏠🚌

Looking to buy a home? Let us help you get pre approved 🏡

With rates changing let us answer some questions you may have! 🏠

Don't get fooled by any of these mortgage myths. Let us help you get into the home you've been waiting for!

We are having a in honor of 📓🛒
The contest will run from July 26th 2024 - August 2nd 2024
will be announced at 12PM on August 2nd 🎉
Winner will need to pick up at our office in Harrisonburg,VA
Follow the steps to
As a reminder The Homerun lender will never request any personal information. If you get a message prior to August 2nd know that it is a scam and DONOT respond.
📚🍎

The HomeRun Lender The HomeRun Lender | Edge Home Finance
Let's get you the HomeRun.
NMLS ID # 2006686 | 2322797

Who knew homeownership and happiness go hand in hand? Get ready to rest easy with the perfect mortgage! 😂 Secure a fantastic mortgage rate with us, and enjoy peace of mind and sweet dreams in your new home! 🏡💤

🔍✨ Take a look inside a first-time home buyer’s journey with a lender!

Pre-Approval: 🚀 Get pre-approved to know your budget. This helps you understand what you can afford and shows sellers you’re serious.

Home Search: 🏡 Work with a real estate agent to find your dream home within your budget.

Offer & Negotiation: 📑 Make an offer and negotiate the terms. Your lender helps ensure the offer aligns with your loan approval.

Home Inspection: 🔍 Conduct a home inspection to check for any issues before finalizing the purchase.

Appraisal: 🏷️ Your lender arranges an appraisal to confirm the home’s value matches the loan amount.

Final Approval: ✅ Submit all necessary documents for final mortgage approval. This includes proof of income, assets, and employment.

Closing Day: 🔑 Sign the paperwork, pay closing costs, and get the keys to your new home!

With expert guidance, the path to homeownership is clear and manageable. Ready to start your journey? 💬🏡

🌞 Doubting yourself is normal. Letting it stop you is a choice. 🌟 This summer, turn those homeownership dreams into reality! 🏡✨ Let's make this your season of belief and new beginnings. 🌷💪

🚫 Stop Doing This to Lock in a Great Interest Rate!

Avoid Major Purchases: 🚗🛍️ Don’t make big buys like cars or furniture before closing.

Don’t Open New Credit Accounts: 💳❌ New credit inquiries can lower your score.

Steer Clear of Late Payments: 📅⚠️ Pay all your bills on time to maintain your credit score.

Keep Credit Utilization Low: 📊⬇️ Use less than 30% of your credit limit.

Don’t Switch Jobs: 💼🔄 Maintain steady employment to show income stability.

Avoid Large Bank Deposits: 💵❓ Unusual deposits can raise questions; keep your finances steady.

Follow these tips to ensure you lock in the best interest rate possible! 💬🏡

This is what makes 12 hour days so worth it 👩🏼‍💻.

Helping borrowers achieve homeownership. It's all about education and showing them the value of owning a home 🏡.

Summer flies when my little guy is here. We’ve spent a lot of time at baseball fields after work! He’s made a bond with these guys and he is now a staple of the dugout.

Veterans and active-duty service members, ready to hit a home run in your home buying journey? Discover the unbeatable benefits of VA loans, from no down payment to competitive interest rates. 🏡⚾️ https://wix.to/yEsXVux

Making the American Dream Possible | Veteran Edition Understanding VA Loans and Their BenefitsBuying a home can feel like stepping up to the plate in a big game, but for veterans and active-duty service members, VA loans offer a winning advantage. Established as part of the GI Bill in 1944, VA loans provide a great lineup of benefits to help you score...

As your trusted mortgage lender, there’s nothing more rewarding than helping you achieve your dream of owning a home. Here’s what I love about guiding you through this journey:

1️⃣ Personalized Guidance: I enjoy tailoring loan options to fit your unique financial situation, ensuring you get the best possible terms.

2️⃣ Simplifying the Process: Navigating the mortgage world can be complex, but I’m here to make it straightforward and stress-free for you.

3️⃣ Educating & Empowering: I love providing you with the knowledge and tools needed to make informed decisions confidently.

4️⃣ Celebrating Milestones: From pre-approval to closing day, each step brings joy, and I’m honored to celebrate these milestones with you.

5️⃣ Building Relationships: It’s not just about the loan; it’s about building lasting relationships and being a part of your homeownership journey now and in the future.

Let’s make your homeownership dreams come true together! 🏡💫

Huge Congratulations to those who are Under Contract 🎉.

We pride ourselves in coaching the bases to lead our borrowers home and we are excited to guide these individuals to the closing table to get their keys 🔑.

Take me back to paradise🌊!

Where oh where should the Hyatt's go next go round? Tell me your favorite beaches to go to!

🔍 Ever wonder what happens during underwriting? Let's dive in! Underwriting is the process where your mortgage lender evaluates your financial profile, including income, assets, credit history, and the property itself, to determine your loan eligibility and terms. It's a crucial step in the mortgage approval process, ensuring that you're financially prepared for homeownership. Have questions? Drop them below! 💬💼

Ready to supercharge your mortgage motivation? Here are some tips and tricks to help you reach your homeownership goals:

Set Clear Goals: Define what homeownership means to you and set specific, achievable milestones along the way.

Automate Savings: Set up automatic transfers to your down payment savings account to ensure consistent contributions.

Monitor Your Credit: Regularly check your credit report and address any issues or discrepancies to improve your credit score.

Research Loan Options: Explore different mortgage programs and lenders to find the best fit for your financial situation and goals.

Track Expenses: Keep a close eye on your spending habits and identify areas where you can cut back to save more for your down payment.

Stay Informed: Stay up-to-date on market trends, interest rates, and mortgage regulations to make informed decisions throughout the homebuying process.

Celebrate Milestones: Celebrate each milestone you reach on your journey to homeownership to stay motivated and inspired.

Ready to make your mortgage dreams a reality? Let’s start achieving those goals together! 💼🏡

I don't post these often, but there are some that just hit home.

It was an absolutely honor and privilege to guide her in during the buying process 👩🏼‍💻.

We pride ourself in going above and beyond for our clients who then become family. Today and everyday we coach the bases to lead you home ⚾️.

It's days like today I wish more than anything I could pick up the phone and call you. Days like today I wish I could tell you about the call I had yesterday. You were brought up on the call and honestly there's so much more I could say about you. You have been my driving force since I was a little girl. You were always my hero and I always wanted to make you proud. This is what you told me the day I got licensed as a Mortgage Loan Officer. You never doubted my ability - even when I did. You told me to keep going. When I lost you all I could do was think "how am I going to do this without him", but yet I still feel you daily. You still push me to be the best I can be, because all I have ever wanted to do was make you proud. I truly believe you would be proud of me today. I haven't quit my dreams and I keep pushing day in and day out. I love you dad and I hope you're living it up there!

If you told me a year ago that I would be featured within my company on this I would tell you you're lying. With that said here we are. Business has grown 877.86% in 12 months. I took 6 months off last year from originating and building relationships because my dad was my priority. I am so honored to be a part of this!

Thank you to everyone who has helped me succeed and guided me on this journey. Big shoutout to my husband Josh for pushing me when I wanted to give up. To my Production Manager, Hannah, who joined me and dealt with my frustrations and irrationalness of giving up certain tasks - thank you for sticking by my side and helping guide this insane business.

Congratulations to this incredible buyer🎉.

She started with another lender, but when seeing this house, one of my incredible partners (who listed the home) sent her my way and we were able to make the dream a reality.

This sweet family deserves this and so much more and it was an incredible honor to be able to get them into this home 🏡.

"Thank you!!!! I am truly blessed to have been able to work with you!!! 💙" - M. Gutierrez

Forever grateful for this career and changing lives 1 day at a time 👩🏼‍💻.

By focusing on a few key areas, you can significantly improved your financial profile: Here’s a quick client example. Credit Score Boost: Sarah diligently worked on paying down credit card balances and disputing any errors on her credit report, resulting in a noticeable increase in her credit score. Debt-to-Income Ratio Trim: She strategically paid off some smaller debts and kept her spending in check, lowering her debt-to-income ratio and making her a more attractive borrower. Stable Employment Highlight: Sarah provided clear documentation of her stable employment history, showcasing her reliability and ability to meet mortgage payments. Increased Savings: By cutting back on non-essential expenses and ramping up her savings efforts, Sarah demonstrated to lenders that she had sufficient reserves for down payment and closing costs. Through these focused efforts, Sarah not only secured a stronger pre-approval but also gained confidence in her journey towards homeownership. Ready to boost your pre-approval odds? Let’s craft a personalized strategy for your success! 💼💡

🏠 Ready to buy your first home? Here are 6 questions you should ask your mortgage lender:

How much can I afford to borrow based on my income and expenses? 💰

What type of mortgage is best suited for my financial situation? 🤔

Can you explain the different loan programs available for first-time buyers? 📝

What credit score do I need to qualify for a mortgage, and how can I improve it if necessary? 💳

How long does the mortgage approval process typically take, and what factors can affect the timeline? ⏳

Asking these personalized questions will help you feel more confident and informed as you navigate the homebuying process. 🏡💼

Ever wonder what's on my daily to-do list as a mortgage lender? Here's a peek behind the scenes: Review Applications: Each day starts with carefully reviewing new mortgage applications, ensuring all necessary documents are in order. Communicate with Clients: From answering questions to providing updates on loan progress, clear and timely communication with clients is a top priority. Analyze Financials: Dive into financial statements, credit reports, and other documents to assess applicants' eligibility and determine suitable loan options. Collaborate with Underwriters: Work closely with underwriters to address any issues and ensure loan applications meet lending criteria. Research Market Trends: Stay informed about changes in interest rates, housing market conditions, and mortgage regulations to provide clients with up-to-date guidance. Coordinate Closings: Facilitate the closing process by coordinating with real estate agents, title companies, and other parties involved in the transaction. From application to closing, every day is filled with tasks aimed at helping clients achieve their homeownership dreams! 💼🏡

Stop Doing This If You're Trying to Buy a Home This Summer! 🛑 Don't overlook your debt-to-income ratio—it's a crucial factor in securing a mortgage. Let's ensure your financial picture is in tip-top shape for a successful home purchase.

🚦 Congratulations on receiving the green light of approval from your lender! 🎉 Now that you've cleared this major milestone, it's time to take the next steps towards homeownership. Here's what comes next: 1) Secure Your Rate: Lock in your interest rate to ensure you're getting the best deal possible. 2) Finalize Documentation: Complete any remaining paperwork required by your lender. 3) Schedule Appraisal: Arrange for a professional appraisal of the property to confirm its value. 4) Coordinate Closing: Work with your lender and real estate agent to schedule a closing date and finalize all necessary details. 5) Prepare for Closing Costs: Get ready to cover closing costs, which may include fees for loan origination, title search, and more. With the approval process behind you, you're one step closer to owning your dream home. Let's keep the momentum going and make your homeownership journey a smooth and successful one!