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Don’t allow collections to be the reason you don’t get the apartment you want.

Don’t allow collections to be the reason you don’t get the apartment you want.

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“Buying a home? 🚪🏠 Remember, banks check your FICO score, not your Vantage score! 📊 Make sure you know your FICO score before applying for a mortgage. 🏡💡 ”

Comment “Ready” for your free consultation.

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Too many hard inquiries can make you look desperate to lenders. Indicating you can't handle your debt. This makes you a high risk factor.

📝 **6 Key Parts of Your Credit Score:**

1. **Payment History**: Pay on time = Good score! 📅
2. **Utilization**: Use less than 30% of your credit limit. 💳
3. **Credit Age**: Older accounts = Better score. ⏳
4. **Credit Mix**: Different types of credit (cards, loans) help. 🔄
5. **New Credit**: Too many new accounts can hurt your score. 🚫
6. **Amount Owed**: Owing less money is good! 💰

Understand these to boost your credit!

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💸 Don't let bad credit cost you more! High interest rates on mortgages for bad credit can add up fast. Make sure you're getting the best deal to save money in the long run!

Questions? Book Consultation
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💸 Don't let bad credit cost you more! High interest rates on mortgages for bad credit can add up fast. Make sure you're getting the best deal to save money in the long run!

Applying for too much credit at once can hurt your score and make lenders see you as desperate or unable to manage your finances well. Space out your credit applications to show responsibility and keep your credit healthy.

🎉 Earn $50 for Each Referral! 🎉

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📊 **Know Your Credit Score!**

- 🏠 Easier loan approvals
- 💳 Better credit card offers
- 💰 Lower interest rates
- 🚗 Improved car financing deals

Stay informed and take control of your financial future!
Schedule Consultation
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Hey everyone! Don’t close old credit card accounts—it can hurt your credit score! Here’s why:

1. **Credit Utilization:** This is how much credit you’re using compared to what you have available. Closing a card reduces your total credit, making your utilization go up, which can lower your score.

2. **Average Credit Age:** Older accounts boost your credit history length. Closing an old account lowers your average credit age, which can also drop your score.

Even if you don’t use an old card, keep it open and use it occasionally. This helps maintain a good credit utilization rate and a strong credit score!

Hey everyone! Don’t close old credit card accounts—it can hurt your credit score! Here’s why:

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This is a credit-building tool that will help boost your score
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With No active credit cards you could be missing out on 155 Points. Utitlization makes up 35% of your credit score

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Welcome to Self Start your journey to better credit

🚀 **How to Legally Write Off a Family Trip with the IRS!** 🚀

Want to combine business with pleasure and save on taxes? Here's a detailed guide on how to write off a family trip legally:

1. **Designate Travel Days**: Schedule Thursday and Monday as your travel days. This means you’ll be commuting to and from your destination on these days. ✈️📅

2. **Work on Friday**: Ensure you perform business-related tasks for at least 4 hours and 1 minute on Friday. Activities can include:
- Responding to business emails 📧
- Conducting conference calls or virtual meetings 📞
- Completing reports, presentations, or other business tasks 💼
- Networking with local business contacts 🤝

3. **Documentation**: Keep detailed records of your business activities. This includes:
- A log of time spent on each task ⏰
- Copies of emails and correspondence 📑
- Notes from calls or meetings 📝

By following these steps, you can enjoy your family trip while benefiting from tax deductions. Remember, the key is to ensure your business activities are substantial and well-documented. 🌴💼✈️

Understand that it is a process.
Understand the bankruptcy court does not report to any of the credit agencies.
Understand that the credit agencies are violating your privacy.

To grow a business, it's important to know that the goal is not just to work in the business but to work on it. This means creating systems so that other people can take care of different tasks. You don't want to just keep adding more hours to your workday.

Think of a car dealership owner. They don’t sell the cars, service them, handle financing, manage customer service, and book appointments all by themselves. Instead, they hire people for each of these jobs.

By having a team, the owner can focus on making the business better, like finding ways to sell more cars or improve customer satisfaction. This helps the business grow without the owner having to do everything.

📈✨ **Why Having Good Credit Helps You Get Rich!** 💸💰

Having good credit is like having a gold star ⭐ on your financial report card! Here’s why it’s super important:

1. **Lower Interest Rates** 💳➡️💲
- When you borrow money, like for a car 🚗 or house 🏠, good credit means you pay less in interest. This saves you a LOT of money!

2. **Better Loan Approvals** 🏦✅
- Banks and lenders trust you more, so it's easier to get loans for big investments. That means you can buy things that can grow in value, like a house!

3. **Higher Credit Limits** 💳🔝
- You can borrow more money if you need it, which can help you in emergencies or for big purchases.

4. **Better Job Opportunities** 💼🔓
- Some jobs check your credit. Good credit can help you get hired for better-paying jobs!

5. **Lower Insurance Premiums** 🛡️💵
- Good credit can even lower how much you pay for insurance, like car insurance.

So, building good credit is a smart way to make sure you have more money in your pocket and more opportunities to grow your wealth! 🌟💰

“Turn your credit score into a financial tool. Don’t rely solely on your employer; let your 800 credit score work for your future and create new income streams. Transform those three digits into lasting opportunities.”

🚨 **Hard Inquiries Alert** 🚨

🔍 **Know Your Rights:** According to 15 U.S. Code § 1681b(a)(2), companies must have your **written consent** to pull your credit report. If they don't, those inquiries should be removed! When is the last time you signed anything physically?

💡 **Tip:** When you visit dealerships, they often “shop” your credit to multiple banks without permission.

✨ **Pro Tip:** Get preapproved before you visit a dealership and lock your Experian, TransUnion, and Equifax to avoid 20+ new inquiries. Protect your credit score!

🚨 Late payments got you stressed? 😩 A single late payment can tank your credit score by 30-120 points! But don’t worry, there’s hope. 🙌

Life happens, and sometimes payments slip through the cracks. But did you know there’s a law designed to help you out? Consumer Law is here to protect you. 💪

These reporting agencies aren’t as powerful as they seem—they’re not even government entities! 💼 You have the right to update those negative marks to positive ones.

Comment “Late” to get control of those late payments bringing your score down.

Remember, Consumer Law is your friend. 🛡️ Take control of your credit score and reclaim your financial freedom! 💸

Stop putting your dreams on hold to keep working on helping that company’s CEOs complete theirs.

Teach them early that credit is not an extension of your income. But a tool that can be used to change your family’s financial trajectory.

79 percent of credit reports in America hold errors on them.

Access your credit report for free today at annualcreditreport.com.

Multiple Streams of income are required at this point.

But we spend the most 🤯