Xpert Advise Financials

Mortgage pre-approval means a lender has reviewed your finances and determined how much you're qualified to borrow. In today's competitive market, connecting with a lender to get pre-approved may be the game-changer that helps you secure your dream home.

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/

Xpert Advise Financials wishes you and your family a Happy 4th of July! May you have a fun and cheerful celebration with your loved ones this long weekend.

Your credit score determines what type of mortgage and interest rate you'll qualify for, so it's important to take these steps BEFORE you start shopping. Want more helpful advice? let's connect to get you the best mortgage possible!

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com

While securing a mortgage can seem confusing at times, there are a few things you can do (or avoid doing) to make the process easier and smoother. DM me to help you navigate the process.

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/

Being a first-time buyer, you may want to know these four components when paying for a mortgage. A benefit of speaking with a mortgage specialist is to understand the components of your monthly mortgage payment. Contact us today to learn more.

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/

Xpert Advise Financials updated their information in their About section.

As a homebuyer in a competitive market, you need ways to stand out from the crowd. Pre-approval gives you an advantage if you get into a multiple-offer scenario, and these days, it’s likely you will. Here are the documents you need to get a pre-approval. Depending on your individual circumstances, you may be asked for additional documentation but this list gives you an idea of what you will be required to provide your Mortgage Broker when you embark on your journey to becoming a homeowner.

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/

Conventional loans are offered through private lenders and aren’t backed by a government institution (like FHA or VA loans). Have an excellent credit? You could net a lower interest rate than what’s typically offered for government-insured loans. DM me for more details.

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/

The mortgage pre-approval process is one of the most important steps you can take as a buyer. Not only does it help you understand what you can afford, it shows sellers you’re serious about buying their home. DM me any questions you have about the process so you can get started on your homeownership journey.

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/

Happy Father's Day!

How much a potential borrower makes is important, but it’s not the only factor considered when getting approved. Credit score, work history and loan type are few other factors to consider. Give me a call to learn more.

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/

One of the most important parts of the home buying process is planning your budget and knowing how big a monthly payment you can afford. As mortgage rates fluctuate, understand how increases will impact that budget. Contact me to learn how to calculate these figures, so you feel confident in your plans.

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/

Inflation is top of mind for so many of us today, and it's important to know that homeownership is a great shield against rising housing costs. That's because when you purchase a home, you lock in your monthly payment for the life of your loan. Contact me today if you're ready to stabilize your housing costs through homeownership.

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/

If you're looking for a more affordable purchase or refinance, you may qualify for an appraisal waiver that could save you hundreds. DM me to find out if you qualify.

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/

It's true mortgage rates are rising, but it's also important to have perspective. Today's mortgage rate still allows you to lock in a comparatively lower rate than the historical average. DM me, and let's work together to make your homebuying goals a reality before rates rise further.

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/

June is Month, and as we celebrate, let's help make sure everyone can proudly pursue the dream of home-ownership by strengthening our communities through diversity and inclusion.

NMLS # 1984612

+1 (720) 768-5807

https://www.xpertadvisefinancials.com/

One of the keys to getting a mortgage is knowing your credit score, but did you know pulling your score too many times can be harmful? Connect with me to pull your score once and ensure your FICO doesn't drop.

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/

Memorial Day..

Remembering and Honoring all who served

Do you know how to determine your home’s equity? Subtract the amount you owe from your home’s market value and there you have it. Cash out that equity for vacations, renovations, or whatever you want. Call us today to unlock the equity you’ve earned!

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/

If the thought of coming up with a down payment is daunting, know that today's mortgage products offer a wide range of down payment choices.! Give us a call to learn more.

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/

It’s critical to be prepared as a buyer in today’s market. That means knowing your budget, knowing what you can afford, and having a trusted partner on your side who can help keep these things top of mind during the negotiation process. DM me so we can work together to find you a home that fits your needs this season.

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/

Only 52% of today’s active home shoppers are getting pre-approved for a mortgage, which means about half of buyers are missing out on this important step. Getting pre-approved doesn’t just give you an idea of how much house you can afford, it also lets sellers know you’re a serious buyer. With more houses receiving multiple offers, a pre-approval letter can be a key factor in a bidding war, and you don’t want to miss out. DM me to learn more about why pre-approval with a lender is critical in today’s competitive market.

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/

From being part of a community to financial predictability and building equity, buying your home instead of renting can be a great option for creating long-term stability. Take the first step by giving us a call today!

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/

People are still feeling the shock of interest rate increases over the last month or two. Insure your rates against future rate increases and get the lowest rates, if the rates fall. DM me to discuss more on this.

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/

When it comes to mortgage rates, it’s all about perspective. Even with mortgage rates rising, buyers can still secure a rate that’s lower than several of the past decades. But experts forecast rates will continue rising, so acting soon may be your best bet. DM me so we can discuss how rising rates should factor into your homebuying goals.

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/

Many people assume their credit score is too low to qualify to purchase a home. In reality, 84% of Americans have a credit score that would allow them to become homeowners.! If you'd like to find out more about what your credit score means, let's get together to chat about the opportunities.

NMLS # 1984612
+1 (720) 768-5807
https://www.xpertadvisefinancials.com/