Mindy Rodriguez

Mindy Rodriguez updated their address.

We’re having a mortgage pre approval night at the office!!! Thursday October 21st from 5-8pm. Learn about the RI housing $15,000 extra assistance for down payment and closing costs!

Happy Wednesday!!!

Market update for Providence, Johnston and Cranston!!!🏡📈

Home values are still holding 💪🏽 you might’ve noticed that home values still continue to increase.

The market 📈 is still very aggressive and will continue like this for a few more months.

If you are looking to sell in the near future now is the time to call me!!

Mindy Rodriguez
Berkshire Hathaway Pinnacle Realty
📱401-536-2949
📧[email protected]

Happy Wednesday!!!

Market update for Providence, Johnston and Cranston!!!🏡📈

Home values are still holding strong 💪🏽 you might’ve noticed that home values still continue to increase.

The market 📈 is still very aggressive and will continue like this for a few more months.

If you are looking to sell in the near future now is the time to call me!!

Mindy Rodriguez
Berkshire Hathaway Pinnacle Realty
📱401-536-2949
📧[email protected]

New Month, New Beginnings, New Home! Turn your dreams into goals. Action them into reality! Remember, If at first, you don’t succeed, call me! I would love to talk to you about how we can make those real estate dreams come true. Wishing you an amazing month of September 😉

Home is where your wifi connects automatically 😉. With that said….Which room are you most connected with? Is it: Bedroom, Bathroom, Kitchen, or Living Room? Comment below!

Interest rates have been nice and low lately which can help with affordability. In the past few months, interest rates on 30-year mortgages have hit all-time lows on multiple occasions. As of October 22, the average rate is clocking in at just 2.8%. That’s down from an average 3.94% rate in 2019 and 4.54% in 2018. A decade before that? Rates were over 6%.

For homebuyers, those drops can translate to serious benefits and financial savings. Here’s what record low mortgage rates could mean for you:

🔸 Low mortgage rates mean a lower mortgage payment
🔸 Less paid in interest over time
🔸 Bigger home-buying budget

It’s not all perks, though. Lower mortgage rates typically mean more competition, too. As more buyers come out of the woodwork, you might face more bidding wars and higher home prices as a result.

There’s a program for first time home buyers. A $15k down payment assistance. Please message, 📧 or text me for more info.

It's now easier to email Mindy Rodriguez

And just like that…It’s August! Keep this quote in mind as you embark on this new month: “You can’t start the next chapter of your life if you keep re-reading the last one”. Wishing you an epic month of August!

I had the pleasure of working with my cousin for the past few months. It was such a great time, we had some fun and adventurous time together. Lots of crazy emotions went by waiting to hear back from the offers. After only a few weeks of searching for her home she finally got a offer accepted, and closed of her very first home on Friday. Congratulations 🎉🎉🎉Thank you for trusting me throughout this process. I hope you enjoy your new home.

So, what does low inventory really means to you? Simply put, you should be on top of your game when you go house hunting because chances are the best homes will probably be grabbed up quickly. Toward the beginning of spring ’21, most homes sold around 20 days quicker compared to the previous few springs. That doesn’t leave a lot of time to falter over your home hunt.
In the event that you need to track down a decent home in this thin market, here’s what I recommend:
🔸 Penance a few needs
In the event that you can’t discover the house you need, surrender some “pleasant to-haves” for your “unquestionable requirements.” Find the most economical home in the best neighborhood you can manage and redesign over the long haul.
🔸 Extend your inquiry
Consider the possibility that the area where you’re intending to purchase is excessively serious. You may be shocked at the diamond you can discover in a less mainstream area.
🔸 Get pre-approved ASAP
Getting pre-approved for a home loan before you go house hunting is an absolute necessity in any market. However, in a market with a particularly restricted home inventory, a pre-approval letter from your lender will position you as a strong candidate, ahead of other buyers.
🔸 Working with a realtor (Me!) who is an expert in a specific area of your interest is the most ideal approach to track down a home that accommodates your financial plan and way of life.

Wanna know how to pay off your mortgage early? Here’s Tip #2 of this series.

Making an extra payment each month specific to the principle of your loan and not the interest can save you a lot in the long run on interest payments!
So, for example:
Let’s say your payment per month = $1046
Rather than paying just this amount round up and pay $1100 and mark the extra payment amount to go towards the principal. Even with as little as $50 extra per month it will add up quickly and speed up the payoff process.
Interested to get more tips from me on how to pay off your mortgage early? LIKE THIS POST!

OPEN HOUSE NEXT SATURDAY!!!

BE ON THE LOOK OUT FOR THIS INCOME PRODUCING 2 FAMILY, WITH 3 BEDS EACH UNIT, HEART OF SILVER LAKE. GARAGE, AND PARKING FOR 5. OVERSIZED PARK LIKE BACK YARD. CLOSE TO ALL CONVENIENCES. CLEAN AND UPDATED IN AND OUT. PROPERTY WILL NOT LAST LONG. NOTHING TO DO EXCEPT MOVE IN

PREPARENSE PARA ESTA CASA ABIERTA !!!!

PREPARATE PARA ESTA PRODUCCIÓN DE INGRESO DE 2 FAMILIAS,CON 3 ABITACIONES CADA UNIDAD. LIMPIO Y ACTUALIZADO POR DENTRO Y POR FUERA. EN LA AREA DE SILVER LAKE. CON GARAJE Y 5 ESTACIONAMIENTOS PARA CARROS, Y UN GRAN PATIO. SERCA A MUCHAS TIENDAS DE CONVENECIA. LA PROPIEDAD NO DURARA, NADA QUE HACER SOLO MUDARSE.

Nathan when he was 3 years old 😢I miss him this small.

There are a few ways to invest in real estate that is lucrative and well worth it. Those interested in investing in real estate can pay a portion of the total cost upfront and pay off the remainder over time!
🔸A primary way to make money in real estate is to own rental properties (becoming a landlord)
🔸Another way to make a profit from real estate is by purchasing undervalued real estate, fixing it up, and then selling, this is called flipping.
🔸There are also real estate investment groups that you can become a part of, this is a more hands-off approach.
🔸Lastly, there is the option of real estate investment stocks that are basically dividend-paying stocks.
✔️ LIKE this post to find out how to become a landlord and learn the pros and cons that follow. TAG friends and family members who may benefit from this information.

🙏👍❤

So you’re ready to make a move…..Woohoo! Nice. Now, let’s pause and think outside the box for a sec…. Alright! Consider this:

Buying Secret #1: Choose A Home With Income Potential

While the average buyer is interested in a single-family home, don’t discount homes with basement apartments or mother-in-law suites. These types of home configurations can lead to significant income potential and can help to offset the cost of a monthly mortgage payment. Income potential doesn’t just include garage apartments and mother-in-law suites; it encompasses open space as well. Build a duplex or a guesthouse on extra land for a significant return on investment.

Así que estás listo para hacer un movimiento... ¡Wohoo! Qué bien. Ahora, hagamos una pausa y pensemos fuera de la caja por un segundo... ¡Muy bien! Consideremos lo siguiente:

Compra secreto #1: Elige un hogar con potencial de ingresos

Aunque el comprador medio está interesado en una casa unifamiliar, no tiene descuento en las casas con apartamentos en el sótano o suites de suegra. Estos tipos de configuraciones de vivienda pueden generar un potencial de ingresos significativo y pueden ayudar a compensar el costo de un pago mensual de una hipoteca. El potencial de ingresos no sólo incluye apartamentos de garaje y suites de suegra, sino que también incluye espacio abierto. Construya un dúplex o una casa de huéspedes en terrenos extra para obtener un rendimiento significativo de la inversión.

Do not live your life full of What if’s. Rather, live your life full of Why not’s. Remember…….. Things turn out the best for people who make the best of the way things turn out 🗝

You may not think it’s possible, but buying a home actually costs less than renting! Maybe not at the onset, since you need more money to close the loan, but overall, you spend less buying a home than renting.
Here’s why it may be cheaper:
Rents continually rise. If you bought and secured a 30-year fixed rate, your payment never changes, unless you refinance. You don’t have to worry about increasing housing costs and/or moving. According to Trulia, homeowners save 38% by buying a home versus renting.
 

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Why is it that agents are so reluctant to let buyers and sellers get together?
Unlike most business deals, the sale of a home can get very personal and real estate agents are nervous about the parties dealing with each other. That’s because most agents have seen what can go wrong when buyers and sellers meet directly.
🔸 A careless remark made by one party might be misinterpreted by the other, leading to tension, and sometimes to the collapse of the negotiations.
🔸 Sellers often have exaggerated pride in their home and any criticism of the property from the buyers may be taken as a personal insult.
🔸 The buyers maybe scared off by an innocent comment made by the sellers about the neighbors.
Moving is such a stressful event, it’s almost impossible to keep emotions out of a real estate transaction. One of the main reasons sellers list their homes with a real estate agent is because they don’t want to deal directly with the buyers.

NEW LISTING

Mindy Rodriguez updated their business hours.

Mindy Rodriguez updated their phone number.

Mindy Rodriguez updated their website address.

Timing is an important factor for a good real estate investment, but that’s not all! When it comes to searching for investment properties, the first thing to focus on is where exactly the best places to invest in real estate are.

Tip #1 | Start with Finding the Right Location
You might be interested in buying a house in your local housing market, but is it a good investment location? To find the answer, a real estate investor needs to conduct a thorough real estate market analysis. It allows you to precisely evaluate and determine whether the property you’re interested in would make a solid investment opportunity.
Interested? Let me conduct a thorough real estate market analysis for you!

Home is where you feel loved, appreciated, and safe. Remember, It’s not how big the house…. It’s how happy the home!
 
Mindy Rodriguez 
Berkshire Hathaway HomeServices
Pinnacle Realty
📲 (401)536-2949
📩 [email protected]
🖱Bhhspinnaclerealty.com

Hey you, it’s a new month again. May your new month be filled with laughter and happiness extending to all the months to come!