Jenny Lyn Tran I Lend by Jenn - Mortgage Loan Advisor

✨ Your potential is endless. Every day is a new opportunity to grow, learn, and achieve greatness. Believe in yourself and embrace the journey. The sky’s the limit! 🚀

Jenny Lyn Tran
Mortgage Loan Advisor, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

Thank you so much for your kind words! It was a pleasure working with you. Communication and clarity are key to a smooth real estate transaction, and I’m glad we were able to achieve that together. Looking forward to collaborating again in the future! 🏡✨

Jenny Lyn Tran
Mortgage Loan Advisor, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

🌱✨ Never give up. Remember, slow progress is better than no progress. Every step you take, no matter how small, brings you closer to your goals. Keep pushing, stay patient, and trust the process. Your hard work will pay off. 🌟💪

🤔 Let’s settle the debate!

Which is more important to you when buying a home: interest rate or purchase price?

Drop your answer in the comments below and let’s dive into the discussion!

🌈 Love is Love.

No matter who you are or who you love, everyone deserves to be treated with kindness, respect, and equality.

Let’s stand together and celebrate the beautiful diversity of our LGBTQ+ community. Spread love, embrace differences, and remember that we are stronger together. 💖

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Ready to supercharge your mortgage motivation?

Here are some tips and tricks to help you reach your homeownership goals:

•Set Clear Goals: Define what homeownership means to you and set specific, achievable milestones along the way.
•Automate Savings: Set up automatic transfers to your down payment savings account to ensure consistent contributions.
•Monitor Your Credit: Regularly check your credit report and address any issues or discrepancies to improve your credit score.
•Research Loan Options: Explore different mortgage programs and lenders to find the best fit for your financial situation and goals.
•Track Expenses: Keep a close eye on your spending habits and identify areas where you can cut back to save more for your down payment.
•Stay Informed: Stay up-to-date on market trends, interest rates, and mortgage regulations to make informed decisions throughout the homebuying process.
•Celebrate Milestones: Celebrate each milestone you reach on your journey to homeownership to stay motivated and inspired.

Ready to make your mortgage dreams a reality? Let’s start achieving those goals together!

Jenny Lyn Tran
Mortgage Loan Advisor, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

Did you know you *don’t* need a 20% down payment to buy a house? 💸

There are plenty of options available with lower down payments, making homeownership more accessible than ever. Programs like FHA loans offer down payments as low as 3.5%, and some conventional loans start at just 3%. 💪

So don’t let the 20% myth hold you back! Reach out and let’s explore your options. Your dream home might be closer than you think! 🏠💖

Jenny Lyn Tran
Mortgage Loan Advisor, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

Your referrals are the greatest compliment!
Thank you for your review!

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

Work hard 💪

Even when you’re already working hard, there’s always room to work harder.

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

📣 Calling all seasoned homeowners! 🏡

Share your wisdom with those embarking on their homebuying journey by answering questions. Do you have any regrets about the purchase of your first home? Any advice for potential homeowners? Drop it in the comments below.

Your insights could be a game-changer for someone else’s journey to homeownership. 💡💬

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

It doesn’t hurt your ego to say the things you love about a person, especially if they mean that much to you. Let people know how you feel even when you think they know.

You never know what battles people are facing. A lot of times, it’s what wasn’t said that could’ve made a difference.

Let’s keep lovin’ on each other ♥️♥️♥️
Sending LOVE to the ones who needed this.

♥️, Jenn

Understanding Mortgages: 🏡 Fixed vs. Adjustable Rates 🔄⁣⁣

Thinking of diving into the world of homeownership? 🤔 Let’s break it down:⁣⁣⁣
⁣⁣⁣
Fixed Rate Mortgages: 📈⁣⁣
✔️ Consistency: Your interest rate remains the same throughout the loan term.⁣⁣
✔️ Predictability: Monthly payments stay steady, making budgeting easier.⁣⁣
✔️ Ideal for: Those seeking stability and long-term planning.⁣⁣
⁣⁣⁣
Adjustable Rate Mortgages (ARMs): 🔄⁣⁣
✔️ Flexibility: Rates can change periodically based on market conditions.⁣⁣
✔️ Potential Savings: Initial rates are often lower than fixed-rate loans.⁣⁣
✔️ Consider if: You plan to sell or refinance before rates adjust.⁣⁣
⁣⁣⁣
Choose wisely based on your financial goals and risk tolerance! 💼💰 Have questions? Drop it in the comments and/or reach out to me:

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

Embrace your uniqueness 🌟

Don’t let society’s expectations dull your shine.
Be unapologetically YOU, because that’s where true beauty and strength lie 💖

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

🏠 Goal in sight, so let’s practice: “Sorry, can’t. Budgeting for my down payment!”

💵✋Don’t worry, with some smart financial planning and the right mortgage lender by your side, you’ll be saying hello to your new home in no time. Let’s make those homeownership dreams a reality together!

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

🌱 Growth isn’t one-size-fits-all. It’s a journey unique to each of us, with twists, turns, and unexpected detours.

Embrace your path, celebrate your progress, and remember, there’s no rush to bloom. 🌼

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

Didn’t qualify for a loan? Don’t fret!

Take a deep breath and consider these pivot steps:

• Improve Credit: Work on boosting your credit score by paying off debts and resolving any discrepancies.
• Explore Alternatives: Look into alternative loan options or consider a co-signer to strengthen your application.
• Save Up: Focus on saving for a larger down payment to increase your chances of approval.
• Review Finances: Reassess your financial situation and consider consulting with a financial advisor for guidance.
• Expand Search: Expand your search to include more affordable properties or different neighborhoods.
• Educate Yourself: Take the opportunity to learn more about the mortgage process and financial planning to better prepare for the future.

Remember, setbacks are just temporary hurdles on the path to homeownership!

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

Gratitude turns what we have into enough.

Today, I’m thankful for the little things: a warm cup of coffee, a kind smile, and the beauty of a new day.

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

I’d love to run those numbers for you!

Questions or want to run those numbers together? ⬇️

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

Embrace being misunderstood, especially when you’re on the right path. 💫

Operating from genuine authenticity, kindness, and a willingness to help others is my compass. It’s disheartening when others project their insecurities onto me, especially when I’m striving to do good.

Remember, your intentions shine brighter than others’ doubts. Keep spreading positivity! Keep doing you✨

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

🏠 Wondering how to take steps towards homeownership this month?

Here are some options to consider:
-Research mortgage options and lenders
-Review your credit report and improving your credit score
-Save for a down payment and closing costs
-Get pre-approved for a mortgage

What steps are you taking?
Share your goals and progress in the comments!

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

Listen closely to the whispers of your heart.

That dream inside you? It’s not just a wish; it’s a calling.

Trust it, pursue it, because it’s there for a reason. 🌟

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

🏡💭 Don’t get lost in the jargon when purchasing your home!

Stay informed, and happy house hunting! 🏠✨

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

💡 Embracing a growth mindset is all about shifting your perspective, especially when facing tough times.

Instead of asking ‘Why is this happening to me?’ try asking ‘What can I learn from this?’

It’s amazing how this simple shift can open up new opportunities for growth and resilience. 💪

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

Your referrals are the greatest compliment! Thank you for your review!

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

Sometimes we get caught up in the hustle and bustle of life, but it’s important to pause, reflect, and remember why we started in the first place.

Let’s reconnect with our passions, goals, and dreams. 🌟

Understanding your debt-to-income ratio is key to financial health! 📊💰

It’s a simple formula: divide your total monthly debt payments by your gross monthly income.

The lower the ratio, the better your financial standing.

Did you find this helpful? What else would you like to learn? Drop it in the comments.

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

🌟 Believe in yourself. 🌟

You’ve got what it takes to conquer any challenge that comes your way. 💪 Don’t let setbacks define you.

Keep pushing forward, stay focused, and never give up on your dreams. Your perseverance will lead you to greatness!

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

🛟 YOU NEED TO SAVE THIS 💰

Save & share this post to reference when you’re ready to purchase your first home!

Need more information or would you like for me to run the numbers for you?

⬇️⬇️⬇️
Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Do you enjoy content like this? Please hit the heart to let me know and drop a comment/question if you’d like for me to cover other topics!

Equal Housing Opportunity

🌟 Embrace the power of progress, even if it’s just 1% each day.

Remember, small steps forward still lead to big victories.

💪 Keep pushing, keep growing, and watch how those tiny gains compound into something truly remarkable.

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity

Here are 10 most common types of mortgage loans

There are more that are not mentioned:
•Hard Money Loans
•Land/Lot Loans
•Interest Only Loans
•Mobile Home Loans
etc.

Help share this post so others can learn also!

Have questions? Drop it in the comments section, send me a DM, or email/text!

Jenny Lyn Tran
Mortgage Loan Consultant, NMLS 1454919
New American Funding
[email protected]
(206) 290-5163

Equal Housing Opportunity