WMNomics

Don’t miss our Economic Update!
Free event giving you all the information you need in investing during a recession and an update on the state of our economy.

Bring all of your questions, grab coffee or breakfast, and network from 9am-9:30am. Program starts at 9:30am.

Thursday, Aug. 3, 9am
at
RSVP https://www.eventbrite.com/e/wmnomics-economic-update-tickets-682219034497?aff=oddtdtcreator

We can’t wait to see you!

JOIN US!!!
We are excited to discuss the topic: Money and Intention.

We all have a money story, and that story either propels us or sets us back. Let’s learn and gain the tools to move forward and grow! 📈

RSVP - https://www.eventbrite.com/e/coffee-with-the-founders-tickets-638146873477

Our relationship with money started with what we learned from our parents and informed our internal “money story.”

Some moms taught resilience and the value of education and savings, yay mom!

We also took a lot of lessons that we didn’t want through subconscious awareness of gender roles, scarcity mindset and internalized bias.

The important thing? To know where your money story comes from and how to be aware of it when it shows up. It’s not a storyline that you have to kill off or shatter - it is something to sit with and understand - so that you make conscious money moves.

What’s your money story?

Happy Birthday to WMNomics’ and Dear Liv’s CEO & Founder, Jeanette Schneider .jeanetteschneider

She is a self proclaimed “nerd,” a brilliant writer, a published author, podcast host, and mother - and many more!!!

Jeanette relied on her decades-long career in wealth management and finance, coupled with her fascination for self development, and partnered with therapists and thought leaders to make wellness accessible to all —> Dear Liv App.

She penned 46 Life Lessons on her 46th birthday, and we are so excited to share it with you!

dearliv.com/46-life-lessons-on-my-46th-birthday-by-dear-liv-founder-and-ceo-jeanette-schneider

Can’t make our morning event? Great news!!! Join us for Wine Down with the Founders.

Tuesday, April 4
6pm
at Manan Bakery

We will discuss risk, what it is and how it applies to you (and your investments).

We will provide the wine! Manan Bakery will have food and pastries available for purchase with 10% off.

See you there! RSVP https://www.eventbrite.com/e/wine-down-with-the-founders-topic-risk-undressed-tickets-595112225687

RSVP for our 2nd Coffee with the Founders
https://www.eventbrite.com/e/coffee-with-the-founders-topic-risk-undressed-tickets-595077401527

Learn about risk, what is it and what is right for you (and your investments). Risk Undressed!

Opportunities to network and to discuss other smart girl finance topics.

Join us!
Tuesday, April 4
8:30am
at Manan Bakery

Learn and make your money moves toward:
✨ your magic number
✨ your financial freedom
✨ your independent future and security

Join us for Coffee with the Founders!
Tuesday, March 7
8:30am
Manan Bakery

Register - link in bio!

Timing the markets is impossible, but time is still of the essence when it comes to investing for retirement. You will do better to put away a little now then wait until you’ve saved up “enough” to feel that it is worth it.

This is where the sexiest financial concepts come in…

When you JUST GET STARTED you are taking advantage of Compounding Interest and Time Value of Money. Even better if you Dollar Cost Average in by making small and affordable automated transfers into your account each month. Then you have all three working in your favor.

You don’t need much.

At WMNomics we wanted to make professional portfolio management affordable and approachable by making our minimum account size $1000. It was also imperative to us that we collectively invest in companies that love, support and promote women + so we use our dollars to vote together and be heard in the markets.

WMNomics was founded on the principle that women+ should not only talk about money, they should also have access to financial education and professional asset management.

Join the founding team as they break down the gap that exists, the power of education and thoughtful portfolio construction and share their own North Star toward financial security and economic growth.

They will share:
• How understanding risk moves the dial for women+ in their investment choices.

• The financial concepts to know, love and implement in your decisions.

• Why women+ benefit from customized education and portfolio strategy.

•How to engage with the WMNomics community.

Register here.
https://us02web.zoom.us/meeting/register/tZYkdO6srjojHNyPYi8D0URIQzT0zrraneab

Women often wait to invest or invest too conservatively. If you aren’t at least beating inflation, you are losing money.

The Simple Dollar explains that women often wait to invest, or don’t invest at all, thinking that they need to know more to make any investment.”
- Kiplinger, March 30, 2022

Let WMNomics help you get started, now! Don’t wait! DM us.

Join the founding team of WMNomics on Valentine’s Day for our take on Galentine’s!
Hint: It includes carbs *and* smart girl finance.

Feb. 14, 8:30am - 10am
Craft Kitchen
10940 S. Eastern Ave. Ste. 107
Henderson, 89052

RSVP required. Space is limited.
https://www.eventbrite.com/e/513167988267

If you drink a $7 latte every single day you will be out roughly $2,555 a year. This figure will not make or break you and it isn’t holding you back from generational wealth.

☕️ If your latte is your self care, do you boo.

🛒💳 Where you get caught up is when you have the latte and then spend another $20-ish per day in mindless spending. You know what that looks like, “Add to cart,” BOGO sales and the ads delivered to you on the wings of an algorithm

$27 per day in mindless spending is almost $10,000 per year that would look sexier sitting in a tax-advantaged account compounding for your future.

💰Pay yourself first, latte in hand, then side eye those pesky miscellaneous expenses that come for you like future-stealers.

Research from FINRA suggests that 71% of men think they have a high level of investment knowledge, compared to just 54% of women. Women invest less, in part, because they don’t consider themselves as investment savvy.

We could drone on and on about why that is and how its compounded by cultural and societal bias, turbocharged by advertising and equates to less dollars compounding *in* our pockets.

But, we won’t.

Because talking about how we got here hasn’t helped us yet. It only serves as the catalyst for how we’re changing it.

At WMNomics we talk about money, investing and what we’re going to do next.

We wrap our arms around risk and hug it and love it and squeeze it until we finally hit that “buy” button, turbocharge THAT with automated transfers (dollar cost averaging) and we turn the tide, fix the stats and start to claw our way out of the generational curse that has been women + and our access to unbiased financial education.

Source: Forbes, Oct. 25, 2021

WMNomics 101: We don’t finance bags, vacations or variable expenses.

💵 Pay your future self first. She deserves a comfortable retirement and options when it comes to relationships, roles and lifestyle.

🔥Hot tip: When you start to think “I deserve it,” reframe that sentence to mean that you deserve financial freedom and your own investment portfolio.

Einstein called it the “8th Wonder of the World.”

What is the allure of compounding interest?

It is the interest you earn on interest. It compounds exponentially as opposed to linearly. Simple interest is calculated only on the principal amount, but when it compounds?

The odds are ever in your favor.

Match that with Time Value of Money (another super hot principle) and you are making money on your money over time and while you sleep.

🕒 Women are more likely to work part-time — and less likely to have employer-sponsored retirement plans.
In 2020, women who worked part-time made up 30% of all female wage and salary workers. In comparison, only 19% of men in wage and salary jobs worked part-time.

👶 Women take more time away from work to care for others.
Women are typically the ones who step into the role of caregiver. Mothers are more likely than fathers to reduce their work hours to care for a child or family member. Additionally, about 58% of long-term caregivers are female. More time away from work generally means less ability to save.

💰Too few women save for retirement.
More than half of women are not saving for retirement. If you are among them, know that saving in an employer’s retirement plan is the most effective way to save for your future. And often the employer offers a matching contribution – that's free money! A workplace plan is the easiest way to save, so take advantage when you can.

👵 Women live longer.
On average, a 65-year-old woman can expect to live to age 86. That’s 21 years in retirement, and nearly 3 years longer than men. This makes it extra important for women to build a sufficient retirement nest egg for themselves.

🤍 Older women are more likely to live in poverty.
For all these reasons and more, women typically are retired for a longer period of time than men and with fewer assets. Unfortunately, women age 65 or older are about 43% more likely than men to live on an income below the poverty level. And about 65% of the elderly poor are women. Start small if you must, but start saving now!

Source: Five Things To Know About Women And Retirement, US Dept of Labor, Aug 2021

Money provides options. Sure it can provide luxury vacations and homes, and we are all about the woman on the rise, but far more important than that?

🕊️ You will never have to stay in a relationship for longer than you should because you can’t afford to leave.

🤔 You will never have to wonder if that other city, job or opportunity would have been a blessing because you had the resources to bridge the cost.

🎒You will never have to worry that you can’t cover your child’s school expenses or daycare.

Money provides options. ✨

You deserve options. 🤍

Mind the gap.
Articles written about money for men encourage them to be bold, invest and take risks. 65% of financial articles written for women refer to them as “excessive spenders,” and advise them to curb their money habits.

Let’s fix this stat. Let’s fix all the stats.

Source: Reuters, April 5, 2022

We just move different.

💵 Women tend to consider the long term effects and the social implications of their investment decisions. When you couple that with an understanding of risk, women outperform male counterparts by an average of 40 basis points (.40%).

💵 “Women are the world’s most powerful consumers,” says Forbes. They go on to say that women’s engagement has the power to move markets.

WMNomics is your place to engage.

We’ve spent over a decade studying Womenomics and Gender Lens investing, and our team collectively has 100 years of experience in the financial services industry.

Let’s engage with our dollars, ladies. They won’t know what hit ‘em.

Source: Women and Investing, Fidelity, 2021
Source: What Every Marketer Should Know About Women’s Economic Power, Forbes, Oct 2022

Join us for the unveiling of WMNomics.

Women. Money. Network.

WMNomics is the idea that women’s economic advancement is good for the economy as a whole.

Our founding team has 100 years of collective experience in the financial services industry. We’ve got you covered and can’t wait to meet you.

RSVP link in bio.

A Merrill Lynch study found that 61% of women said they would rather discuss the details of their own death than money.

🔍 What?

WMNomics was founded on the principle that women + should not only talk about money, they should also have access to education and professional asset management.

Get ready.

Women’s Financial Wellness: Beyond the Bottom Line, Merrill Lynch & Age Wave, 2018.