Noah Patterson, Draper and Kramer Mortgage Corp. NMLS 23530, Linwood, NJ Videos

Earnest Money
An earnest money deposit shows the seller you’re a serious buyer and gets applied to your down payment. Want to know more? Let’s talk today! #homebuyers #firsttimebuyers #renters #homebuying #realestate #homeshopping

Appraisal
Have a question about how the appraisal may affect your loan? Let's talk today! #homebuyers #firsttimebuyers #renters #homebuying #realestate #homeshopping

Closing Costs
Ask me about potential closing cost credits to help reduce your fees! Don’t forget to factor in closing costs and down payment funds when making your budget. Have a question about these costs? Drop it below or send me a message! #homebuyers #firsttimebuyers #renters #homebuying #realestate #homeshopping

PITI
PITI is more than just an acronym; it's the formula for your monthly mortgage payment. Understanding each element is the key to successful homeownership and I'm here to help explain it to you. Reach out today! #PITI #MortgagePayments #HomeSweetHome #homebuyers #firsttimebuyers #renters #homebuying #realestate #homeshopping

DTI
When it comes to securing a home loan, expertise is your best ally. Our dedicated team is here to guide you in uncovering what you qualify for and outlining the path to secure the ideal financing tailored to your unique needs. Get in touch today! #homebuyers #firsttimebuyers #renters #homebuying #realestate #homeshopping

Private Mortgage Insurance
Homeowners can request to cancel PMI once they've paid down their mortgage to 80% of the property’s value. Questions? Let’s talk today! #homebuyers #firsttimebuyers #renters #homebuying #realestate #homeshopping

DTI
When it comes to securing a home loan, expertise is your best ally. Our dedicated team is here to guide you in uncovering what you qualify for and outlining the path to secure the ideal financing tailored to your unique needs. Get in touch today! #homebuyers #firsttimebuyers #renters #homebuying #realestate #homeshopping

Comparables
Whether you're a seasoned pro or a first-time buyer, understanding comparables or "comps" is the key to unlocking real estate success. 🗝️. Got questions? Let's talk today! #homebuyers #firsttimebuyers #renters #homebuying #realestate #homeshopping

Bi-Weekly Mortgage Payments
Opting for bi-weekly mortgage payments can expedite your loan payoff by up to four years, all the while reducing interest costs and building your equity more quickly! Interested? I’m here to answer all your questions. #homebuyers #firsttimebuyers #renters #homebuying #realestate #homeshopping

Clients and partners
Choosing to work with me and my team at Draper and Kramer Mortgage means putting your trust in us. You can rest easy knowing your needs are always first. #mortgagelender #mortgagebroker #homebuyers #realestate

Interest Rate Defined
Have an interest rate question or wondering how the rate affects you? Drop your question in the comments! #mortgage #mortgageadvice #homebuyers #firsttimebuyers #homebuying #realestate #mortgageeducation

Underwriting
Underwriting is a key part of the loan process. This is when all of your documentation and information is reviewed and a decision is made on the status of your loan. When you work with me on your home loan, I want you to feel confident you understand what's happening at each stage of the process. Let's chat about your home financing goals today! #homeowner #realestate #mortgage #mortgageadvice #homebuyers #firsttimebuyers #homebuying #mortgageeducation

Choosing to work with me and my team means putting your trust in us. You can rest easy knowing we put your needs first. #mortgagelender #mortgagebroker #homebuyers #realestate

As home prices appreciate, so does the equity in your property. Your home becomes an asset that can potentially yield significant returns in the future! #homeowner #realestate #mortgage #mortgageadvice #homebuyers #firsttimebuyers #homebuying #mortgageeducation

Lender Definition
Who you work with when buying a house matters. Draper and Kramer Mortgage has the tools, experience and support to navigate whatever the market throws our way. #homeowner #realestate #mortgage #mortgageadvice #homebuyers #firsttimebuyers #homebuying #mortgageeducation

Cash-out Refinance
Need cash for a large expense or investment? With a cash-out mortgage refinance, you may be able to take equity out of your home to spend on debt consolidation, renovations, tuition, emergency expenses or anything else. #homeowner #realestate #mortgage #mortgageadvice #refinance

Fair Market Value Definition
Whether you're a first-time homebuyer or an experienced seller, understanding fair market values and looking at comparable properties is crucial to making well-informed decisions in today's competitive market. Want to talk to a local real estate professional? I'm happy to introduce you to a trusted agent! #homeowner #realestate #homebuyer #homefinancing #homebuying

Mortgage Process Timeline
Found the right home and need a mortgage? Contact a Draper and Kramer Mortgage loan officer today! #renter #mortgageadvice #newhomebuyer #homebuyers #firsttimebuyers #homebuying #mortgage #homeshopping

Interested in real estate investing?
I can help build your real estate investment portfolio, let’s talk today! #realestateinvestor #investmentadvice #realestate

Loan Officer Definition
Better known as your home financing guide, local expert, sounding board, dedicated contact, solution-finder and so much more! I’m ready to get you the right financing for the right home, let’s talk today. #homebuyers #firsttimebuyers #renters #homebuying #realestate #loanofficer #loanofficerlife #homeshopping