Retirement Planning

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Click here to find out how you can protect your assets and ensure your long term financial and personal health.

renaltc.com

Only a Retirement Planning Specialist can help save your future, protect your assets, and ensure your long term financial and personal health. Call (818) 989-3398 for a free consultation!

Long Term Care Insurance - Call (818) 989-3398

Planning

Specialist




Long Term Care

Protection




Relieve financial burden


Preserve care choices


Retain dignity


Declare independence


Ensure quality of life


Medicare does not provide extended home care




Protect Your Assets!

Protect Your Lifestyle!







Many people mistakenly believe they’re already covered!



• Social
Security doesn’t cover it.


• Routinely,
private medical and major medical insurance plans do NOT cover long term care.


• Medicare
covers a limited convalescence.


• Disability
insurance is a minimal, temporary, fixed reimbursement.


• Medicaid
requires asset liquidation and state reimbursement.





• Personal
savings, speculative investments, stocks, bonds, real estate, and other assets
offer no guarantee.




Clearly, our population is living longer than ever. Greater
life expectancy means a greater likelihood of sustaining illness or accident,
requiring critical home or extended care.

You certainly know friends or family members who have
experienced this kind of crisis. Sudden illness or injury can happen at any
age. The odds of entering a nursing home for longer periods increase with age.



Responsible Planning requires:

Securing, preserving and protecting family assets from
unforeseen, indeterminate medical expense.




What is Long Term Care?

Providing for future necessities:

Household tasks

Managing activities of daily living

Driving

Supervising medication intake

Correspondence

Managing long-term physical illness, any disability, or
memory impairment.

Customized long-term care assistance

Choosing long-term care is a HEALTHY decision. You must plan
before a long-term care crisis occurs. Planning means you have, and continue to
have control.





PROFESSIONAL proven, tested, dependable, carefully developed
recommendations available in:



Home Care

Community-Based Services

Housing for Aging and Disabled Individuals

Board and Care Residences

Assisted Living

Continuing Care Retirement Communities

In-Law Apartments

Skilled Nursing Facilities

Planning Myths






Q. I will move in with my family.

A. Current generation family members are commonly
unable/unwilling to provide care.





Q. I’ll never need it.

A. Future life prediction is a scientific impossibility.




Q. I have dependable funds.

A. Current economic conditions are deteriorating 401Ks and
pensions by a conservative 65%
(Barron’s).




Q. I anticipate excellent health.

A. Health change comes without warning, even to very young
people.





Q. My children will take care of me.

A. Unqualified, untrained, well-meaning relatives cannot
administer specialized medical requirements.




Q. I can’t afford premiums.

A. Cost of care is expensive.

Comprehensive policies guarantee prompt benefit payments, at
a fraction of consumer cost.





Prompt planning

guarantees peace of
mind!





Certified by the California Partnership, Health Advocate,
Public Health Educator, Health Products Specialist and recognized industry
speaker, Rena Adelson has consulted in health issues for over 30 years.
Certified LTC Professional, Certified Senior Advisor, member of the Los Angeles
Association of Health Underwriters, and Independent Insurance Women, Rena
attends Senior Financial, and Legislative Research at UCLA School of Public
Health to examine current trends in medical funding.

Since 1973, she has used innovative consultation sessions,
meets clients' evolving needs, reveals the truths of estate assets lost, and
future rationed care under Medicare's obsolete bureaucracy. This high level of
experience, and insider knowledge enhance quality of life, allowing the best
value available, minimizing the financial and emotional burden to family.

Her elite group of “Top Rated” Companies includes
Transamerica/ Occidental, GenWorth Financial, Insurance Company of N. America, John Hancock, MetLife, Blue Cross of
California.



Protect your assets

Protect your family

Protect your lifestyle

Stay in your home



For the next 50 years





Rena Adelson

Long Term Care Advisor

Retirement Planner & Coach

office (818) 989-3398





[email protected]

www.renaLTC.com

renaltc.com This site is produced to provide help and direction to those seeking initial information on this critically important aspect of medical care --- Long Term Care Insurance.