Naomi Smith, Financial Services Professional with Nylife Securities LLC

A recent study showed that people who own life insurance feel more optimistic about their family's financial future. Contact me to learn more.

Insurance Policies | New York Life Insurance policies help protect your family now and in the future. Learn how our agents can help you design personalized solutions.

🌟 Ready to kick off the week with purpose and productivity! 🌟

Starting this Monday, I'm diving in headfirst, dedicated to helping my clients navigate their financial journeys. Whether it's planning for the future, managing investments, or securing peace of mind, I'm here to provide the guidance and expertise needed to achieve financial success.

Looking forward to a week of making a positive impact! 💼💪

A recent study showed that people who own life insurance feel better prepared for the future. Contact me to learn more.

Insurance Policies | New York Life Insurance policies help protect your family now and in the future. Learn how our agents can help you design personalized solutions.

Tackle the day with a positive mindset and no regrets, embracing each moment. Remember, maintaining a positive outlook can make a significant difference. Start the week strong!

I'm so proud to be part of New York Life. In 2023, New York Life volunteers recorded over 200,000 hours of volunteer service, resulting in $2.9 million in volunteer grants and incentive funding. Additionally, we've raised over $6.12 million for charitable organizations so far this year. Click the link to learn more about how we're working to build a stronger, more compassionate future for everyone.

What’s New York Life’s approach to managing social and environmental impacts? Find out here. Learn more about New York Life's 2023 Corporate Social Responsibility Report.

I'm excited to announce that New York Life has partnered with Momentus Capital, a family of mission-driven financial organizations, to provide small-business loans to support entrepreneurs from underserved and undercapitalized communities. Click the link to learn more about our efforts to expand small-business financing.

What’s New York Life’s approach to managing social and environmental impacts? Find out here. Learn more about New York Life's 2023 Corporate Social Responsibility Report.

As a parent, one of the greatest gifts you can give yourself—and your family—is the assurance of a secure retirement. That's why it's important to plan ahead to ensure financial stability during your non-working years. This Parents' Day, give your future self a pat on the back by reaching out and letting me help you build the retirement you deserve.

Learn more about private mortgage insurance (PMI) and how it might impact buying a home.

What is Private Mortgage Insurance and How Does It Impact Buying a Home? It's been hard to avoid private mortgage insurance in an era of rising home prices and higher mortgage rates.

There are nearly 4 million students graduating from college this year who will face a challenging labor market. How can you help?

Job Hunting: Five Ways to Help Your Graduate The nearly 4 million students graduating from college this year will face a challenging labor market and need help with job hunting.

Can AI answer the needs of smaller businesses? Artificial intelligence tools are finding widest use at big companies, but there is expectation that the impact will spread.

Can A.I. Answer the Needs of Smaller Businesses? Some Push to Find Out. Artificial intelligence tools like ChatGPT are finding widest use at big companies, but there is wide expectation that the impact will spread.

As you enjoy the warm summer days, remember that planning for the future is just as important as savoring the present. Let’s work together on building a strategy that ensures your future is made in the shade. Reach out and let's talk.

Supporting aging parents and raising your own family can stretch your resources thin. It's okay to seek help. As a financial professional, I can provide you with strategies that help ease your financial burden, while ensuring both your family's current needs and future security are met. Reach out and let's start on a strategy today.

Happy Independence Day! As we celebrate our nation's freedom, let's also take a moment to reflect on financial independence. Whether you're planning for retirement, investing, or saving for a big goal, I'm here to help you achieve your financial dreams.

Summer is here, and it's the perfect time to enjoy the sunshine without burning through your savings. Need personalized advice on managing your summer expenses? Reach out for guidance, and let’s ensure your finances stay as bright as these sunny days.
https://yhoo.it/4cFVS0I

The sticker price of college tuition only continues to increase.

Soaring Costs: Here’s How Much College Tuition Has Increased in 8 Notable States The sticker price of college tuition only continues to increase. In March 2024, NBC 10 Boston reported that two Massachusetts colleges, Wellesley and Boston University, now have annual student costs...

"What you think, you become. What you feel, you attract, What you imagine, you create." ~Buddha

A middle school teacher in Brooklyn, New York, is helping students gain knowledge about the stock market and investing through a financial literacy class.

Middle schoolers get taste of stock market, investing through financial literacy class

One shopping binge 18 years ago is not likely to have sent you down the path to financial devastation, nor will that horrible auto lease you jumped into before you were financially mature enough to know better. But if those two small mistakes were followed by routine overspending, adding to growing credit card debt, multiple refinances of your home mortgage on top of more car leases, those minor problems grew into major problems.

Finances unraveling? Don't let mistakes set you back. The antidote is to correct the small mistakes as they occur.

When you spend money on a product or service, there’s often the unspoken expectation that you’ll get exactly what you paid for. That relates to both the quantity and quality of a product or service. Sometimes that doesn’t happen, and in those instances, you may be experiencing shrinkflation.

Shrinkflation: What It Is and How to Beat It - NerdWallet Shrinkflation happens when a company reduces the quantity or size of a product but sells it at the same price.

New week, new goals! Let's kick off this Monday with a positive mindset and the determination to conquer whatever comes our way.

Focus: Set clear intentions for the week.
Energy: Bring your best self to every moment.
Positivity: Believe in your potential.

Remember, every step forward, no matter how small, is progress. Let's make this week amazing!

Commercial real estate has been considered a simmering risk for the U.S. economy. But amid pockets of stress, investors can find opportunity. The Global Market Strategy team at New York Life Investments is joined by Jon Miniman, Global Portfolio Manager at CBRE Investment Management, for a look under the hood of listed real estate.
https://bit.ly/4chhj88

Sunday Reflections

As the week comes to a close, let's take a moment to reflect on our journey. Sundays are a perfect time to recharge, reset, and realign our goals. Remember, it's not about how fast we move but how we embrace each step of the way.

Gratitude: Look back on the week and find at least one thing to be grateful for. It could be a small victory, a kind gesture, or a moment of peace.

Growth: Think about one lesson you've learned this week. How has it shaped you? How will you use this newfound wisdom in the week ahead?

Goals: Set your intentions for the upcoming week. What do you want to achieve? Who do you want to be? Let’s make a plan to turn those dreams into reality.

Take this Sunday to breathe, to dream, and to prepare for the amazing opportunities that lie ahead. You've got this!

Wishing everyone a peaceful and productive week ahead!

Concerns about the future of Social Security have long been a major political issue in the United States, but a generational divide is now emerging that could impact the future of one of the country's most popular government programs.

Will the money run out? Young Americans and boomers butt heads over future reforms to Social Security Experts worry millions could “plunge into poverty.”

In the midst of the ongoing financial crisis, women are rethinking how they do everything from celebrating friends’ milestones to planning families. Surveys dig into key changes women are making to adjust for the rise in cost of living and the nuanced shifts in behavior.

Gen Z and Millennial Women Are Checking the Price Tag on Major Milestones Credit Karma’s latest consumer surveys reveal the added cost of being single and plans to delay family planning given the current cost of living.

Nobody ever plans to get sick or injured, but with disability insurance from New York Life, you can rest easier knowing that your plans for the future—and your income—remain secure. When you have a moment, reach out and we can talk about your options together.

What is Disability Insurance? | New York Life What is disability insurance? Learn how to protect yourself if injuries happen and its the benefits of disability insurance with help from New York Life.

When it comes to your financial future, isn't it better to make sure all your bases are covered? This Disability Insurance Awareness Month, reach out to learn how individual disability insurance from New York Life can help supplement government programs or enhance your employer benefits, so you can have peace of mind knowing you're fully covered.

Individual Disability Insurance | New York Life Read how an individual disability insurance policy from New York Life can offer personal income protection in the event of a disability.

From sickness to injuries, a disabling event can take many forms. That's why we offer customized solutions to better protect what matters most to you. From length of coverage to partial disability riders, reach out today to learn how you can be better protected with New York Life.

Individual Disability Insurance | New York Life Read how an individual disability insurance policy from New York Life can offer personal income protection in the event of a disability.

Buying a house, starting a family, retiring comfortably—everyone has dreams for the future. Don't let an unexpected injury or sickness rob you of your means to fund them. Learn how disability insurance can be an easy way to safeguard your income should you become unable to work. Want to know more about your options? Let's talk.

What is Disability Insurance? | New York Life What is disability insurance? Learn how to protect yourself if injuries happen and its the benefits of disability insurance with help from New York Life.

As we conclude Small Business Week, watch the video to learn why agents like me are thankful for the valuable efforts of small businesses and consider shopping local to support the small businesses in your community.

Small Business Appreciation | Business Solutions | New York Life Insurance Small businesses provide a foundation for local economic growth and the sharing of cultures within our communities. Watch and listen as our agents express th...

A disabling sickness or injury may be more common than you think. This Disability Insurance Awareness Month, protect your business and your employees with a disability insurance solution that's right for you. With short and long-term solutions available, I'll work with you to ensure your business is covered.

Group Disability Insurance | New York Life Explore group disability insurance policies from New York Life. Employee benefits include both long- and short-term disability options.