Ester Nassif, Coldwell Banker Realty

For interested buyers !

When you sell your home during the holidays, you will face less competition, find more serious buyers, and may even be up for a quicker sales process. It also presents a unique opportunity to create a warm and cozy environment that you can't present during the spring and summer months.
Have a wonderful holiday!

It’s a great time to sell because we have a low inventory and a lot of motivated buyers!
If you have any questions, feel free to contact me!

Whether it’s National Salesperson Day or any
day of the week, we are dedicated to helping you find the home of your dreams year-round. Contact an agent today.

September 12, 2022
Dear Tax Collector:
New Jersey residents soon will receive filing information mailers for the 2019 ANCHOR - Affordable New Jersey Communities forHomeowners and Renters - property tax relief program. The ANCHOR program replaces the Homestead Benefit program and expands the amount of property tax relief while also boosting eligibility to twice as many homeownersand includingtenants, once again. The deadline for filing an ANCHOR application is Friday, December 30, 2022.
We wil begin sending mailers to tenants and homeowners by county on the following dates:
Counties Delivery
Burlington, Mercer, Hunterdon Essex, Atlantic
Bergen,Warren
Salem, Ocean, Sussex Gloucester, Hudson, Cumberland Monmouth, Somerset
Union, Passaic Middlesex, Cape May Camden, Morris
September 12 September 14 September 16 September 19 September 21 September 23 September 26 September 28 September 30
Please do not call about a missing mailer until at leastt w o weeks after the expected delivery date for a county.
The Division will email 2019 ANCHOR program filing information to homeowners who had requested their 2019 application be sent through email when they filed their 2018 Homestead Benefit application. The emails are issued following the mailing schedule above.
Eligible homeowners are encouraged to file applications online or by phone. However, some homeowners will be required to file a paper application. Al eligible tenants can file online or by completing a paper application. However, we encourage online filing and tenants have no phone option
The online application, filing instructions, and paper applications can be accessed at onia.xgaotv.n/iThe automated telephone filing system wil be available 24 hours a day, seven days a week during the filing period at 1 (877) 658-2972.
To be eligible, homeowners must have:
• Been a New Jersey resident; and
• Owned and occupied a home in New Jersey that was their principal residence (main home) on October 1, 2019; and
• Paid the 2019property taxes on their main home; and

• Had 2019 New Jersey gross income of not more than $250,000.
To be eligible, tenants must have: Been a New Jersey resident; and
• Rented and occupied an apartment or residence in New Jersey that was their principal residence (main home) on October 1, 2019; and
• Lived in a unit with its own separate kitchen and bath facilities (if the buildingh a d more than one dwelling unit); and
• Paid rent on their main home, which was subject to local property taxes; and
• Had 2019 NewJersey gross income of not more than $150,000. Applicants will choose to receive their benefits either as acheck or direct deposit.
fI you have any questions about the ANCHOR or Senior Freeze programs, please call us at (609) 633- 8433, or email us at [email protected].
Please do not provide the phone number or email address above to the public. You can provide members of the public with the following contact information:
• • • • • •
General online information: ni.gov/treasury/taxation/anchor/index.shtml Homeowners file applications by phone: 1 (877) 658-2972
Homeowners file applications online: ni.qov/treasury/taxation/anchor/home-file.shtml
Tenants file online: ni.gov/treasury/taxation/anchor/tenant.shtml To ask questions: 1 (888) 238-1233
In-person assistance a tTaxation Regional Information Centers. For faster service, we strongly recommend makinga n appointment: ni.gov/treasury/taxation/contact.shtml
Text Telephone Service (TTY/TDD) for hearing-impaired users: 1(800) 286-6613 or (609) 984-7300. Taxation email address for ANCHOR: [email protected].
Taxation email for general tax questions: [email protected].
Sincerely,
John J. Ficara
Acting Director Division of Taxation

ni.gov

Ready to fall in love with the home of your dreams? Let an experienced Coldwell Banker affiliated agent guide you to the perfect place to call home. Contact an agent today or visit https://ColdwellBankerHomes.com

If you or someone you know looking for a new home, I am here to help!

Congratulations to Ester Nassif for her recent sale!

5 Simple Ideas for Fall Home Makeovers Simple and fun ways to fill your home with autumn beauty without overhauling your holiday décor stash.

Ready for a new home? Don't miss this beautiful listing on a 1.03 acre lot with mature landscaping & beautiful trees.
3 large bedrooms/2.5 bathrooms/full basement/heated inground pool and beautiful deck.
You're invited, Join us this Sunday July 31, 1-3 PM
If you have any questions about this listing, fell free to contact me.

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I believe that your home is your sanctuary, and should be treated as such. Whether you’re buying your first home or seeking that dream retirement residence, the experience should be nothing less than seamless. As a family woman and homeowner myself, I understand that your home is more than just a place to live — it’s where you make long-lasting memories.

I help my clients navigate the often challenging waters of the home buying and selling process, with the end result only being a wonderful experience. When I’m not busy helping clients, I enjoy spending time with my husband and my daughters.