Biltmore Financial Services, Inc.

Insurance products are offered through the insurance business Biltmore Financial Services, Inc. Biltmore Financial Services, Inc.

is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Biltmore Financial Services, Incare not subject to Investment Advisor requirements. 2198729 - 1/24

Accumulation Vs. Distribution Strategies in Retirement (Ep. 38) – The Secrets of the Wealthy Podcast

05/01/2024

What's the plan for your taxes after 73?

John Mints dives into the distribution side of financial planning, focusing on taxes during retirement in this episode of The Secrets of the Wealthy Podcast.

Let’s get into it: https://bit.ly/3RrxaZ1

Accumulation Vs. Distribution Strategies in Retirement (Ep. 38) – The Secrets of the Wealthy Podcast Accumulation Vs. Distribution Strategies in Retirement (Ep. 38) Accumulation Vs. Distribution Strategies in Retirement (Ep. 38) By Secrets of the Wealthy | December 20, 2023 Is your retirement strategy built around accumulation or distribution? That distinction can change how you plan your retiremen...

03/01/2024

Do you view retirement as a static phase, or are you ready to adapt to the evolving landscape?

This week on The Secrets of the Wealthy Podcast, John Mints navigates the importance of adapting to different financial, investment, and retirement strategies while detailing the value of looking at your retirement plan from a different perspective.

Don’t miss it: https://bit.ly/3RrxaZ1

02/01/2024

Did you know your tax journey extends well into retirement?

In this brief clip from this episode, John Mints reveals how tax planning may impact the distribution side of retirement and how it might make a difference in your retirement strategy.

If you enjoyed what you heard, head over to the full episode today: https://bit.ly/3RrxaZ1

01/01/2024

Ever thought about the two halves of your financial life?

Are you in the accumulation phase or already dipping into the distribution stage?

Learn more about these different phases and how retirement planning can change depending on your focus by checking out this conversation of The Secrets of the Wealthy Podcast: https://bit.ly/3RrxaZ1

29/12/2023

What’s your retirement strategy?

Remember, the next 30 years may demand a different approach.

Play this snippet and discover why leaving assets to grow on their own may not always be the best option and the importance of adapting strategies based on the financial landscape.

28/12/2023

Planning for taxes this year is one thing, but have you considered the bigger picture?

How can you make a difference and potentially lower your lifetime taxes in retirement?

John Mints discusses the importance of tax planning during the distribution phase of retirement, here: https://bit.ly/3RrxaZ1

27/12/2023

Have you considered the role of tax planning in your retirement?

Play this episode of The Secrets of the Wealthy Podcast as John Mints dives into the significance of tax strategies during the distribution phase and how the accumulation phase differs in strategy: https://bit.ly/3RrxaZ1

26/12/2023

Financial planning is a journey with peaks and descents.

And the first half is all about accumulating assets, like climbing a mountain.

Are you financially prepared for the distribution phase?

John Mints explains the difference between the accumulation and distribution phases of retirement planning in this snippet from this conversation of The Secrets of the Wealthy Podcast.

25/12/2023

Is your retirement plan ready for the changing landscape of the next 30 years?

Join the conversation of The Secrets of the Wealthy Podcast and learn the ins and outs of adapting retirement plans to change, including shifts in healthcare and financial strategies.

Let’s get started: https://bit.ly/3RrxaZ1

21/12/2023

We are deeply thankful for our clients' support and trust in our services over the past year. At this festive time of year, we wish you peace, joy and all the best this sparkling holiday season has to offer. So that we can enjoy this special season with our families, our office will close at 3:00 pm on Friday, December 22 and will be closed on Monday, December 25. We will resume normal business hours on Tuesday, December 26 at 8:00 am.

Merry Christmas From our family to yours

Facts vs. Feelings (Ep. 37) – The Secrets of the Wealthy Podcast

01/12/2023

Ever wondered how impactful small savings habits can be?

Could something as small as not taking your kids to the movies every single month, save hundreds of dollars over time?

https://bit.ly/SOTWep37

Facts vs. Feelings (Ep. 37) – The Secrets of the Wealthy Podcast Facts vs. Feelings (Ep. 37) Facts vs. Feelings (Ep. 37) By secretsofthewealthy | November 15, 2023 Is your financial plan written down? Or do you have a plan in mind but need something more solid? Your plan may need some changes based on current financial circumstances. In this episode, John Mints e...

30/11/2023

It's no secret that the fiscal path we're on is unsustainable.

But do we have the resolve to change course?

Dive into our discussion about the evolving role of government spending in our country's financial landscape.

https://bit.ly/SOTWep37

28/11/2023

Here's a fact that might shock you: a third of Americans, 18 years and older, have less than $100 in their savings accounts.

How did we get here, and what can we do to change this trend?

Join the conversation to understand the power of small savings and the impact they can have on your financial well-being.

27/11/2023

The impact of pandemic spending on our national budget is undeniable.

How did we get here, and is there a way back to fiscal responsibility?

In our latest episode, we talk about the ramifications of increased spending and decreased revenue during the pandemic on the current government treasury and its potential impact on our financial future.

https://bit.ly/SOTWep37

24/11/2023

Curious about the future of Social Security benefits?

The numbers speak for themselves: a potential reduction to 77% of the current benefit.

Listen in as John Mints unveils possible strategies to bridge the gap and ensure your financial stability during retirement.

23/11/2023

Fact or Feeling: Only 33% of Americans have a written financial plan.

Join in as we explore whether this statement is true and the importance of having a written plan.

Learn more about how small changes to spending habits can turn into big savings.

https://bit.ly/SOTWep37

22/11/2023

Worried about the future of Social Security and its impact on your retirement?

You're not alone.

Play this episode of The Secrets Of The Wealthy as John Mints examines key factors that could impact your retirement plan along with tips and strategies to secure your financial future.

https://bit.ly/SOTWep37

21/11/2023

Is our country's fiscal future hanging in the balance?

Learn more about the projected deficit in the treasury department and the impact it could have on future financial planning.

20/11/2023

Did you know Social Security benefits could possibly decrease to 77% of the current amount?

The real question is, how does this impact your financial future?

Let’s explore strategies to build financial savings and retirement security while relying less on decreasing benefits.

https://bit.ly/SOTWep37

27/10/2023

Are you ready to minimize the impact of future taxes on your retirement?

Learn about smart retirement tax strategies like timing your Roth conversions and making Qualified Charitable Distributions on our latest episode of The Secrets of the Wealthy.

Tune in! https://bit.ly/SOTWep36

25/10/2023

🤔 Do you know about Qualified Charitable Distributions (QCDs)?

Learn how to leverage them for potential tax savings in retirement on the latest episode of The Secrets of the Wealthy.

Tune in as John Mints explains the ins and outs. https://bit.ly/SOTWep36

24/10/2023

Discover the power of Roth conversions in this short clip! 🎙️

In just a couple of minutes, you'll hear how a savvy financial move can lead to a potentially large reduction in future taxes. It's a game-changer for securing your financial future.

Listen closely and find out how you might be able to save big.

23/10/2023

Are you making the most of your Roth IRA? 💡

Join us on The Secrets of the Wealthy as we reveal why it's a game-changer in retirement planning.

John Mints breaks it down in our latest episode. Catch it here: https://bit.ly/SOTWep36

20/10/2023

Timing is everything in finance, and this audio clip drives home the point!

Imagine your investments taking a hit during volatile times like COVID-19. Now, picture a smart strategy that converts that downturn into a powerful opportunity for tax savings. It's like stretching a slinky - down, and then up!

Listen to this short clip to learn more about this tax strategy.

19/10/2023

⏰ Timing is everything in financial planning!

If your advisor isn't guiding you on the timing of Roth conversions and tax harvesting, you might be missing out on a powerful strategy.

On the latest episode of The Secrets of the Wealthy, John Mints reveals the secrets behind optimizing your financial future with these tactics. Don't let valuable opportunities slip away – listen in now! 🎙️ https://bit.ly/SOTWep36

18/10/2023

On the latest episode of The Secrets of the Wealthy, we dive deep into the world of retirement tax strategies.

John Mints and our co-host, Wendy McConnell wrap up our 3-part series on taxes in retirement with a conversation about the power of retirement tax strategies. They discuss Roth IRAs, strategies for tax savings, and clarify Qualified Charitable Distributions (QCDs).

Don’t miss out, tune in now! https://bit.ly/SOTWep36

17/10/2023

🤔 Ever wondered why more people aren't educated about Roth contributions?

Listen to the clip below revealing why many employers don't promote Roth contributions for their employees. It's an eye-opener about the hidden costs behind the scenes.

This is a must-listen for anyone looking to understand the dynamics of retirement savings.

Tune into the full episode to learn more! https://bit.ly/SOTWep36

29/09/2023

In this series about taxes in retirement, we discuss if individuals will be able to retire to a lower tax bracket in the future.

We dive into the Tax Cuts and Jobs Act of 2017 and its effects on individuals and corporations.

The need for proper tax-planning strategies to avoid paying excessive taxes is high and the time to start planning is NOW. https://bit.ly/SOTWep35

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