Avidity Realty

Do you know anyone that is looking for real estate advice❓

I'm always happy to help! 😀

If anyone comes to mind, please send them my way. 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

🔄 Weekly home refresh! 🔄

We're halfway through the week which makes it a great time for a quick home refresh!

Whether you have kids at home or you're looking for an inspiring place to further your own education, an organized study station can help boost creativity and focus.

Swipe to get started! 👉

👀 What do mortgage lenders look for? 👀

1. Creditworthiness: including history and score 💯
2. Financials: including income and assets 💰
3. Ability to repay (debt-to-income ratio) 📊
4. Loan-to-value ratio 🏠

Getting pre-approved and pre-qualified for a mortgage should be your first step in the home-buying process. Home sellers want to know that a buyer is serious and well-qualified before reviewing an offer! A pre-qualification letter and proof of funds are usually required when submitting a purchase offer.

Before a lender will pre-qualify a borrower for a mortgage, they look at several factors, including the borrower's employment history, income and creditworthiness. Lenders are looking for a strong employment history, proof of income and a good credit score. Before applying for a mortgage, make sure to have the appropriate documents ready! 📁

With financial documents in hand, the mortgage lender will determine the borrower's debt-to-income (DTI) ratio. DTI ratio is the amount of monthly debt payments to monthly income. A DTI ratio will determine what kind of monthly payment the borrower can afford and how much they can borrow.

But mortgage lenders don’t stop there! Once a home is found and a purchase offer is accepted, the lender will order an appraisal of the property. This helps determine the loan-to-value ratio. A mortgage lender needs to verify that the property is worth the amount they are willing to lend. If an appraisal determines that the property is not worth the loan amount, the purchase contract may need to be renegotiated.

Ready to get started with purchasing your own home? Call or message to learn how to take the next step! 📲

Happy Labor Day! ☀️

Labor Day often marks the wind down of Summer, but before we say goodbye to the season, we get one last long weekend to celebrate! 🎉

How have you been spending your long weekend?

Share below! 👇

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

📣 Attention sellers! Here are 5 ways to make your listing more attractive to potential buyers. 📣

With interest rates on the rise, you may be wondering if it is a good time to list your home. The market may be leveling but buyer demand is still high! 📈

A competitive selling strategy is key to making your listing as attractive as possible. As a real estate agent, I am keeping a keen eye on the fluctuating market so that I can offer the best advice and service to my clients! I will help you create a plan for prepping, staging and marketing your home in this market.

If you're ready to list or looking for advice on how to prepare your home for sale, call or message me! 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

September has arrived and that means ☀️ Summer is winding down. With Fall just around the corner, this is the perfect time to make some end-of-season goals. Let's share the goals we want to accomplish ✔️ before the end of Summer.

What do you want to get done before Fall starts? Share your September goals below! 👇

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Wondering which updates to make before listing? 🛠

Before you even pick up a paint brush, let's chat!

Based on your home's current condition and our local market trends, I can help you make a game plan for getting your home ready for market. 🏡

Call or message me if you're interested in discussing more! 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Pick one! ☝️

Where would you rather spend your Saturday?

A. Golf course ⛳️
B. Garden center 🌱
C. Brunch 🍳
D. Touring open houses 🚪

Comment below! 👇

P.S. If you chose touring open houses, I can help! Call or message me for more details on open houses in our area. 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Friday Five! 🖐

The housing market rebalancing is a breath of fresh air for many homebuyers. For the last two years, buyers have been faced with record low inventory, fierce competition, bidding wars and rising home prices. 🥵

We are now starting to see the market cool off, which is giving many buyers the opportunity to find and settle into their new homes. 🏡

If you've been waiting for your window to start your home search, this is great news for you. I am happy to have a one-on-one conversation with you about the changes we're seeing in our local market and help guide you on your next steps.

Call or message me to get started! 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Attention homebuyers! 📣

Have you been watching the market, wondering if it's a good time to purchase? 🔑

If homeownership has been on your mind, this may be the moment you've been waiting for. The market is starting to rebalance, which is creating more and more opportunity for buyers to succeed.

With inventory on the rise and the market cooling down, your new home may be right around the corner. 📍

I would love to run the numbers with you and give you a behind-the-scenes look into our local market. Call or message me to get started! 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

If you're thinking of listing your home, there is a lot of opportunity to succeed as a seller. The market may be cooling down compared to the last two years, but there are many motivated buyers out there who are searching for their new homes. 🏡

According to Lawrence Yun, Chief Economist at NAR, "Homes priced right are selling very quickly, but homes priced too high are deterring prospective buyers.”.

As a seller, it is essential to have a competitive strategy in place when listing your home. Pricing your home right is a key factor in helping your home stand out to potential buyers. 🤩

The market is shifting, and I can help you create a listing plan that will help you succeed. Call or message me if you're ready to discuss more! 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Home selling tip! 💡

When you're getting your home ready to list, pay extra attention to your curb appeal. The exterior is the first impression buyers will have of your home, so use this opportunity to make it a great one! 🤩

Today, I'm sharing a few "curb appeal essentials" to help you get started. Spending some extra time on clean up, landscaping and styling will help grab buyers' attention as soon as they pull up. 🏡

If you found this helpful, I can help you get your home ready to list. Call or message me if you're interested in discussing more! 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Local spotlight! 📍

It's time to give a shoutout to our favorite local businesses!

Where is your favorite brunch spot in town? 🍳

What is a must-try item on the menu?

Tag them below! 👇

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Friday Five! 🖐

Today, I'm sharing 5 reasons why it's a great time to BUY 🔑 vs. RENT 💸!

There are many perks of homeownership, including stability, home improvement freedom and the opportunity to truly build wealth. If you are currently renting and have been wondering whether or not it's a good time to purchase, I'm here to help.

The market is shifting and there is more and more opportunity to succeed as a homebuyer. If homeownership has been on your mind, I would love to have a conversation with you and help you run the numbers on owning vs. renting in our local market. 📍

Homeownership may be closer than you think!

Call or message me if you're open to discussing more. 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Home selling tip! 🏡

Before your home hits the market, it's important to make sure it's looking its best. One of the most important steps of the home prepping process is to clean, clean and clean some more! 🧽

There is no major renovation, upgrade or budget required. Simply giving your home a thorough cleaning will help you get ready for showings.

A home that is in tip-top shape can stand out as a home that has been well-maintained and cared for, which makes a great first impression on potential buyers! 🤩

Do you have any questions about listing your home? You're in the right place! Reach out to discuss more. 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

We're half way through August, which makes this a great time to hit the reset button! 📆

August is a busy month, as we start to transition into a new season, wrap up Summer festivities and begin back-to-school routines. With so much going on this month, it's easy for spaces to become a little disorganized.

Today, I'm sharing a few areas to tidy up in order to keep your home feeling and looking it's best. 🤩

Take a look around and spend a few minutes tidying up any of these areas for an instant reset. 👇

✔️ Front porch
✔️ Entryway
✔️ Any "catch-all" zones
✔️ Homework and home office spaces
✔️ Family command center
✔️ Outdoor patio
✔️ Garden beds and flower pots
✔️ Car interiors

Follow along for more home tips! 💡

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Thinking of listing? 🏡

Here are 3 reasons it's a great time to sell!

✅ Demand

The market may be rebalancing, but demand from buyers is still high. Buyers who are still in the market are motivated to find their new home and lock in a lower interest rate.

✅ Inventory

Inventory is low but numbers are starting to rise. When selling, you'll have more homes to choose from during your own move.

✅ Rising Interest Rates

Interest rates are projected to rise. Time is money in this market. If a move is on your horizon, acting now will help you lock in a lower rate before they rise again.

Call or message if you're interested in discussing your next steps as a seller! 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

📣 Here's your friendly reminder that you don't need to put 20% down to purchase a home! 📣

MANY potential buyers put off purchasing a home of their own because of the idea that they need to have enough saved for a 20% down payment. In today's market, that is not the case. 💰

I'm here to tell you that there are MANY options for first-time home buyers that require little to no money down. 🙌

Mortgage rates are still historically low and thanks to the many loan options available, homeownership may be closer than you think. Don't let the idea that you need to put 20% down stop you from taking advantage of this market. 🏡

Let's discuss your options. Call or message me to talk more! 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Friday Five! 🖐

Today, I'm sharing 5 ways rising interest rates are leading to a shift in the housing market. 📈

The market is transitioning from the red-hot market we're used to, but there is still plenty of opportunity to succeed.

Real estate is local and I am here to help you succeed in our market!

Call or message if you're interested in discussing your next real estate move. 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

The housing market is shifting! 🏡

Over the last few years, buyer demand was so high, and inventory was so low, that it created intense bidding wars which drove home prices up.

With interest rates now on the rise, we are beginning to see that demand from buyers is slowing down, which is allowing inventory to grow. 🏘

Although the market is shifting, there is opportunity to succeed. Whether you're buying or selling, it's essential to have an expert by your side to help you navigate this changing market. 🤝

I am an expert in our community and can give you insight into what buying or selling in our market may look like for you.

Call or message me if you're interested in discussing more! 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

If you're preparing to purchase a home, your next stop is a lender's office!

Before you begin shopping for homes, it's time to meet with a lender to get pre-approved for a home loan. Having a pre-approval letter can give you a leg up in this competitive market by showing sellers that you're a serious buyer with your finances in order. ✅

A lender will look at your finances, employment and credit to determine the loan you may qualify for.

Start by preparing these 5 documents so you're ready to begin the pre-approval process! 👇

✔️ Identification
✔️ Income and employment verification: tax returns, W-2s, 1099s and recent paystubs
✔️ Proof of assets
✔️ Monthly debt statements from loans or lines of credit to determine debt-to-income ratio
✔️ Additional financial documents such as down-payment gift letters

If you have any questions about the pre-approval process, please reach out! 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Friday Five! 🖐

There is still plenty of Summer left, but for those of you who are getting ready for back-to-school season this month, it's never too early to get organized!

Today, I'm sharing 5 tips to help you transition from Summer to school. ☀️🎒

What other ways are you getting ready for back-to-school season? Share in the comments! 👇

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

What you can get when you list your home with me! 🏡

As your agent, I wear a LOT of hats. From marketing your home to negotiations, when you list with me, you have an expert on your side! 💪

Time is money in this market. If you're thinking of listing your home, let's get the conversation started.

Call or message me if you're ready to discuss more. 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Back-to-school season is approaching! If you're beginning to transition from Summer to school in your home, this one is for you! 🍎

This month, assess your back-to-school routine. What could make your day more organized and seamless?

If you could use more hooks in the entryway, backpack cubbies or a designated homework space, now is the time to implement those upgrades so you're ready for the first day of school. 🎒

Follow along for more home tips! 💡

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

It's a great time to be a seller! 🏡

Home values have risen and home buyers are motivated. Do you know how much your home is worth? 💰

I can provide you with a personalized market analysis so that you know the value of your investment.

Call or message me to find out what your home could be worth in today's market!

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

New month, new start! 💪

If homeownership is one of your big goals, now is a great time to assess your progress so that you can stay (or get back) on track.

Today, I'm sharing 3 ways to prepare your finances so that you're ready to begin the home buying process:

✅ Build your credit score

Your credit score can impact your mortgage rate. Check your credit report, pay down debt, pay bills on time and don't open or close credit cards.

✅ Get pre-approved for a mortgage

Before you begin your home search, meet with a lender. A lender will look at your finances, employment and other factors to determine how much you may qualify for.

✅ Create and stick to your budget

Create a monthly budget that you can comfortably afford for the long term, and stick to it during your home search. Your future self will thank you!

If you have any questions on the home buying process, I'm here to help! Call or message me to discuss more. 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Hello August! ☀️

A brand new month that begins on a Monday is the perfect time for a fresh start. It's time to turn the page and hit the reset button so that you can start the month off on the right foot!

A new month means new goals and new opportunities. Take some time today to set your goals for the month and make a game plan to help you reach them. Remember, small wins each day add up to big results! 🏆

What goals are you setting for yourself this month? Share below! 👇

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Five Star Testimonial! ⭐️⭐️⭐️⭐️⭐️

Know anyone who is looking for an agent who is positive, professional and communicative?

You're in the right place! Send them my way!

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Friday Five! 🖐

One of the quickest and most noticeable ways to get your home ready to list is by freshening up your curb appeal. The first impression of your home is the exterior, so it is important to have it looking it's best! 🏡

Summer is a perfect time to highlight your home's exterior, so make sure to head outdoors and give your home a refresh before it hits the market. 🌳

Here are 5 ways to boost your home's Summer curb appeal:

✔️ Tidy up your front porch: Clean off debris, wipe down furniture, wash windows, add a new welcome mat

✔️ Clean up landscaping: Mow and edge your lawn, pull any weeds, add a fresh layer of mulch to garden beds

✔️ Pressure wash the exterior: Remove dirt from walkways, porch, patio, fencing and other surfaces that need a refresh

✔️ Plant seasonal flowers: Add a quick pop of color by planting in garden beds, pots or hanging baskets

✔️ Highlight with exterior lighting: A potential buyer will likely be looking at the home at different times of the day. For an extra boost, add landscape lighting around trees, shrubs and walkways

Thinking of listing? Reach out to get started! 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

I can help you with all things real estate! 🏡🔑

Whether you are buying, selling or investing, there is plenty of opportunity to succeed in this market. I am an expert in our local community and can help you reach your real estate goals! 🏆

Let's get our conversation started. Call or message me to discuss more! 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Home selling strategy: Set the stage! 🏡

Buyers are looking for a change in lifestyle. Before your home hits the market, set the stage for the lifestyle someone may live in the home.

When staging your home, it's important to think beyond your own daily life. Try rearranging furniture, bringing in new decor or repurposing rooms to help showcase the lifestyle buyers are looking for. 🤩

If you're thinking of listing, let's get your home ready for market!

Call or message to get started. 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Thinking about purchasing a home? This is your next step! 🏡

Even if you're not quite ready to buy, it's a great time to meet with a lender. A lender can take a good look at your financial picture with you and help you get "mortgage-ready" by helping you understand the process and requirements.

From ways to improve your credit score, to how much you need to save up for a down payment, a lender can help guide you on the next steps to take in order to qualify for a loan.

Homeownership might be closer than you think! A lender is able to give you a clearer picture of what actions you need to take to be ready. 🔑

Reach out if you're ready to discuss more. I can connect you with trusted lenders in our market. 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Market Monday! 📈

"Is the market going to crash?" is a trending question right now. If this question has been on your mind, I have good news for you. Experts say that there isn't a crash looming on the horizon. 🌅

When you compare our current housing market to the 2008 crash, there are a few major factors that help explain why the market will remain strong this time around.

Today, let's talk inventory! 🏘

First, housing inventory has been near record lows. Before the crash in 2008, there was a surplus of existing homes available and new construction was booming. That extra supply, when topped with the influx of foreclosures, led to falling home prices. 🔻

This time, we are on the opposite end of the spectrum, where supply hasn't been able to keep up with the demand from homebuyers. The lack of inventory, mixed with motivated buyers, led to an increase in home prices. 🔺

Housing inventory is now on the rise, but there certainly isn't the surplus that existed during 2008.

Based on this low-supply-high-demand equation, experts project that home price appreciation will continue. This means we will not see the same decline in home values and the housing market will remain strong. 💪

There is plenty of opportunity to succeed in this market. Whether you're buying or selling, I can help! Call or message if you're open to discussing what you are looking for. 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Home selling strategy: declutter and depersonalize! 📦

The goal here is to provide a clean, blank slate for buyers. Less is definitely more when preparing your home to list! Leave open space on counters, clear out closets and show off as much storage space as you can.

Pack away your personal items and stage with neutral accessories to allow buyers to visualize themselves in the home. 🤩

Let's get your home ready for market! Call or message to get started. 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Great news for home buyers! The red-hot housing market is experiencing a rebalancing, which is creating more opportunities for buyers. 🔑

According to Holden Lewis, home and mortgage expert at NerdWallet, “the buyers who remain in the market will face less competition and have more homes to choose from.". 🏘

If you're ready to take the next step towards homeownership, please reach out! 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Home selling strategy: Make repairs! 🛠

If you're getting your home ready to list, break out your toolbox (or hire a professional) to make any needed repairs. It's time to tackle any home maintenance projects you've been putting off. Anything that doesn't work perfectly can stand out to a potential buyer.

With everything working how it should, buyers will be able to focus on all that is right with the home, rather than tallying up future repairs. 🏡

Let's get your home ready for market!

Call or message to get started. 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

The last year has been full of the unexpected, ESPECIALLY in the real estate world!

We started out with low-interest rates and now we’re navigating low housing inventory, competition among buyers looking for homes, bidding wars, multiple offer situations and houses flying off of the market! The life of a real estate agent has been a BUSY one, to say the least! 😅

Whether you’re buying or selling, if you are getting ready to step into the real estate market, I am here to make the unpredictable as stress-free as possible for you.

You can count on me to help you navigate through this competitive market until you reach your real estate goals!

Call or message me to get started. 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

If you're preparing to purchase a home, it's time to take a good look at your credit. Knowing where you stand is an important step in preparing for a mortgage loan. 🏡⠀

Once you know where your credit stands, you can implement these best practices to help boost your score. 👇

✔️ Continue paying your bills on time each month ⠀
✔️ Pay down debt
✔️ Keep your credit utilization low
✔️ Don't close unused cards
✔️ Avoid applying for new credit or loans
⠀
If you have any questions on where to begin, please reach out! I can help guide you on your next steps. 📲

Percell Dickson, BIC
(864) 201-5602
[email protected]
8338
Avidity Realty
https://www.avidityrealty.com

Ready to start your home search? 🏡

If you find yourself refreshing online listings daily, it's time to take the next step!

In this market, you need to act fast! 💨

As your agent, I will keep you informed when a new listing comes on the market that matches your criteria. I am an expert in our market and can help you find your new home.

Call or message me if you're ready to start your search! 📲