Charisse Morton - NMLS #1986896

Path to Preapproval is back!! As always, spots are limited. Let’s get your journey to home ownership started!

MSCS EMPLOYEES!!

The City of Memphis DPA program just received a bit more funding to help you purchase a home. Please know that it WILL RUN OUT and soon!

If you’ve been employed by MSCS for at least two years and you’re ready to purchase a home, let’s talk today!

Here’s some more great news for homebuyers, owners and sellers! In addition to the recently announced increase to conforming loan limits, FHA loan limits are also being raised for 2024! FHA loans are popular for offering down payment minimums as low as 3.5% and credit score minimums as low as 580. The new FHA loan limits are available for loans with FHA case numbers on or after January 1, 2024. Contact me today to learn more!

https://dkmortgage.com/morton/

Announcement of the official 2024 conforming loan limits.

I have reached 200 followers! Thank you for your continued support. I could not have done it without each of you. 🙏🤗🎉

5.0 star review received on Experience.com for Charisse Morton by Alexander H - Charisse was a great communicator and kept everything (including us) on track for a quick turnaround for a very smooth closing. Highly recommend!

New ★★★★★ 5 Star Experience.com Review by Alexander H Click to see all 8 reviews of Charisse Morton, Loan Officer NMLS 1986896

Congratulations to the Headleys on the purchase of their next home!! My favorite agent partner, Keilon Morton, Realtor represented them on the sale of their last home and on this purchase, where we teamed up to get them exactly what they wanted in their home AND their mortgage!

It's always all smiles when I get to close a deal with this one 😊

My favorite agent partner, Keilon Morton, Realtor, has this gorgeous suburban home on FOUR acres in Arlington listed and available for purchase. It has its own trail and a back deck that will take your breath away!

Take a look at the home’s exclusive webpage here, where you can even contact Keilon directly if you’d like to set up a showing!

Stunning Arlington Estate on 4 Beautiful Acres! This beautifully updated home boasts new bamboo hardwood floors throughout, a welcoming 2 story foyer, great room w/gas burning fireplace. The spacious kitchen is updated with granite counters and SS appliances, including new refrigerator and dishwasher. The downstairs master bedroom has double walk...

I'm here every day of the week to assist with your mortgage questions and needs. An answer, explanation, or a preapproval are just one call or message away. Let's chat!

Getting preapproved is FREE and a crucial part of the homebuying process. If you’re thinking of buying or refinancing a home and would like to get preapproved, get in touch with me today!

Interest rates can make or break a real estate deal. Building or buying a home? Our Extended Lock program lets you lock a mortgage rate for up to 360 days after picking a property and then float down to a lower rate if available within 25 days of closing! Available on most fixed-rate conforming and government loans. Rate lock cap dependent on time and period of lock. Additional terms and conditions apply. Programs subject to approval based on individual program guidelines and borrower's credit and underwriting approval. Contact me today to discuss this amazing option!

Nik joined Path to Preapproval to see if he was in position to purchase a home because he was tired of building equity for someone else and making monthly payments that didn’t help his credit. We went through the steps and found out he met all the requirements AND he qualified for $10k in down payment assistance. At the end of the program, he was connected to my favorite real estate agent and the rest is history!!

Congratulations Nik and thank you for trusting us to get you AND !!

Path to Preapproval is back! Check out my last video for details and sign up to get started! Spots are LIMITED so sign up today!

https://forms.office.com/r/ZbCRKi9xi6

Not only could the advertised interest rate you see be different for you, there are ways to lower it!

Are you a homebuyer, seller or agent who needs a lower mortgage payment to close your real estate deal? A 2-1 buydown may be the way to go! Contact me today to learn about this unique home financing solution.

The benefits of owning a home that you don't receive with renting. Let's chat about how you CAN get a mortgage for less than you're paying in rent if you're willing to take the necessary steps!