Life Shift Solutions

Congratulations to this future homeowner on her 100 point score increase!

She had 3 negative items removed from her credit reports!

Schedule a consultation with us to discuss your credit needs➡️ https://app.acuityscheduling.com/schedule.php?owner=25249516

Happy Halloween 🎃

TransUnion just settled with the FTC(Federal Trade Commission) and CFPB (Consumer Financial Protection Bureau) for $23 million for innaccurate reporting!

This is the same inaccurate reporting that causes you to be denied housing, car loans, and even jobs! If it’s reporting inaccurately, dispute it! Most consumers do not know this, and they’re stuck with low credit scores because of this.

The pressure is on the Credit Bureaus now! Now is the time to fix your credit! You can do it yourself or hire a professional! Just do it! Especially if you know you plan on purchasing a house or car soon.

The credit agencies make it so hard to understand credit reports. Because of this, there's usually items holding you back from getting approved for your dream purchase

Sometimes it can be as simple as a couple inquiries that need to be removed

Sometimes, it's just removing a few items to restructure your credit profile

It's my job to analyze your report and advise the best path forward based on what your goals are

Our consultations have no obligations!

They're simply just to give you a game plan that will put you in the best position for success

All you have to do is click the link, and it will ask for your contact information

Once you submit, it will ask you the best time that works for you

Looking forward to speaking with you!

Life Shift Solutions Schedule your appointment online Life Shift Solutions

Congratulations to our client! She just signed up last month and has a 64 point increase in her credit scores! 🥰

Tomorrow is my last day doing Free consultations!

https://app.acuityscheduling.com/schedule.php?owner=25249516

This client started in the low 400s!!

Look at him now!!

This could be you!! Stop living with bad credit!

Schedule a Free Consultation today!!

https://lifeshiftsolutions.as.me/?appointmentType=30662300

Congratulations to our client for getting her business funded! She applied last night, and was funded $12,000 today!

If you have been in business 3 months, making at least $5,000 a month, and have the bank statements to prove it, you can get funded up to 5 million depending on your Revenue.

This client started with a 522 credit score! Look at her now! This is the results we produce when you trust the process!

Do you happen to know someone who needs help with their credit? We offer Free Consultations to get them back on track.

Here’s the link to schedule a call➡️ https://app.acuityscheduling.com/schedule.php?owner=25249516

🗣️Attention businesses owners🚨

If you need funding for your business for Repairs, Equipment, Expansion, Etc. I have REVENUE BASED funding. Same Day Funding $10,000-$5 Million

You can qualify for our top financing options with as little as 3+months in business.

The minimum revenue to qualify for financing options are $5K per month, or $60K in annual gross sales.
No Minimum FICO

We have financing options for all credit profiles. There is no minimum FICO score required to apply.

Apply Here➡️ https://form.jotform.com/232755870938167

Another Life Shift↗️🥳

Not only do we help our clients get Approved for high limit Credit Cards, we also teach them how to properly use them! To avoid needing our services again.

Our agents are great at helping you build a credit profile that lenders love!

Don’t know where to start?

Click the link here to schedule a Free Consultation ➡️ https://lifeshiftsolutions.as.me/?appointmentType=30662300

As we start the month of October here are some tips to help control your finances:

- Prioritise essential expenses like housing, utilities, groceries, and transportation. They always come first.
- Establish a small emergency fund to handle unexpected costs and focus on paying down high-interest debts.
- Trim non-essential spending, such as entertainment and dining out. Learn to say no to wants and stick to only spending money on needs.
- Save for long-term goals like retirement, but adjust contributions if necessary.
- Don't compromise on health-related expenses like insurance and medications.
- Monitor your budget closely. Split expenses up if it helps you visualise.

As your financial situation improves, work on building a stronger financial foundation by saving and investing wisely.

Hope this helps ✨

💎Requesting a credit limit increase can help lower your overall utilization!

"Happy Monday! Wishing you all a productive and positive start to the week. Let's tackle our goals with enthusiasm and make this week a great one! 💪🏾✨ "

💎 Stop ignoring those collection letters! That's making it too easy for the collection agencies to place a collection on your credit report, Which can drop your credit score drastically! You have 30 days from the date that you initially received the collection notice (dunning period) to ask them to validate that debt that they are claiming you owe, before they can legally report it to the credit bureaus. By ignoring the letters they can and will easily place that collection on your credit report, if they do not hear from you within that dunning period.

"🎉 We’ve successfully removed a collection account from one of our amazing clients' credit reports! 🙌🏾💪🏾

Witnessing the positive impact we can make on people's lives is truly incredible, and this achievement is a testament to the power of determination and expert assistance. 💼

If you or someone you know is struggling with credit challenges, don't hesitate to connect with Life Shift Solutions. We possess the expertise and friendly support needed to help you overcome obstacles and pave the way to a brighter financial future. 💡💰

"

📢 Life Shift Solutions Budgeting Tips

💎 Here are some practical tips from Life Shift Solutions to help you get started on your budgeting journey.

1️⃣ Track your expenses: Start by understanding where your money is going. Keep a record of every expense, big or small, for at least a month. This will give you a clear picture of your spending habits and help identify areas where you can cut back.

2️⃣ Set financial goals: Determine what you want to achieve with your money. Whether it's paying off debt, saving for a vacation, or building an emergency fund, having clear goals will motivate you to stick to your budget and make smarter financial decisions.

3️⃣ Create a realistic budget: Based on your income and expenses, create a budget that aligns with your goals. Be realistic about your spending habits and set aside money for essentials, savings, and discretionary expenses. Remember to leave room for unexpected expenses.

4️⃣ Prioritize debt repayment: If you have outstanding debts, prioritize paying them off. Consider using the snowball or avalanche method to tackle your debts strategically. Paying off debt will free up more money for savings and other financial goals.

5️⃣ Automate your savings: Make saving a priority by setting up automatic transfers from your checking account to a savings or investment account. This way, you won't be tempted to spend that money, and it will continue to grow over time.

6️⃣ Cut unnecessary expenses: Review your expenses and identify areas where you can cut back. It could be eating out less, canceling unused subscriptions, or finding cheaper alternatives for certain products or services. Small changes can add up to significant savings.

7️⃣ Be flexible and adjust as needed: Life is unpredictable, and your budget should be adaptable. If unexpected expenses arise or your circumstances change, don't be afraid to adjust your budget accordingly. The key is to stay proactive and make informed decisions.

Remember, budgeting is a journey, and it may take some time to find what works best for you. Don't get discouraged if you face setbacks along the way. Stay persistent, stay committed, and celebrate your progress, no matter how small!

Feel free to share your budgeting tips or success stories in the comments below. Let's support each other on this path to financial freedom! 💪💰

📣📝 Hey there Future Homeowners! Are you ready to level up your credit game? 💪🏼💳 We've got some fantastic credit tips for you today! 🌟✨

1️⃣ Pay your bills on time: Consistently paying your bills by the due date helps build a positive credit history and shows lenders that you're reliable.

2️⃣ Keep your credit utilization low: Aim to use only a small percentage of your available credit. High credit utilization can negatively impact your credit score.

3️⃣ Review your credit reports regularly: Check your credit reports for errors or discrepancies. If you find any, dispute them promptly to maintain accurate information.

4️⃣ Maintain a mix of credit types: Having a healthy mix of credit, such as credit cards, loans, and mortgages, can demonstrate your ability to manage different types of credit responsibly.

5️⃣ Limit new credit applications: Opening multiple new credit accounts within a short period can raise red flags for lenders and potentially lower your credit score.

Remember, building and maintaining good credit is a journey. By implementing these tips, you're on your way to a stronger financial future! 💪🏼💼

Have any credit questions or tips of your own? Share them in the comments below! Let's learn and grow together. 🌱📚

💎 It’s Important not to wait until you need Credit! Be proactive, and plan accordingly!

Schedule your FREE consultation ➡️ https://app.acuityscheduling.com/schedule.php?owner=25249516

This link is now open for enrollment! Due to high demand I will only be taking a limited amount of clients‼️ Spots will go fast‼️

Sign up here➡️ https://lifeshiftsolutions.as.me/?appointmentType=52556895

This client just signed up 2 months ago 🥳

This could be you! All you got to do is start, and stop making excuses!

Text Credit to 901-632-4945

Or sign up for a free consultation ➡️ https://app.acuityscheduling.com/schedule.php?owner=25249516

2 collection accounts removed for this client today🥳
She’s on her way to being approved and not denied!

Tired of being denied credit? Call or text 901-632-4945

Or schedule a FREE consultation today➡️ https://app.acuityscheduling.com/schedule.php?owner=25249516

Have you tried to clean up your credit by paying a few collection accounts and your score went nowhere...why? The collection account itself is what's really hindering your credit score, not the status of it. If you contact the collection agency BEFORE you decide to pay and ask for a "pay for delete" letter, they'll remove the account completely from your credit reports in exchange for payment. MAKE SURE YOU GET THIS IN WRITING whether it be email or snail mail before you make a payment! Don't forget to like life shift solutions for more credit tips! If you prefer a professional to help you! Go to www.lifeshiftsolutions.org to book a consultation with me! You won't regret it! 💙🖤

Life Shift Solutions Get ready to take control of your finances.Schedule a Consultation Our Services Credit Restoration We all know that life happens. Let Life Shift Solutions help restore your credit with our compliance based challenges to help restore your credit, giving you a healthy profile. Book a consultation to....