T. Liliana Garrido Agent with New York Life

You can give a lasting gift this holiday. Learn why life insurance might be perfect for your children or grandchildren.

Gifting Life Insurance for Grandchildren | New York Life Life insurance can be a great gift to show your children and grandchildren just how much they mean to you. Learn more about gifting life insurance to grandkids.

Are you considering buying a new home? Here are 10 tips to help you counter rising interest rates:

Buying a home amid higher mortgage rates. New York Life guides you through buying a home during higher mortgage rates and inflation.

Happy Thanksgiving! Today, give thanks for your loved ones, the time you spend together, and the lifetime of memories you share.

Get ahead of rising APRs on your credit card(s) before it's too late with some helpful advice from Kiplinger.

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On , we honor and give thanks to those who bravely serve our country and protect us every day.

Worried about inflation hindering your dream retirement? Check out these tips from New York Life to help you keep everything on track: If you have more questions, I'm here to help you reach your financial goals.

Retirement budgeting—Manage retirement spending | New York Life Have you developed a retirement withdrawal strategy or spending plan? Learn about retirement budgeting from New York Life and ensure that your savings last.

Seasons change whether we're ready or not, and the same is true in our own lives. If you're not sure you’re ready for the change retirement brings, check out these financial considerations. Remember, I’m always here to help.

Retirement Planning Considerations for Married Couples | New York Life Upon considering their retirement savings and other assets, married couples can financially prepare for managing cash flow in retirement.

Life is full of unexpected moments and expenses, which can lead to people cutting back on saving for retirement. Here are some circumstances where you may need to step away from saving for retirement and prioritize other financial matters.

Experts: Is It Ever OK To Cut Back on Saving for Retirement? When it comes to good financial habits, the general rule is everyone should be able to put a certain percentage of their earnings into a retirement fund and continuously keep contributing to said...

Need help retaining key employees? If so, this article lists 6 steps you can take to combat the "Great Resignation" and outlines some of the tools that are available to help. Let me know if you have any questions.

6 Ways Business Owners Can Retain Employees | New York Life Keeping talented workers is essential to any thriving business. New York Life has 6 tips to retain employees and promote a positive workplace environment.

I love helping families protect their finances, futures, and loved ones. That’s why I’m proud New York Life is ranked among the best companies for customer service in Newsweek’s annual “America’s Best Customer Service” list.

New York Life recognized for “America’s Best Customer Service” New York Life recently ranked among the best companies for customer service in Newsweek’s annual “America’s Best Customer Service” list.

This , as you remember and celebrate the loved ones who are no longer here, remember to also cherish and protect the ones here now and those to come.

Life Insurance for the Latino Community | New York Life Build a strong financial future for yourself and your family with New York Life. We're proud to serve the Latino community with life insurance and other financial products.

When you set out to improve the lives of others, you improve your own as well. Learn how the New York Life Foundation is creating meaningful change in the community through their philanthropic work and the work of their partners.

The NYL Foundation in Action | New York Life Foundation Discover how the mission of the New York Life Foundation is impacting communities and helping to improve the lives of children and their families.

Paying for college can be a big financial burden for many parents. But with a little flexibility and preparation, you can help your child afford the education they need to succeed. Read these tips and reach out if you need any help.

How to Pay for College | New York Life If you’re thinking about how you’re going to pay for college, use our list of long- and short-term strategies to help you secure the funds for a college education.

No matter how much you think you've covered all your bases preparing for retirement, something unexpected can always come up. Check out these 5 retirement blind spots to avoid and reach out if you want even more help.

Retirement Planning Considerations | New York Life When financially preparing for retirement, remember to consider five things about income sources and preparation.

Are you a spender or a saver? What about your spouse? This article offers 5 steps to successful budgeting as a couple.

Couples’ Guide to Budget Planning These financial planning tips for couples at odds over spending money can help build budgets, reconcile priorities and keep relationships on track.

Retirement can have a funny way of sneaking up on you. If you’re on the verge of retiring but still haven’t created a financial strategy, don't worry. You’re not alone. With these tips and my help you'll be better prepared.

Catching Up on Retirement Savings | New York Life Playing retirement catch up isn't easy. Learn how to start planning for retirement late with these steps and considerations.

Nonprofit organization Life Happens is recognizing Hispanic Heritage Month and sharing common myths and hesitations that the Hispanic community has about purchasing life insurance. Check them out and reach out to me if I can help put your mind at ease about how to protect you and your loved ones.

Here’s the good and bad news. Our latest Wealth Watch survey reveals that while consumer confidence is down, it has not dropped dramatically from earlier in the year. You can find the full report for July here: If you have questions about your financial future, I am here to help.

Wealth Watch: Americans Seek Financial Guidance to Weather Inflation Being prepared looks different across all phases of life. Understand what people like you typically consider when making their plans.

Happy ! Here's to all the hard workers who deserve a day of acknowledgement and gratitude for all they do.

Your 401(k) plan can be a powerful tool for long term savings. But the question is, are you making the most of it? Check out these 401(k) tips from Forbes to help you understand how to maximize your savings. If you have questions, reach out to me. I am here to help you reach your financial goals.

How To Boost Your 401(k) Balance I have mixed feelings about 401(k) plans.

Have you made any of these financial mistakes? Read this article from AARP that outlines some ways you can avoid (or fix) these money pitfalls and protect your assets.

Avoid Making Big Financial Mistakes Even if you think you know how to save for big purchases and retirement, check our short list of terrible financial decisions to avoid these blunders.

Here are five tips to help you teach your children about reasonable spending, budgeting, and saving.

Time-on-Earth Allocation, and Other Money Habits to Teach Your Kids Whether your children are still in pre-school or already heading off to college, it’s never too early to teach your kids these five skills to learn about budgeting, saving, and investing

Caring for a spouse who is ill or injured can change a relationship. This article provides some tips on how to be a partner, not a parent, when providing care for a spouse.

Keep the Romance Alive When Caring for an Aging Spouse Caregiving expert Lee Woodruff shares how to be a partner, not a parent, when providing care for an aging spouse and maintain the romantic connection.

Your family's financial security is as important to us as it is to you. Put it in the hands of an agent you can trust.

Financial Assistance - Speak to a Local Professional | New York Life Looking at an insurance plan or investment, but not sure where to start? Submit your information here, and a New York Life agent will reach out to help.

Our product isn’t just one thing. In fact, it’s not a “thing” at all. It's trusted guidance and support.

Financial Assistance - Speak to a Local Professional | New York Life Looking at an insurance plan or investment, but not sure where to start? Submit your information here, and a New York Life agent will reach out to help.

Summer can be full of tough decisions—where to travel, what to pack, who can you get to watch the dog? Don't let life insurance be one of them. Learn the differences between term and permanent life insurance and let's talk about which one is right for you.

Term vs. Permanent Life Insurance | New York Life Learn the differences between term and permanent life insurance and compare their unique benefits. New York Life can get you the right fit for the right situation.

Inflation is driving up the price of everything but when it comes to federal income taxes it might not have the same harsh impact. Learn why in this article.

How Inflation Can Impact Your Taxes | Kiplinger Record high inflation is driving up the price of everything from gas to groceries, but the impact of inflation in the U.S. on federal tax brackets and some tax credits might not be all bad.

77% of families are moderately or very worried about being able to pay for back-to-school expenses, according to a U.S News & World report. If you’re struggling with these expenses, here are some tips for reducing costs.

If You're Worried About Back-to-School Expenses, Check Out These Cost-Saving Tips If you're worried about affording school expenses, check out these tips for reducing costs.

Whether you're preparing for a hurricane or just preparing for a rainy day, it's always smart to have an emergency fund. Learn some simple steps you can take to start building one today.

Why you should have an Emergency Fund | New York Life Setting aside funds for the unexpected is key to being able to address emergencies while you continue to work towards your financial goals.

What does a potential recession mean for you and your family? Find out how you can get ahead of the future direction of the economy and gain peace of mind.

Here's What 2 Quarters of Negative GDP Mean for You By some measures, the U.S. has technically entered a recession. What does that mean for you and your family?

You canʼt predict your familyʼs future, but with a little guidance, you can be financially prepared for it. Letʼs talk about what that looks like for your family.

A life insurance policy is a promise to your family – that no matter what, their financial future is secure. And I'm here to help you keep that promise. Letʼs talk.

From new babies to new houses, from graduations to retirements – Iʼm here to help you navigate it all. If you have big plans for your future, letʼs talk.

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Did you know that 64% of women have no back-up plan if they're forced to retire early? We want to help ensure no one gets caught without a back-up plan. Take steps to ensure you're prepared for the future.

Four ways that women can build a retirement backup plan. Why women need a backup plan in case they need to retire early.

Does inflation have you worried about your retirement? If so, you probably have some questions. Fortunately, I've got answers. Read this article and then let's go over your next steps together.

Retirees remain confident despite inflation impacting short-term budgets. New York Life examines how the cost of groceries, gasoline and other goods and services rise as a result of inflation, consumers across generational groups are responding to the pressure of reduced purchasing power by making changes to their day-to-day spending habits and adjusting their budgets.