Kenny Bergmann NMLS #2338536
AVP of Mortgage Lending at Guaranteed Rate. Personal NMLS# 2338536. Guaranteed Rate #2611.
06/19/2024
Juneteenth is a day to celebrate freedom and resilience. At Guaranteed Rate, we are committed to fostering diversity, equality and inclusion in everything we do.
06/18/2024
Move faster than the competition. The average homebuyer takes ten weeks to find a home, but we can help you get ahead. http://ms.spr.ly/6181Y0i4D
Looking for tips on how to implement into your daily routine? Download the today: http://ms.spr.ly/6181YLpCd
06/13/2024
Find out what this week's Fed meeting means for potential homebuyers: http://ms.spr.ly/6183YaRT7
06/11/2024
At Guaranteed Rate, we give you access to alternative loan programs and mortgage products that might be a perfect fit for your budget. See the difference: http://ms.spr.ly/6187Yt2bX
Self-care is a prerequisite for spreading positivity and making meaningful connections with others. Invest in yourself and download the for more personal wellness tips: http://ms.spr.ly/6180Ys2Dq
06/06/2024
Did you know that when you have a reverse mortgage, you continue to own your home just like you do now - and not the bank? Learn the whole story on the benefits of a reverse mortgage: http://ms.spr.ly/6183YUOXd
Will the housing market trends of the first half of the year continue into the summer? We look back to look ahead and see where the market is going: http://ms.spr.ly/6180YWPOQ
06/03/2024
June is and we’re honored to help people fulfill their dreams. Download the to see how easy we can make it for you: http://ms.spr.ly/6181YmVfN
Focusing on the beauty of life shifts your focus from the mundane to the magnificent and from the negative to the positive. Learn more mindfulness tips in the today: http://ms.spr.ly/6184YmrLn
05/22/2024
Turning the page to a new chapter. I'm happy to announce I've joined Guaranteed Rate!
05/01/2024
Congratulations to my buyers on closing!
How Long Is My Mortgage Pre-Approval Good For?
Mortgage pre-approval—also known as that letter your loan officer supplies to sellers and their agents to verify that you’re pre-approved to purchase a home—is typically good for 60 days.
Though pre-approval is not mandatory to obtain a home loan, it really is your first step in the homebuying process, especially in today’s market with higher interest rates.
To start, or restart, your home buying journey, send me a DM to connect!
01/29/2024
The Deed of Trust secures your mortgage by giving your lender an interest in your property. It's like a pact, ensuring a trustworthy partnership on your journey to owning your home.
01/19/2024
Exciting news! CalHFA loans are making a comeback in April 2024, offering a fantastic opportunity for homebuyers. Don't miss out on this chance to secure your dream home with CalHFA's support.
12/11/2023
New loan limits have been announced by both Fannie Mae and FHA!
09/20/2023
Highlights from my first triathlon
The entire process was difficult but rewarding
Ready for the next one!
09/12/2023
APM’s Parking Lot BBQ! Great time with great people
08/09/2023
Affordable Mobile Home Financing Options Awaits!
Contact me for more information.
07/10/2023
Dive into the world of contingencies and help create a safeguard for your home purchase
07/04/2023
Dream of owning a home? Your income doesn't have to stand in your way! Explore first-time homebuyer loans tailored for those with limited income. Start building your future today!
When it comes to the benefits of homeownership, a tax deduction* is one of the biggest. Here are a few of the tax deductions you may be able to claim as a homeowner:
Interest paid on your mortgage
Private mortgage insurance premiums
Discount points paid when you buy or refinance a loan
Interest paid on your Home Equity Line of Credit
Annual property taxes
Home office expenses
*Make sure to consult with an accountant to confirm the specific tax benefits of homeownership for you.
06/27/2023
🏡✨ Ready to experience the benefits of refinancing? As a loan officer, let me break it down for you!
📝💰 Refinancing your home may lead to lower monthly payments, reduced interest rates, and potential savings in the long run. Take control of your finances and explore the possibilities today! 💪🔑
06/23/2023
Is your dream second home in the mountains or on the lake?
06/20/2023
Based on the local housing market, homes often increase in value year over year. This is known as appreciation and can be the fastest way to grow your
personal wealth. Give us a call to learn more!
You’ve probably heard that owning a home can generate wealth and even generational wealth for your children and their children. But what does that really mean?
Over time, real estate appreciates in value, and that value creates equity in your home, often referred to as home equity. That home equity is yours to do what you want, minus what you owe on your mortgage.
Here are some (but not all) of the ways that building equity in your home can help you and your family:
-Pay for college
-Start a business
-Help your children buy their first home
-Pass on your home to your children
-Pay down or pay off debt
-Make additional investments that will generate more income
Let's connect today to talk more about how homeownership can generate wealth now and in the future.
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06/08/2023
Looking for ways to cut down on your expenses and stay cool this summer? 😎🔋 Make simple household changes that will help you save money and energy while keeping your home comfortable! 💡💸
06/05/2023
Understanding mortgage terms is almost as important as understanding the term of your mortgage. But don't stress, I'm here to help you understand it all. Just leave me a comment with any questions you might have!
06/02/2023
Happy Friday!
We evolve day by day, yet love's presence fulfills us beyond measure
06/01/2023
Your credit score helps lenders see how you've handled debt in the past; the higher your score, the lower the interest rate on your mortgage might be. So, as you can imagine, it's good to raise your score in preparation for applying for a loan. Send me a message for more tips to help get your finances in good shape for a mortgage!
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Modesto, CA
95354
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