Lexy Millen - NMLS# 2425703
Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Lexy Millen - NMLS# 2425703, Mortgage brokers, Myrtle Beach, SC.
12/15/2022
Let’s talk credit ✅💳- more specifically-Credit Karma! Are their scores completely off base? Mmmm, not exactly, but here’s what you should know:
Your score according to Credit Karma is generated by VantageScore, which was created by the credit bureaus in 2006. However, lenders ✨almost universally✨ use FICO to determine eligibility for financing. Why does this matter? Because your "credit karma score" can be 15-20+ points different from your FICO score. If you tend to rely on CK to monitor your score, visit annualcreditreport.com for your free, current FICO number. Consumers are eligible for one free credit report a year and this will give you the closest indication of what we see when we pull your credit without the hard inquiry!
Credit Karma is still a great tool to check for updates & changes to your credit profile & gives great consumer tips! After all, the concept of credit is NOT common sense and can easily be overwhelming. That’s what I’m here for!
Call Me 📞 | 843-450-0491
Email Me💌 | [email protected]
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