Michael Istre: Guaranteed Rate NMLS 2168698

While renting a home might appear to be a cheaper option, if you look closely at the numbers, you’ll see that owning a home is often cheaper both in the short and long term.

- https://www.rate.com/resources/renting-adds-up?LOID=31034

80% of the country saw home price increases over the last three months, according to today’s NAR report. See what’s driving this upward trend.

- https://www.rate.com/resources/housing-report-8-11-22?LOID=31034

The number you are quoted for your mortgage rate is probably the most important number in the homebuying process. But how are these all-important rates set? It’s complex, but we’ll simplify it for you.

- https://www.rate.com/resources/how-mortgage-rates-are-set

Buying and installing an in-ground or above-ground pool can be a big but rewarding backyard project. Just make sure you’ve done your research into size, shape, location as well as care and maintenance.

- http://rate.com/michaelistre

Times are tough. Get a lower interest rate for the first two years of your mortgage when you buy a new construction home with one of my builder partners. Call or email me to ask about the 2-1 Builder Buydown program.

- http://rate.com/michaelistre

We've put together a list of how much ROI (return on investment) you can expect from the most popular types of home renovations.

- https://www.rate.com/resources/calculate-roi?LOID=31034

Our Rent or Buy Calculator can help simplify a complex question—is it better to continue renting and perhaps save some money? Or to buy a home instead, and start building equity now?

- https://www.rate.com/mortgage-calculators/should-i-rent-vs-buy-calculator?LOID=31034

Adjustable rate mortgages (ARMs) were popular in the mid-2000’s, but less so recently—partly because of low rates. But with rates rising, it’s time to give ARMs another look.

- https://www.rate.com/resources/ARMs-comeback?LOID=31034

Loan types. Financing options. Money down. Minimum credit. There are a lot of things you need to know when getting a loan. Here's a handy guide--but nothing's better than talking to me to get the advice you need.

- http://rate.com/michaelistre

It is National Homeownership month—the perfect time to make the move from the world of renting to the world of building equity.

- http://rate.com/michaelistre

VA loans can help you get a home with as little as zero down, but can it be used on manufactured and modular homes?

- https://www.rate.com/resources/va-loan-manufactured-home?LOID=31034

Let’s take a moment to remember our fallen heroes who died in service to our country. May they never be forgotten.

- http://rate.com/michaelistre

We partner with the USO and its Pathfinder program to help members of the military and veterans buy a home. It’s just a small way of saying thank you to those who served.

- https://www.rate.com/resources/guaranteed-rate-partners-with-uso?LOID=31034

When it comes to financing a home, you’ve got options. Compare three great government loan programs with a conventional mortgage to find out which could work for you.

- https://www.rate.com/resources/government-home-loans-do-they-make-sense-for-me

With Agent Advantage, you can get the latest information and updates on all of our loan products and have access to marketing tools that can help you better target specific loans to their most receptive audience. Sign up today.

- https://agents.rate.com/?LOID=31034

New home construction has many advantages, and it can be a different kind of homebuying experience. Here are eight things you need to know before you begin.

- https://www.rate.com/resources/buying-new-construction?LOID=31034

Congrats to my client Closing on a home that appraised $110,000 over Purchase Price! 😮

Rates are rising. Lock in today’s low rate with our Lock ‘n’ Build program and get peace of mind for up to 12 months of your house’s construction.* Let’s discuss locking in your rate today.

- http://rate.com/michaelistre

Home prices have gone up by double digits in 70% of all metro areas across the country. See what’s driving this appreciation.

- https://www.rate.com/resources/housing-report-05-03-22?LOID=31034

Hey, home builders, our Premier Lock ‘n’ Build loans can lock down your homebuilding clients’ interest rate for up to 18 months, while their homes are being remodeled.

- http://rate.com/michaelistre

Your clients are facing heavy competition from every direction. Show up with a trusted pre-approval on hand and your clients already have the upper hand.

- https://agents.rate.com/

The Ultimate Guide to Buying your First Home simplifies the entire process of buying a home, from knowing if you’re ready to make the leap to closing and moving in with ease. And did we mention that it’s free?

- https://www.rate.com/fthb-guide?LOID=31034

It’s spring cleaning season! After a long winter, your carpet might need a good cleaning. We recommend renting a steam cleaner.

- http://rate.com/michaelistre

Rally the troops! Guaranteed Rate waives the $1,440 lender fee for veterans and current members of the US Armed Forces. ?

- https://www.rate.com/corp/military?LOID=31034

There’s no rule that says you have to pay exactly what’s on your mortgage statement each month. Use our calculator to find how paying a little extra can lead to big benefits.

- https://www.rate.com/mortgage-calculators/should-i-make-extra-payments-calculator?LOID=31034

Spring is the time to put your home on the market. Want to know how to have a smooth and lucrative sale? We break down the steps.

- https://www.rate.com/resources/tips-for-selling-your-home?LOID=31034

The Freddie Mac BorrowSmartSM loan program can help you save up to $2,500 on your down payment or closing costs, if you qualify. This awesome mortgage loan program can help you purchase the home of your dreams. For more info, contact us.

- http://rate.com/michaelistre

https://www.ktvb.com/article/news/nation-world/major-credit-bureaus-drop-most-medical-debt/507-67dc6801-3f37-4aac-ad52-a65a5573656e

Your credit score could be going up soon. Here's why. The move will improve the credit scores of millions of Americans saddled with low-cost medical debts.

Property values have been shooting up over the last year. Do you want to know the downside to that? Your property value may have been reassessed, and your tax bill could soon be heading up too.

- https://www.rate.com/resources/reassessed-property-values?LOID=31034

- http://rate.com/michaelistre

Do your clients have their minds set onto condos? With our new brokered loan product for non-warrantable condos, we can help you close more condos. Contact me today to see if your buyers qualify.

- http://rate.com/michaelistre

Let’s celebrate Mardi Gras in style! Enjoy a King Cake, Paczki or your favorite dessert today.

- http://rate.com/michaelistre

With skyrocketing rents, owning your own home might be a better bet. To find out more, talk to us.

- http://rate.com/michaelistre