Save My Cents, New York, NY Videos

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Work sponsored accounts can include 401k, 403b, 457b, TSP, SEP IRA, SIMPLE IRA. The money you contribute can be designated as traditional or Roth in terms of #tax treatment. If you choose traditional, you defer #taxes now, and opt for taxes to be applied in the future when you withdraw. Roth is the opposite. Choosing the traditional tax treatment can be helpful if you're just getting started and you really need more #money to pay for life as well but you want to #invest. Dm or comment with GUIDE to get a free guide to investing your retirement in the US. You can also do this via a traditional IRA, but you wouldn't see the tax refund until you file taxes. #moneytips #millionairemindset #investing #budget #savingmoney #millionaire #frugal #retirement #earlyretirement

Comment or DM with CLASS to get a link for a free investing class on Aug 14 and 15 to learn how easy it is to invest. Follow @savemycents Follow @savemycents

Using multiple cooking surfaces is key to cooking quickly. I usually like to keep my starches hands off like a rice or pasta. If I can use the oven to finish a protein, that gives me just enough time to wash the prep area. I'm trying out @hexclad cookware. It is high quality hybrid cookware - it combines non stick and stainless steel surfaces. I would say for now (it will probably take a few months to really develop an opinion) the cookware is high quality, can do several things, is easy to wash. The sear was very even on the steak and similar to what I can achieve with just a stainless steel pan. It is not as non stick as a normal nonstick pan, but I like that the non stick aspect is a bit removed from the food. I didn't like the grinder. It grinds more than an average grinder but is very heavy and not practical if I want to use it for every day use. Feel free to comment with questions. #gifted #hexcladcreator #mealprep #homecook #moneytips

We are all built differently and have different circumstances. Aiming for the same goals as someone who is already successful is often going to lead to frustration. Especially if that person did it while they're young... You don't know what they had to sacrifice in the meantime. Instead, make your goal unique to you. Then apply the behaviors and mindsets of someone who has achieved similarly, to get you there. Check out the link in my bio for upcoming classes and free downloads #moneytips #millionairemindset #investing

Downturns are expected. Whether this is a temporary correction or a signal of a recession remains to be seen. If you're not retiring in the next 5 years, don't panic. #millionairemindset #wealth #earlyretirement #retirement #investing #budget #frugal #frugalmindset #investingtips

Their price list Base service to use them: 1695 Embalming: 495 Transport: 295 Refrigeration: 195 Cremation: 210 Discount off package: 1600 Total = 995 What they tried to charge me: Base service to use them: 1695 Embalming: 495 Transport: 295 Refrigeration: 195 Cremation: 210 Transfer ashes to vessel (because we brought our own) :89 Death certificates and other fees: 144 Discount off package: 1400 Total = 1723 I negotiated it back down. But it took about 10 calls.

New research released by Raj Shetty, a leading economist who studies socioeconomic trends, indicates that overall employment of adults in an area has a high impact on a child's ability to move upwards with regards to income. Source: @wsj This study also takes into account race BTW and the trend held to most racial groups. Commentary by @savemycents this is not investing advice or any scientific finding of my own Based on me coaching hundreds of families and teaching thousands more, I think this study illustrates the power of hope and mindset. When you see more people around you capable of getting employment, you think that is possible for you too. That puts you into a positive and abundant mindset that there is hope for you to build wealth. Whereas, if everyone around you appears unemployed, it can be really depression, and make you feel like there is no way out of poverty (in this study it was defined as people in households at the bottom 25% by income, which is about $35K USD today) Feel free to share your thoughts in the comments

Just a sample of some client budgets right now... Adding two more bedrooms to the house: $600K ADU build: $300K Kitchen remodel: $60K A house savings fund is a must have as a #homeowner

Protect your money at all costs! #humor #moneyhumor #amazonprimeday #balenciaga #balanciagabag #destinationwedding #weddingplanning #investing #stockmarket #personalfinance #financetips

1. Set aside and commit to spending 1-2 hrs a WEEK on personal finance. 2. Do a no spend challenge. Dm me with NOSPEND to try mine. It helps you identify your feelings around money 3. Track every cent you spend for at least 3 months. Make it a habit! 4. Go to the library and borrow one personal finance book each month to read. My book, Wealth is a Mindset, comes out January 2025 and there's a book list in my link in bio 5. Want to invest? Dm me with INVEST to get a free 30 minute investing class. 6. Follow @savemycents who teaches everyone to build up enough money to retire

I sound less angry than I actually am feeling. The ER staff was so rude. At least whisper your contempt you numb skulls. Have you no shame in front of a dying patient and their family?!

Just some teenager thoughts from @savemycents Awkward, lonely, depressed, we've all had those years! It was very interesting to revisit how that past drove me to take a road of passion around execution... But for as long as I defined myself by what others thought I would never be happy. That's why at the end of the day, I am enough. Without any of these labels or whatever the world assigns to me. And when I love myself for who I am, nothing else really matters #aapi #aapiwomen #aapiauthor #takeastand #showupforyourself #millionairemindset #wealthisamindset

Appearances are not what they seem and if your social media feed is constantly of celebrities and rich people's kids, you are seeing a warped version of reality. Not everyone eats out all the time, not everyone even takes a vacation each year, and there are many people who don't get to wear brand new clothes each season. If you're not willing to change your perspective when it comes to money, your life will not change. I have a specific coaching client who I need to get this message through to. I hope you understand this eventually. #budgeting #moneytips #savingmoney #millionaire #millionairemindset #wealth #earlyretirement #retirement #investing #frugal

Most people do not need to be stock pickers to do well in the stock market! Anyone who tells you otherwise is trying to sell you a bridge. Dm me with FREE CLASS to see more of this evidence for yourself in just 30 minutes Follow @savemycents Follow @savemycents Follow @savemycents . Half off sale on my Masterclass ends this Sunday check the link in bio.

Once a year during graduation season I'm reminded I have two diplomas costing over $100K each (and now cost more than $200k each). Super lucky I went to good schools because their networks do matter a lot. However, I also think that after a few years, how you choose to spend your time and whether you're up for improving yourself, that starts to matter more. By @savemycents who is a multi millionaire teaching you how to retire

Appearances can be deceiving in personal finance! You cannot tell when someone is spending money, whether that spending is funded by debt or by asset growth. In general unless they're a billionaire, I mostly assume it's not asset growth. It takes a LOT of wealth to spend freely. I know this because I see people's real budgets! Follow @savemycents to learn how to build wealth in a sustainable, joyful manner

This is my life and I love it! Follow @savemycents

What do you think of this news? Will you be doing anything differently? Same old same old for the @savemycents It is disappointing as in, we know our home isn't going to sell for top dollar in 2025 as by the time people apply for financing, the mortgage interest rates are still going to be above where they were in the 2010s However, I would hope that the Federal Reserve can continue to guide the US to a soft landing and prevent a possible severe recession #economy #economics #personalfinance #debt #debtfree #debtfreejourney #retirement #homebuying #money #moneytips #inflation #thefed #federalreserve