Ohio Fidelity Title Agency, LLC

Why do you need Title Insurance? ⬇️

To protect possibly the most important investment you’ll ever make – the investment in real estate. A lender goes to great lengths to minimize the risk of lending money for the purchase of real estate. First, credit is checked as an indication of the borrower’s ability to repay the loan. Then, the lender seeks assurance that the quality of the title to the property to be acquired and which will be pledged as security for the loan is satisfactory. The lender does this by obtaining a loan policy of title insurance. The Loan Policy Does Not Protect The Borrower The loan policy protects the lender against loss due to unknown title defects. It also protects the lender’s interest from certain matters which may exist, but may not be known at the time of the sale. But, this policy only protects the lender’s interest. It does not protect the borrower. That is why a real estate purchaser needs an owner’s policy, which can be issued at the same time as the loan policy, usually for a nominal one-time fee.

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Why do you need Title Insurance? ☔️

To protect possibly the most important investment you’ll ever make – the investment in real estate. A lender goes to great lengths to minimize the risk of lending money for the purchase of real estate. First, credit is checked as an indication of the borrower’s ability to repay the loan. Then, the lender seeks assurance that the quality of the title to the property to be acquired and which will be pledged as security for the loan is satisfactory. The lender does this by obtaining a loan policy of title insurance. The Loan Policy Does Not Protect The Borrower The loan policy protects the lender against loss due to unknown title defects. It also protects the lender’s interest from certain matters which may exist, but may not be known at the time of the sale. But, this policy only protects the lender’s interest. It does not protect the borrower. That is why a real estate purchaser needs an owner’s policy, which can be issued at the same time as the loan policy, usually for a nominal one-time fee.

☎️ (330) 825-1400

Hello July🇺🇸

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Let us help you protect your property rights!🏡

Call us for more information on how we ensure the protection of your property rights through any and all of your real estate transactions! 📲

☎️ (330) 825-1400

Are you looking to transfer the title of a property in Ohio? Look no further than Ohio Fidelity! Our team of experienced professionals is dedicated to making the title transfer process as smooth and stress-free as possible.

With our comprehensive services, you can rest assured that your title transfer will be handled quickly and accurately. We handle all types of property from vacant land, developments, condominiums to commercial transactions and residential property.

Our online platform makes the process even more convenient. You can easily email your documents and track the progress of your title transfer, and receive updates via email or text.

We pride ourselves on our excellent customer service and will work closely with you to ensure that your title transfer is completed correctly and on time.

Don’t let the title transfer process stress you out. Trust us to handle the details and make your property transfer experience a great one. Contact Ohio Fidelity today for a free consultation with one of our licensed agents!

Do your google searches look like this? If so, then give us a call!📲

We would love to explain all that we do in order to protect you!🏡

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Protect yourself from wire fraud!

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We are Ohio Fidelity!

Happy Friday! 🥳

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Q&A 🌟 Why do you need title insurance?

Here’s why! ⬇️

To protect possibly the most important investment you’ll ever make – the investment in real estate. A lender goes to great lengths to minimize the risk of lending money for the purchase of real estate. First, credit is checked as an indication of the borrower’s ability to repay the loan. Then, the lender seeks assurance that the quality of the title to the property to be acquired and which will be pledged as security for the loan is satisfactory. The lender does this by obtaining a loan policy of title insurance. The Loan Policy Does Not Protect The Borrower The loan policy protects the lender against loss due to unknown title defects. It also protects the lender’s interest from certain matters which may exist, but may not be known at the time of the sale. But, this policy only protects the lender’s interest. It does not protect the borrower. That is why a real estate purchaser needs an owner’s policy, which can be issued at the same time as the loan policy, usually for a nominal one-time fee.

Hello May! 🌷

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Are you ready to take the next step and purchase a new home? If so, we would love to be apart of this life-altering moment! We work hard to ensure that your property rights are protected.

Reach out to us today to learn more!

☎️ (330) 825-1400
💻 www.ohiofidelity.com

Section 1031 of the tax code provides one of the best strategies for the deferral of capital gain taxes which would ordinarily arise from the sale of investment property. Exchanging defers the realization of the capital gain tax, leaving the property owner with substantially more proceeds to reinvest in a replacement property.

To learn more about exchanges visit Transfer Exchange, Inc.

Be sure to 𝗙𝗢𝗟𝗟𝗢𝗪 us on Instagram 👍📲

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Happy Easter! 🐣

There’s no place like home! So it’s best to make sure your property rights are protected! 🏡

Call us for more information on how we ensure the protection of your property rights through any and all of your real estate transactions! 📲

☎️ (330) 825-1400

Happy Valentine’s Day! 💗

We would LOVE to work with you! Call us today to learn more about how we can help you protect your property rights! 🏡

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Hello February🧡

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At Ohio Fidelity, we’re always looking for ways to make the real estate transaction process easier for our clients. That’s why we use CloseSimple.com to communicate with buyers, sellers, and real estate agents throughout the transaction. CloseSimple allows us to share important information and updates in real-time, so everyone is always on the same page. Visit our website at www.ohiofidelity.com to learn more about our innovative approach to real estate transactions.

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Closing day is our favorite day!

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If the lender has title insurance protection and the owner does not, what possible danger of loss exists?

As an example, assume real estate was purchased for $100,000. A down payment of $20,000 is made, and a lender holds an $80,000 mortgage lien, or beneficial interest. The lender acquires title insurance protecting the lender’s interest up to $80,000. But the purchaser’s down payment of $20,000 is not covered.

What if some matter arises affecting the past ownership of the property? The title insurance company would defend and protect the interest of the lender. The purchaser, however, would have to assume the financial burden of his or her own legal defense. If the defense is not successful, the result could be a total loss of title.

The title insurance company pays the lender’s loss and is entitled to take an assignment of the borrower’s debt. The purchaser loses the down payment, other equity in the property that may have accumulated, and the property. And the balance on the note is still due!

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