Lizette Garcia Agency

Cuando Te Sientes Atrapado y Solo

Hay momentos en la vida que se sienten abrumadores, cuando el estrés, la ansiedad y la depresión crean una sensación de estar en un agujero profundo sin salida. Ese sentimiento de entumecimiento, donde estás vivo pero no realmente viviendo, es real y válido. Es crucial reconocer que está bien buscar ayuda y que pedir apoyo es una señal de fortaleza, no de debilidad.

En esos tiempos oscuros, puede parecer que cualquier forma de consuelo está fuera de alcance. Sin embargo, recuerda que no estás solo. Dios está contigo, ofreciendo una sensación de presencia y apoyo incluso cuando se siente distante. Este período, por doloroso que sea, puede un día convertirse en una fuente de fortaleza y empatía, permitiéndote apoyar a otros que enfrenten luchas similares.

Nada dura para siempre, y esto también pasará. Eres más fuerte de lo que piensas. Busca la ayuda que mereces y mantén la esperanza de que días más brillantes están por venir.

When You Feel Stuck and Alone

There are moments when life feels overwhelming, when stress, anxiety, and depression create a sense of being in a deep hole with no way out. That numb feeling, where you're alive but not truly living, is real and valid. It's crucial to recognize that it's okay to seek help and that reaching out is a sign of strength, not weakness.

In those dark times, it may feel like any form of comfort is out of reach. Yet, remember that you are not alone. God is with you, offering a sense of presence and support even when it feels distant. This period, painful as it is, can one day become a source of strength and empathy, enabling you to support others who face similar struggles.

Nothing lasts forever, and this too shall pass. You are stronger than you think. Reach out for the help you deserve and hold onto the hope that brighter days are ahead.

"Un familiar falleció recientemente, y nos vimos en la necesidad de recaudar fondos." -prospecto

Comprendo profundamente la dificultad de enfrentar no solo la pérdida de un ser querido, sino también la carga financiera que puede acompañarla. Mi más sentido pésame a aquellos que están pasando por una situación similar.

En estos momentos difíciles, es cuando más se resalta la importancia de tener un seguro de vida. No quiero parecer insensible, ya que no lo soy, pero sí considero que es crucial ser realistas y prever estas situaciones. Desde los 22 años, he tenido un seguro de vida. Aunque la probabilidad de fallecer era mínima en esa etapa de mi vida, decidí ser responsable y precavida.

Es común ver campañas de recaudación de fondos en plataformas como GoFundMe para cubrir gastos médicos o funerarios. Esto no debería ser necesario. Por ello, les insisto a considerar seriamente la adquisición de un seguro de vida para proteger el futuro de sus seres queridos y evitar estas preocupaciones adicionales en momentos de dolor.

Su Assessora- Lizette Garcia

Savings and responsible consumption are crucial for financial security, goal achievement, debt reduction, long-term stability, environmental sustainability, social responsibility, and resource conservation. They're integral to a healthy, sustainable lifestyle, promoting individual well-being and broader societal and environmental goals. Prioritizing savings and mindful consumption choices helps secure financial futures while fostering a more equitable, sustainable, and resilient society.

Procrastination can hinder progress towards achieving financial goals.
DM me for more information.

Soluciones para tratar con los problemas humanos de nuestro tiempo.
Mensaje directo para mas informacion!

Providing solutions dealing with major human issues of our time! Dm for more information!

Being a landlord comes with several risks, including:

1. **Vacancies**: Periods where your property is unoccupied can result in loss of rental income, making it challenging to cover mortgage payments and other expenses.

2. **Property Damage**: Tenants may cause damage to your property, either accidentally or intentionally, which can be costly to repair.

3. **Non-payment of Rent**: Some tenants may fail to pay rent on time or at all, leading to financial strain for the landlord.

4. **Legal Issues**: Landlords must adhere to various laws and regulations governing rental properties. Failure to comply can result in fines, lawsuits, or even the loss of the property.

5. **Maintenance and Repairs**: Landlords are responsible for maintaining the property in a habitable condition. This includes addressing repairs promptly, which can be expensive and time-consuming.

6. **Tenant Issues**: Dealing with difficult tenants, such as those who disturb neighbors, engage in illegal activities, or violate lease terms, can be stressful and may require legal action.

7. **Market Fluctuations**: Changes in the real estate market, such as declining property values or increased competition, can impact rental income and property appreciation.

8. **Liability**: Landlords may be held liable for accidents or injuries that occur on their property, especially if they fail to maintain a safe environment or address known hazards.

9. **Natural Disasters**: Properties may be susceptible to damage from natural disasters such as floods, hurricanes, or earthquakes, which may not be fully covered by insurance.

10. **Economic Downturns**: During economic downturns, tenants may struggle to pay rent, leading to increased vacancies and financial instability for landlords.

To mitigate these risks, landlords can take steps such as thoroughly screening tenants, maintaining adequate insurance coverage, conducting regular property inspections, and staying informed about relevant laws and regulations.

When investing, consider the following key factors:

1. Liquidity: Ensure quick access to funds without significant waiting periods.

2. Safety vs. Volatility: Assess risk levels; opt for a balance between safety and potential returns.

3. ROI (Return on Investment): Evaluate potential returns aligned with your risk tolerance and financial goals.

4. Tax Implications: Understand tax considerations - whether it's immediate, deferred, or tax-free.

Making informed decisions based on these considerations ensures a professional and strategic approach to investing.

Too excited not to share!
I love love love my website. ❤️
Check it out.
2024 vamos con todo!!!

Protecting the Health of Our Neighbors in S... - Lizette Garcia Agency Affordable health insurance, medicare supplements, Medicare advantage for Schaumburg, Cook County, Illinois. Call 847-376-9759 today!

In moments of failure we have the opportunity to learn from our mistakes, gain new insights and develop resilience. Embrace it, reflect on it and use it to evolve into the best version of yourself.

❤️

- No Matter Who You Are! Bayard Rustin was a Quaker, a close advisor to Dr Martin Luther King Jr., an indispensable force behind the Civil Rights Movement…and openly gay. He believed in equality for all. Let's stand together for equality of every kind and true love in our members, communities, and workplaces. Let's loudly proclaim that during and beyond!

On this day of your life, I believe God wants you to know ..... that the biggest commitment you must keep is your
commitment to yourself.

Betrayal of yourself
In order not to betray another
Is betrayal nonetheless.
It is the highest betrayal.

This is not a call for willy-nilly abandonment of a job
or a person or a situation. But it is your notice from
the Universe that it is all right for you to take care
of yourself also.

This is true.

I started in the life insurance industry part time, just to make some extra money while I finished my BSN. I thought of becoming a Registered Nurse because I love helping people.

By chance I found my passion and calling. While doing a financial review with my clients I realized the insurance industry offers financial services dealing with major human issues of our time.

1. Keeping a business or family going in the event of a premature death.
2. Offering a retirement income that cannot be outlived- providing independence
3. Protecting that income if someone becomes sick or disabled - preserving dignity
4. Providing a legacy when people die

I fell in love with the life insurance industry. It’s rare to find an industry that’s both lucrative and noble!

If you have a helping heart. Join my team and I this Thursday and learn about how you can change and improve your life and others.
DM me

Did you know. You can qualify for life Insurance up to 85 years of age? And get your children insured the moment they receive their social security card?
DM me for more info!

Want an account that passes the laser test?
Liquid- don’t have to wait until your 59.5 to pull money out.
Safe- you don’t have to worry about losing money in the market.
Rate of Return- you have the ability to make more than saving it at the bank.
Taxes- you don’t have to worry about paying taxes as long as the policy is funded and structured properly.

Work from home or in an office or stay busy meeting clients in person. You choose!
DM me if you have any questions.

I saw this image and fell in love with it. Because it is so true! In the toughest, hardest moments life Insurance provides the financial support allowing your loved ones to grieve.

Contact me, this is an urgent matter!

80% OF CONSUMERS THINK LIFE INSURANCE IS MORE EXPENSIVE THAN IT ACTUALLY IS.
This is, in fact, the #1 reason consumer don’t have life insurance.

The truth is that from a long-term perspective for you and your family, it’s not. It’s more expensive, in countless ways, to not have insurance.

This simple fact results in too many Americans not having enough insurance. Be the difference maker in your family and lets connect today!

Life insurance by Jayden.
The 5 enemies of wealth.
College savings.
Retirement
Life insurance
I can help! Contact me today.

https://youtu.be/En-2se40Nhw

Life Insurance by Jayden Garcia There are many reasons to think about life insurance .If there was anyone whose life would be affected if you werent around to provide financial support .We ...

Did you know that Long term care can cost up to $103,000 a year? Nursing home care is not cheap. When we are in our younger healthy years we don't think about aging. That leads to not preparing for it.
Long-term care insurance is different from health insurance. It’s meant to help if you have a chronic illness or disability and need care for a long time. It can pay for: Some types of long-term care insurance also pay for things like help around the house, respite care (which gives your caregiver a break), or hospice care.

I can help! Contact me today for more information. 847.376.9759

Women and the Life Insurance Gender Gap.
It is time to reflect on women’s many contributions to American life, by taking a moment to gauge how far women have come in achieving true equality. Many are aware of the gender gap in pay. A troubling financial reality is less are aware of the life insurance gender gap.

The reasons behind the gender gap are..
-Women’s lower earnings lead to less coverage.
-Women’s unpaid labor is undervalued.
-Women lack financial literacy. (Study done by FINRA)

Women can help close the life insurance gender gap by taking stock of their life insurance needs today! I am here to help, contact me today!

LIAM September 2021. I can help you, contact me today.

I would be upset to! lol
In all seriousness, there should be no reason why a parent does not have life insurance.
Don't procrastinate, it is not fair. Call me today!
847.376.9759

Lizette Garcia Agency At Agape Financial Consultants our focus is to provide our customers with a clear path to financial

What are the different types of life insurance?
Life insurance generally falls into two categories:

Term life insurance provides protection for a specific period of time (the term), often 10, 20 or 30 years.

Permanent life insurance provides lifelong protection, as long as you pay the premiums.

Contact me today for a free consultation!

Heart/coronary stent
Diabetic
High blood pressure
Cardiovascular disease

She had been declined by everyone else but I was able to get her approved! Do you or a family member suffer from a critical illness, chronic illnesses or have had any major surgeries? Chances are I can get you and or your loved ones approved.

The life Insurance Gender gap.

Initial findings from the 2021 Insurance Barometer Study, by Life Happens and LIMRA, show that just 47% of women have life insurance, versus 58% of men. That’s a big difference. But many women may have an inkling that this disparity isn’t good: 32% of those with no life insurance say they need coverage, and 11% of those with coverage admit they need more.

There are many factors that play a role in the life insurance gender gap. Many people are aware of the gender pay gap, women's lower earning lead to less coverage. Women's unpaid labor is undervalued. 1 out of 4 women are homemakers and many other moms have to cut back on hours to accommodate the needs of their family. Salary.com pegs the value of childcare, housekeeping and more that stay at home moms provide to be worth $178,201 a year. And last is women's lack of financial literacy. A study by FINRA revealed that women answered only 48% of financial literacy test questions correctly. Meanwhile, men answered 58% correctly.

On the plus side there's a growing awareness about the outsize contributions women make toward the care of their families. This unpaid labor is not cheap to replace which makes life insurance for women a necessity. Knowing your life insurance needs is crucial. Let's start closing the life insurance gap by scheduling a free consultation. I can help!

Are you properly protected?
With the DIME method we can help you determine your life insurance needs.

We are looking to hire Insurance Brokers in Chicago/surrounding suburbs, California, Texas, Florida, Kentucky. Responsibilities are to expand into new markets and client base. As an Insurance Broker, you will be responsible for selling insurance plans to new customers, meeting with existing customers for annual reviews, and cultivating lasting relationships. Must become knowledgeable of available insurance products, have a passion for sales, and excellent interpersonal skills.