Kelly Paopao Real Estate

Just helped my best friends sell their beautiful home! 🏠

So excited for them as they move on to their next chapter and create new memories. It’s been an honor to be part of their journey and I can’t wait to see what the future holds for them.

Cheers to new beginnings and endless possibilities! 🌟

******erHomes

Proud of you Paopao

South Carolina women’s basketball wins for Best Team | 2024 ESPYS The South Carolina women’s basketball team, who went undefeated en route to a national championship, win for Best Team at The 2024 ESPYS. Guard Te-Hina Paopa...

This beautiful Wi******er home is in escrow ✨

This transaction is special for me and I am over the moon for my clients and their next journey ☀️

Cheers to a smooth escrow!

🎒📚 Get ready for our 3rd Annual Back-to-School Supply Drive brought to you by ! 🎉✨

Let’s come together and make a difference in our community! Your donations will help students start the year with everything they need. Every contribution counts, big or small. 🌟

Join us in giving back because it truly takes a village. please feel free to contact me for pick up or if you would like to arrange drop off at our office.

Thank you in advance for your support and generosity! ❤️

Once you stop blaming you start excelling - save this image for a rainy ☔️ day when you lose your way, accountability unlocks happiness 💛✔️♟️

Just a reminder on this busy weekend that every long hour and every challenging moment is ALL WORTH IT ✨

My motivation? My tribe. They are my why. 🏡❤️

Balancing work and family can be tough, but knowing I’m building a better future for them keeps me going. To all my fellow parents and hardworking professionals out there, remember why you started and who you’re doing it for. Let’s keep pushing forward! 💪✨

“Im not a sales person,“ I see myself as…

✨ Your Navigator

✨ Your Consultant

✨ Your Partner

✨ Your Team Captain

I’m dedicated to working relentlessly on your behalf to secure your dream home or achieve the optimal sale of your property, ensuring the best outcomes and terms. Im supporting and cheering you on, always! 👏🏽👏🏽👏🏽

Connect with me for more insights 🏠

Kelly Paopao
(760) 390-0136
Dre 02057625

🚨 Open House Alert 🚨

Come on by this FRIDAY and SATURDAY to see this Wi******er beauty in person!

SMART HOME, PREMIUM LOT with NO REAR NEIGHBORS &
nestled in the highly sought-after Wi******er community.

Trust me...this is one you do NOT want to miss

🚨Open House:
Friday 6/14 2pm-5pm
Saturday 6/15 11am-2pm

🏠 Address: 31554 Willow Circle, Wi******er, CA

✉️ DM me for more Details -

JUST LISTED! ✨

Welcome Home! Beautifully Upgraded! This exquisite, single story home sits perfectly in the city of Wi******er.

☀️4 Bed | 3 Bath | 2,173 Sq Ft

☀️Oversized Family Room

☀️Spacious Upgraded Kitchen

☀️ Two Primary Bedrooms

☀️Smart Home, Saltwater Pool & Spa, RV parking, Solar and more…

Contact me for more details!

Kelly Paopao
760-390-0136
New Palace Realty
Dre 02057625

Sneak peek 👀

☀️Coming Soon☀️

Nestled in a serene neighborhood, situated on the biggest lot on the cul-de-sac.

☀️ Two Primary Bedrooms
☀️ Open Kitchen
☀️ Smart House
☀️ Saltwater Pool & Spa

This home is more than just a place to live; it's a haven where memories are made and cherished!

🔺OPEN HOUSE🔺

🔺5 beds

🔺3 1/2 baths

🔺AUD with Paid off SOLAR

🔺 Vista, Ca

This stunning front house has undergone a complete transformation, remodeled to the studs to unveil a beautiful open-concept design. Adjacent to this front beauty is a brand-new back house (ADU) featuring 3 bedrooms and one full bath.

Both homes feature central AC. With no work left to be done, simply pack your things and move right in to enjoy a well-built, beautiful home tailored for the discerning homeowner.

DREAM FOR ALL 🏠🏠🏠

CalHFA Down Payment Assistance Program:
Up to 20% towards down payment/closing costs 💰💰
NEW limited voucher system in place PRE-APPROVAL REQUIRED for lottery entry.

Program Eligibility:

• Avallable to First-time Homebuyer in California.
• At Least One Borrower’s Parents Cannot Have Owned a Home.
• CalHFA Conventional Financing Only (Purchase)
• Must Meet County Income Limits
• No Payment Required Until Property is
• Sold, Refinanced, or Transferred
•70% Min /105% Max Combined Loan-to- Value

REACH OUT TODAY FOR MORE DETAILS AND ADDITIONAL QUALIFYING GUIDELINES 👏🏽👏🏽👏🏽

OCEANSIDE STAND UP 🏆

Oceanside native Te-Hina Paopao helps lead South Carolina to Women's NCAA title Te-Hina Paopao's basketball journey culminated in a victory as she and her South Carolina teammates celebrated winning the NCAA national championship.

From that 8yo playing at the Oceanside Boys & Girls Club fast forward to the starting guard for with the perfect season!

To say our family is proud is an understatement. This is your moment. You earned this T. Thank you for representing our family and our culture!

UNDEFEATED. UNDISPUTED. UNCOMMON FAVOR.

Happy Easter from my bunnies to yours 🐰🐰

Celebrating my Mick on International Women’s Day! 👏🏽👏🏽👏🏽 Your strength, kindness, and free spirit inspire me every day. Mickie is blessed with an amazing circle of fearless, passionate and beautiful girls. They all have my heart and one day will lead their generation.

Here’s to surrounding ourselves with strong women who uplift and empower us.

If you’re holding out hope that the housing market is going to crash and bring home prices back down, here’s a look at what the data shows. And spoiler alert: that’s not in the cards. Instead, experts say home prices are going to keep going up.

Today’s market is very different than it was before the housing crash in 2008. Here’s why.

▪️It’s Harder To Get a Loan Now & That’s Actually a Good Thing

It was much easier to get a home loan during the lead-up to the 2008 housing crisis than it is today. Back then, banks had different lending standards, making it easy for just about anyone to qualify for a home loan or refinance an existing one.

Things are different today. Homebuyers face increasingly higher standards from mortgage companies. The graph below uses data from the Mortgage Bankers Association (MBA) to show this difference. The lower the number, the harder it is to get a mortgage. The higher the number, the easier it is (slide 2).

▪️There Are Far Fewer Homes for Sale Today, so Prices Won’t Crash

Because there were too many homes for sale during the housing crisis (many of which were short sales and foreclosures), that caused home prices to fall dramatically. But today, there’s an inventory shortage – not a surplus.

The graph below uses data from the National Association of Realtors (NAR) and the Federal Reserve to show how the months’ supply of homes available now (shown in blue) compares to the crash (shown in red) (slide 3).

▪️People Are Not Using Their Homes as ATMs Like They Did in the Early 2000s

Back in the lead up to the housing crash, many homeowners were borrowing against the equity in their homes to finance new cars, boats, and vacations. So, when prices started to fall, as inventory rose too high, many of those homeowners found themselves underwater.

But today, homeowners are a lot more cautious. Even though prices have skyrocketed in the past few years, homeowners aren’t tapping into their equity the way they did back then.

Black Knight reports that tappable equity has actually reached an all-time high (slide 4).

Do you think the HOUSING MARKET is going to crash?

You chuckled 🤭 😘😘😘

If you’re thinking about retirement or have already retired this year, it’s a good time to consider if your current house is still a good fit for the next chapter in your life.

Fortunately, you may be in a better position to make a move than you realize. Here are a few things to think about as you decide whether or not to sell and make a move.

How Long You’ve Been in Your Home 🏡🏡🏡

From 1985 to 2008, the average length of time homeowners typically stayed in their homes was only six years. But according to the National Association of Realtors (NAR), that number is rising today, meaning many homeowners are living in their houses even longer (see 1st graph).

When you live in a home for a significant period of time, it’s natural for you to experience a number of changes in your life while you’re in that house.

How Much Equity You’ve Gained 💰💰💰

Additionally, if you’ve been in your house for more than a few years, you’ve likely built-up significant equity that can fuel your next move. That’s because the longer you’ve been in your house, the more likely it’s grown in value due to home price appreciation. Data from the Federal Housing Finance Agency (FHFA) illustrates that point (see 2nd graph).

While home price growth varies by state and local area, the national average shows the typical homeowner who’s been in their house for five years saw it increase in value by nearly 60%.

Consider Your Retirement Goals 👏🏽👏🏽👏🏽

Whether you’re looking to downsize, relocate to a dream destination, or simply be closer to loved ones, your home equity can be a key to realizing your homeownership goals. NAR shares that for recent home sellers, the primary reason to move was to be closer to loved ones.

Whatever your home goals are is here for you! I can help sell your current house and guide you through buying the home that’s right for your lifestyle today.

If you’re thinking about retirement or have already retired this year, it’s a good time to consider if your current house is still a good fit for the next chapter in your life.

Fortunately, you may be in a better position to make a move than you realize. Here are a few things to think about as you decide whether or not to sell and make a move.

How Long You’ve Been in Your Home 🏡 🏡🏡

From 1985 to 2008, the average length of time homeowners typically stayed in their homes was only six years. But according to the National Association of Realtors (NAR), that number is rising today, meaning many homeowners are living in their houses even longer (see 1st graph).

When you live in a home for a significant period of time, it’s natural for you to experience a number of changes in your life while you’re in that house.

How Much Equity You’ve Gained 💰💰💰

Additionally, if you’ve been in your house for more than a few years, you’ve likely built-up significant equity that can fuel your next move. That’s because the longer you’ve been in your house, the more likely it’s grown in value due to home price appreciation. Data from the Federal Housing Finance Agency (FHFA) illustrates that point (see 2nd graph).

While home price growth varies by state and local area, the national average shows the typical homeowner who’s been in their house for five years saw it increase in value by nearly 60%.

Consider Your Retirement Goals 👏🏽👏🏽👏🏽

Whether you’re looking to downsize, relocate to a dream destination, or simply be closer to loved ones, your home equity can be a key to realizing your homeownership goals. NAR shares that for recent home sellers, the primary reason to move was to be closer to loved ones.

Whatever your home goals are is here for you! I can help sell your current house and guide you through buying the home that’s right for your lifestyle today.

Retirement takes on a new meaning when lifelong friends construct a tiny town to reside in 🏡🏡🏡

Four couples, friends for 30 years, joined forces to create their own community, ‘Llano Exit Strategy.’ It comprises four eco-friendly tiny homes, each costing around $40,000, located by the Llano River near Austin, Texas.

Who are your dream companions for such an adventure? Tag them below 👇🏽

Post credits .therapy

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Keep the faith.

Don’t get caught up in the extra steps! 👣
.. Expect it.

Home for the Holidays! 🎄
There’s nothing more heartwarming than seeing my buyers celebrate their FIRST Christmas in their dream home! 🌟 Being part of this journey is truly the best gift 🎁✨

Ready to start the new year off right? 🏡 Let’s turn your homeownership dreams into reality! Call today!!

The Surprising Trend in the Number of Homes Coming onto the Market:

🏡 If you’re thinking about moving, it’s important to know what’s happening in the housing market. Here’s an update on the supply of homes currently for sale.

🏡 In the housing market, there are regular patterns that happen every year, called seasonality. Spring is the peak homebuying season and also when the most homes are typically listed for sale (homes coming onto the market are known in the industry as new listings). In the second half of each year, the number of new listings typically decreases as the pace of sales slows down.

🏡 The graph on page 2 uses data from Realtor.com to provide a visual of this seasonality. It shows how this year (the black line) is breaking from the norm (see graph above).

Looking at this graph, three things become clear:

▪️2017-2019 (the blue and gray lines) follow the same general pattern.

▪️Starting in 2020, the data broke from the normal trend. The big drop down in 2020 (the orange line) signals when the pandemic hit and many sellers paused their plans to move. 2021 (the green line) and 2022 (the red line) follow the normal trend a bit more, but still are abnormal in their own ways.

▪️ This year (the black line) is truly unique.

What Does This Mean for YOU?

For buyers, new listings stabilizing is a positive sign. It means you have a more steady stream of options coming onto the market and more choices for your next home than you would have at the same time last year. This opens up possibilities and allows you to explore a variety of homes that suit your needs.

For sellers, while new listings are breaking seasonal norms, inventory is still well below where it was before the pandemic. If you look again at the graph, you’ll see the black line for this year is still lower than normal, meaning inventory isn’t going up dramatically and prices aren’t heading for a crash.

If you are ready to sell or buy contact me today— let me help you navigate the market!

Just had the absolute BEST time at my kid’s school event! It was Decade Day, and my little one rocked the 1950s look like a pro! 🕺🏻💃🏼

Always grateful for the opportunity to give back and be part of their world. Let’s spread love, laughter, and community spirit! 🏡✨

ONE MONTH UNTIL 2024:

1. let go of what no longer serves you and prioritize peace.

2. hoping your tough times turn into wins and brighter days in 2024.

3. spend more time around people who uplift you.

4. you deserve peace, do what it takes to find it.

5. remind yourself that everything you need is already within you.

6. whatever didn't work out this year wasn't meant for you.