Maelbi Acosta

Unlocking the mystery behind property assessments can save you a bundle! 💸 It's all about figuring out your home's value, but not just any value - the one that decides your property taxes. Conducted by your local assessor's office or an agency they trust, this process aims to pinpoint what your slice of paradise is worth in the eyes of the law. Understanding this can give you insights into how your property taxes are calculated and even opportunities to appeal if things seem off. Knowledge is power, especially when it comes to navigating the world of real estate taxes.

Las bendiciones más hermosas de la vida comienzan con el amor de una madre. A todas las mamás y figuras maternas que han tocado nuestros corazones y dado forma a nuestras vidas: las vemos, las apreciamos y las celebramos. ¡Feliz día de la madre! Tu fuerza, amor y sabiduría iluminan nuestro mundo todos los días. 💐

Felizdiamama

🍎 It's Teacher Appreciation Week! Let's celebrate the incredible educators who inspire and empower our children every day.

This May, take a moment to express your gratitude with these thoughtful gift ideas:

🎁 Gift cards for a well-deserved treat
📚 School supplies to support their passion
☕ Coffee for those early mornings
👜 Tote bags for stylish organization
📓 Journals for capturing ideas
💐 Fresh flowers to brighten their day
🌿 Plants for a touch of nature
🍪 Baked goods for a sweet surprise
🖼️ Wall art to personalize their space

Show them you care and make a teacher's day extra special!

Save money as a homeowner with these top tips: Review and trim unnecessary subscriptions, compare and bundle insurance for better rates, make energy-efficient upgrades to cut utility bills, and tackle DIY home improvements to save on costs.

Start these smart habits today to boost your home's value and your savings!

When making an offer on a home, don't forget to budget for closing costs.

Negotiate with the seller on what items are important to include in your final offer—from repairs done before closing day, down to furniture if necessary—so that both parties benefit from their decisions.

This will help ensure everything goes smoothly once it's time for closing day. Reach out today if you have more questions on how to budget for a smooth closing!

Where are my first time homebuyers? This is the perfect property under $300k to get you in the real estate game 🤗 Come checkout it out in person Tomorrow! I’ll be there from 1-4pm stop by to say Helo. $300k

Some things are worth spending your time, energy, and money on. And you already know that investing in yourself and your family has a high rate of return–whether you invest in your health or your family’s education.

There’s one other thing that’s a great return on investment–and it’s real estate! Real estate tends to appreciate over time, making it a safe investment.

And whether you decide to invest in a rental property and make passive income or buy a piece of land and then sell it off in a few years for a profit, you’re sure to make a good investment.

If you’re looking for more information on real estate investments, send a DM, and we'll get you up-to-date!

Congratulations to K&C They did the damm thing 🤗🏡🔑🔑 sepuede ❤️Thank you you were amazing!

Come check out this home on the east side under $700,000 🤗 I’ll be here from 1 to 4 PM don’t worry I made it in time for you to go home and watch your football game 🏈 ❤️💛

Feeling the home-owning jitters? Here's the reality check you might need! 🏡

1️⃣ "I can't afford it": Various programs can make home-buying more accessible, sometimes with little to no money upfront. Plus, you're building equity with each payment - an investment that returns when you sell.

2️⃣ "I don't have good credit": Credit requirements vary by lender, and many offer flexible options. Even if your score isn't perfect, you may still qualify for a mortgage with competitive terms.

3️⃣ "It's not a good time to buy or sell": Timing the market isn't as crucial as finding the right property or buyer. Market conditions continually shift, but a well-planned real estate decision is always a smart move.

Questions? Uncertainties? Reach out, and let's talk about it!

The real estate market is all about balance, and that balance is all based on supply and demand.

With higher interest rates, we’ve seen the demand for homes go down as potential buyers have said “...maybe later.”

But as soon as interest rates go back down, buyer demand is sure to tick back up. This will decrease the available supply and home prices will rise–along with the competition to get into those homes.

If it makes sense for you to buy a home now, then just go for it! There will always be something going on in the market, so buy when it makes sense for your situation.

Want to see if now is a good time to buy for you? Reach out and let’s grab a coffee to chat.

Congratulations 🎉 to this beautiful family 🤗🏡 #🔑day

Embrace the gift of an extra hour as we fall back into daylight saving time! Let the shorter days be a reminder to slow down and savor each cozy moment this season offers. Happy Fall, everyone!

Guess what day it is?! 🎉
It’s 🔑 key Day for my buyers G&O! Rosa 🏡 Si se puede! 🤗🍾

Yesterday was Key 🔑 day for our Amazing Client J 🤗 Welcome to our Petaluma community!

🏡 Open House Alert! 🏡

Join me for an Open House at 6647 Church St! 🎉

📅 Date: SUNDAY SEPTEMBER 17th
⏰ Time: 12-3PM
📍 Location: 6647 Church St

This charming property is a must-see, featuring 1/4 acre flat property with it's abundance of fruit trees.
I can't wait to show you around!
If you have any questions or need further information, feel free to reach out!

Buyers, you do not want to miss this essential document!

Understanding the seller’s disclosure, also known as a property disclosure, is an integral part of doing your due diligence as a buyer.

It’s a legal document provided by the seller that details the condition of the property. It helps you as the buyer make an informed decision and decide whether or not to buy the property. Most states require a seller’s disclosure as it supports both parties.

Buyers can decide whether or not they want to buy the property. And sellers will be able to protect themselves from getting sued by the buyers if something is found to be wrong after the sale is complete.

Your agent will guide you through the process of reviewing and understanding the seller’s disclosure so you can make the best decision for your real estate needs.

If you have any questions about this process, don't hesitate to reach out!

Here's why the highest offer doesn't always win. ⬇️

While it's true that in many cases, a home seller will take the highest offer on their home to maximize their return on investment, there is no guarantee that the highest offer will be accepted.

Check out these three scenarios where the highest offer might not talk the loudest:

1. All-cash offer: When you pay in cash, sellers sleep easy, knowing there's no risk of financing going sideways. Confidence is a key selling point!

2. Swift closure: Got the ability to close quickly? That's golden, especially if the seller is on a strict timeline. Speed can beat the highest bidder.

3. No strings attached: Offers without contingencies can be very tempting, as they minimize potential complications and delays.

​So while putting your best financial foot forward is important, remember, it's not always about the money. Each seller has their own priorities. 🏡

A little nugget of wisdom for all home hunters: Get pre-approved before you start touring homes. Knowing your budget beforehand saves the heartbreak of falling for a place that's beyond reach.

Ready to find out where you stand? A simple DM can set the wheels in motion.

📢 20 Ryan Ln $565,000
3🛏 2.5 🚽 1,188 Sf 📐
This darling home sits on a circular drive in a sweet little neighborhood. Fresh paint and carpet, along with a newly built fence in the back yard make it shine. Cool 🏊🏼‍♀️ off in the community pool and enjoy the neighborhood. Set in close proximity to shopping, restaurants parks, schools the train station, and everything that makes📍Cotati wonderful.

Sonoma County is known for its vibrant agricultural community and abundance of fresh produce, making it an ideal location for local farmers markets. While I don't have access to real-time information, I can provide you with some popular farmers markets that are typically held in Sonoma County. However, please note that schedules and locations may change, so it's always a good idea to double-check with the official sources or websites for the most up-to-date information. Here are a few farmers markets that you might find in Sonoma County:

Santa Rosa Farmers Market: Located in downtown Santa Rosa, this market offers a wide variety of locally grown fruits, vegetables, meats, dairy products, and artisanal goods. It is typically held on Wednesdays and Saturdays at the Luther Burbank Center for the Arts.

Sebastopol Farmers Market: Held on Sundays, this market in the town of Sebastopol showcases a diverse range of locally grown and organic produce, as well as baked goods, flowers, and more. It takes place in the downtown plaza area.

Petaluma Farmers Market: Taking place on Saturdays, this market features an array of fresh fruits, vegetables, cheeses, meats, seafood, and other specialty products. It is typically held in the Walnut Park area.

Sonoma Valley Certified Farmers Market: Located in the town of Sonoma, this market operates on Fridays and offers an assortment of locally sourced produce, flowers, crafts, and live music. It is situated at Arnold Field on First Street West.

These are just a few examples of the farmers markets in Sonoma County. There may be additional markets or changes to the schedule, so it's recommended to consult local directories, community websites, or official sources for the most accurate and up-to-date information on specific farmers markets in the area.

Homebuyers, listen up! Understanding the difference between pre-qualification and pre-approval can make all the difference in your home-buying journey. 🏠

Pre-qualification happens during your initial conversation with a lender. They'll ask about your finances and give you an estimate of how much mortgage you could qualify for. This isn't the same as pre-approval!

Pre-approval comes after your lender checks your credit score, bank statements, employment status, and any assets or investments. Once they've done this, they'll provide a pre-approval letter confirming how much they're willing to lend you.

In today's market, having a pre-approval letter can give you a competitive edge when making an offer. Ready to get pre-qualified or pre-approved? Drop a DM, and let's kickstart your home-buying journey!

Open house days are like free tours of your potential future pad. Take a leisurely stroll, soak up the ambiance, and pretend like you're on an episode of House Hunters. And guess what? You can totally ask questions! Who knew being nosy could be so productive?

Pro tip: Bringing your agent along is like having a sidekick who knows all the secret home-buying codes. They're the Robin to your Batman, helping you navigate the wild world of real estate.

So, grab your detective hat and join in on the open house adventures. Your dream home might just be waiting around the corner! 🏠✨

It takes courage to push through difficult times, but the rewards can be truly amazing. Keep pushing forward, and remember that good things are just around the corner.