Envoy Mortgage Philadelphia

There are many ways to measure your financial health, including:

- The amount of savings you have

-How much you're putting aside for retirement

-How much of your income you are spending on fixed expenses

How would you rate your financial health?

Learn more about how to financially prepare for your mortgage experience:

https://bit.ly/3XK5zVp

Happy

Here's to wishing that Hanukkah is joyous and a happy time for you and your family!

‘Tis the season for simplifying homebuying!

Follow these steps to ensure you have what you need to begin your seamless homebuying journey: https://bit.ly/3y5mfZq

Wanting to buy a home, but worried you don't have enough for a down payment? Check out this article to learn about the different types of assistance available. We can help you find the down payment assistance program that is right for you.

https://www.envoymortgage.com/articles/different-home-loan-types-down-payment-assistance/

Despite what you may have heard, buying a home in today’s market definitely has its advantages. Find your dream home now and refinance later. Don’t let the market stop you from realizing your dreams of homeownership! Reach out to us today to get started.

Get your home winter ready! Follow these tips to ensure your home is prepared for the months ahead.

There are various available when you’re searching for the perfect home. Check out some of our most popular home loan options:

Jumbo Loan: for the gingerbread person wanting luxury

USDA Loan: for the gingerbread person looking for greener pastures

VA Loan: for the gingerbread person who’s holiday lights are red, white, and blue

FHA: for the gingerbread person looking for their starter home

Renovation Loan: for the gingerbread person who doesn’t mind a fixer upper

Happy

Why do mortgage rates change so frequently and how does this impact your interest rate? Check out this article for more information on how this process works: https://bit.ly/3Vb1doB

Is owning a home your top priority for the New Year? Lock in a rate today with our Lock N’ Shop program, so that you’re ready to tackle the market at the start of the year!

It’s the most wonderful time of the year!

Here are 4 Tips To Make Your Home Cozy For Winter:

-Channel your inner baker by making your favorite holiday dessert!

-Add seasonal scents to your home with candles

- your own tabletop centerpieces to add in your dining room or kitchen

-Display your favorite seasonal wreath or holiday fixture

Find the full checklist here: envoymortgage.com/articles/new e

Are you having trouble determining the difference between preapproval and prequalification?


Preapproval:

-Written commitment verifying your creditworthiness

-Completed a

-Can help expedite the closing process

- Holds more weight while searching for a home


Prequal:

-Gives a rough estimate of what you may qualify for

-Credit check

-Chances to learn about possible mortgage options

-A great time to work with us to identify your goals

Today, as we celebrate , we are thankful for being able to support our customers in one of the most important purchases in their life! Cheers to all of our blessings, and the biggest one being the !

A recent Freddie Mac survey found that nearly a third of prospective homebuyers think they need a down payment of 20% or more to buy a home. Freddie Mac stated, “this myth remains one of the largest perceived barriers to achieving homeownership.”

and see which home loan works for you! https://www.envoymortgage.com/loan-options/

*Source: myhome.freddiemac.com

Key takeaway: Homeownership is a powerful wealth-building tool. Through our dedication to getting it done, every is a win. Get in contact with us today to learn more about fixed-rate mortgages.

Today's agenda: Eat, Sleep, Wake, Repeat 🦃 Happy Thanksgiving!

MYTH: A monthly rent payment can be more than a monthly mortgage payment. There are several key positive factors to consider when buying a home:

-Owning a home builds equity
-Rent payments can increase each year; mortgages can have fixed payments
-Owning a home can include tax benefits

Contact us today to learn more about the benefits of .

Beauty is in the PIE of the beholder ;) Everybody has a sweet tooth! What is your preference?

Owning a home is forever, a mortgage rate can be temporary. Buy your dream home now, and you can refi later.

Get in contact with us today to learn more about the benefits of homeownership.

I am most for you this season! Thank you for choosing me to help you !

There's no better time to buy a home than now, as experts predict rates to keep rising! I can help you choose a loan program that best fits your needs, with the opportunity to refinance down the road. Let's discuss more today.

What does your Thanksgiving meal look like? Do you side with turkey or ham?

We all know how expensive the holiday season can be. The gifts, the gatherings, the decorations, and the food can REALLY add up. Learn budgeting tips from our latest blog, https://bit.ly/3zC4e8F

To our men and women in uniform, past, present, and future, we forever thank you for your service.

Your mortgage experience can be made easy with me by your side! With a digital mortgage experience that is 19 days faster than the competition, what's not to LOVE?

In today's market, first-time homebuyers are on the rise and make up for roughly 34% of all signaling their influence on the market. Contact me today.

Find your in the palm of your hands! With our comprehensive digital mortgage app, we have made it easy for you to keep track of your homebuying journey. Learn more, https://www.envoymortgage.com/articles/a-personalized-approach-to-the-mortgage-process/

VA loans stand out among the rest for many reasons, but one reason remains constant—to help veterans and their families finance their . Benefits of VA Loans(bullets):

✔️As low as
✔️No
✔️More Flexible than most loan types

Learn more: https://bit.ly/3WaIEBKeg

There's nothing quite like a walk on a sunny crisp autumn morning! Where would your walking trail of choice be?

funded loans 19 days QUICKER than the average Retail Independent Mortgage Banker 🎉 Let me help make it easy for you to secure a mortgage, all at your fingertips.

Job Action Day was created to recognize and empower those who dream of having a job they love. It's a day to encourage people to pursue their dream job.

There is no better feeling than helping others find their . Love where you work, apply at Envoy today, envoymortgage.com