Grady Group Florida Insurance & Financial Services

Knowing you have a source of you can rely on can be very valuable in . Our blog: https://gradygroupfl.com/knowing/

If you were to win the lottery, should you receive your winnings as one lump sum, or as an ? Self-made millionaire Mark Cuban has some thoughts. Read this article to learn more: https://finance.yahoo.com/news/mark-cubans-advice-lotto-winners-161515277.html?guccounter=1&guce_referrer=aHR0cHM6Ly90cmVsbG8uY29tLw&guce_referrer_sig=AQAAAN5LFVBYlxO3hFuHJBQTVXM4L_8EN2nrXol1SQjUVqThqocO2WJYevnNKOZUOo4ns3n3q0tL7xZ72ZBcXVWP4uu6xUqTd2LAWn-CZI2i3y-FibNAnpXJD7KYHRg7OdNh7SJnaom_Pta55x8Dp2ehx653Xj0LkKF3a6tpVBeMDEcR
Or, reach out to us to learn more about annuities as a option.

Mark Cuban's Advice For Lotto Winners: Cash Or Annuity? The Mega Millions jackpot hit $1.1 billion in March 2024, becoming the fifth-largest jackpot ever. The last two billion-dollar jackpots were in 2023; there was one each in 2022, 2021, and 2018. More frequent billion-dollar winnings raise the question: Which payout option is better? Cash or annuity?....

If you retire early and/or want to delay in order to get the most out of it, you may need a way to “bridge the gap” of until the time is right to claim those . An may be able to serve this purpose. Contact us to learn more.

–always be on the lookout for . If someone approaches you offering to install , here are some tips to help determine if they’re legitimate, or could be trying to scam you:

Solar Scams and How to Avoid Them (2024) We’ve reviewed some of the most common solar scams and what red flags you should look out for to avoid them.

A record number of Americans are going to reach age in the same year this year, but this could cause a ripple effect that negatively impacts . This video from the Wall Street Journal summarizes it pretty succinctly:

How 2024’s Record Number of Retirees Could Spark a Recession Over four million Americans will reach traditional retirement age in 2024, more than any other time in history. We break down what this demographic shift could mean the future of Social Security, which is funded by taxing current workers. Photo: Josephine Chu

Should you begin taking benefits as soon as you reach full age? Read our blog to learn more: https://gradygroupfl.com/full-retirement-age/

You should outline your income needs so you’ll know you have enough to support yourself. Read our blog to learn more: https://gradygroupfl.com/retirement-spending/

–if you’re scared someone has your credit card info, freezing your credit card can help protect you from fraud. Learn more here:

Pros and Cons of Freezing Your Credit | Rivermark Community Credit Union There are many reasons someone might want to freeze their credit or lock their credit report down. These might include being the victim of a stolen identity or being worried about a data breach.

In the world of , “How does the experience of a loss compare with the experience of a gain?” Read our blog to learn more:

How Would You Answer the Question? - Grady Group How does the experience of a loss compare to the experience of a gain? Which is more important, gaining money, or preventing financial losses?

There are some things you should know if you’ve inherited an . Read this article to learn more:

Inherited an IRA? Four Things Every Beneficiary Should Know Inherited IRA distribution rules have changed in ways that can significantly impact your taxes and tax strategy.

can help in more ways than just providing a death benefit. Reach out to us to learn more.
Our blog: https://gradygroupfl.com/financial-stability/

How can you fine-tune your using the changes made by the ? Read our blog to learn more:

Fine-Tuning Your Retirement - Grady Group The impact of the Secure Act 2.0 in 2022 is still changing things today. How can you fine-tune your retirement to fit?

Either your spouse or yourself may be more experienced in than the other. Talking and making sure your are on the same page is important, especially if something happens to one of you. Read this article to learn more:

www.cnbc.com

We’ve found that, in regard to , there are a few different conflicts that can arise between couples depending on their priorities. Read more: https://gradygroupfl.com/financial-couples-conflict/
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Financial Conflict Between Couples - Grady Group There are a few conflicts between couples that tend to be the most common in the realm of finance, based on their priorities.

We’ve received a question about relevant to accounts. Read our blog to learn more: https://gradygroupfl.com/what-happens-with-your-estate/

–here’s a list of some of the most common types of scams criminals try to pull on those nearing or in . Read more here:

Scammers Continue to Steal Billions From Elderly Adults Follow these fraud prevention tips to help protect seniors from losing their savings

Which type of account would be best for you? Should you switch to a ? Read our blog: https://gradygroupfl.com/roth-vs-traditional-ira/

Federal on may be eliminated soon thanks to this proposal. Read this article to learn more:

'Win-win': A bill to eliminate taxes on Social Security benefits has been reintroduced — and it might keep the program afloat for 20 more years. Here's how Under the current law, 40% of beneficiaries end up paying taxes on their benefits each year.