Reenu Cherian - Financial Consultant, Pleasanton, CA Videos
Videos by Reenu Cherian - Financial Consultant in Pleasanton. Tax-Free Retirement Strategist l Wealth Preservation Specialist l Financial Consultant. It's time that you discover what the right financial strategy can do for you in retirement. Schedule your free consultation now.
When it comes to retirement planning, it can be tempting to take on more risk in the hopes of achieving higher returns. However, it's important to consider the potential downsides of this strategy. Learn more. Text me if you are looking for a retirement strategy.
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When it comes to retirement planning, it can be tempting to take on more risk in the hopes of achieving higher returns. However, it's important to consider the potential downsides of this strategy. Learn more. Text me if you are looking for a retirement strategy. #california #estateplanning #taxfreeretirement #retirementplanning #financialfreedom #strategy #planning
Here's to all the amazing women around the world, may your voices be heard, your rights respected, and your dreams realized. Happy International Women's Day!
The Importance of Creating a Realistic Retirement Plan -By creating a realistic retirement plan, you can ensure that you have the financial resources you need to retire comfortably and enjoy your golden years. https://www.tfra.app/home #california #retirementplanning #retirement #retirementsavings #estateplanning #taxfreeretirement #taxfreeretirement
Maximize Your Retirement Savings and Protect Your Loved Ones By properly structuring and funding an IUL policy, you can increase savings and secure your financial future. Consult your Tax-Free Retirement Specialist, Reenu Cherian today! https://www.tfra.app/home #california #iul #taxfreeretirement #retirementplanning #retirementsavings #estateplanning
Maximize Your Retirement Savings with a Tax-Free Account: A Smart Investment for a Comfortable Future Investing wisely for retirement is crucial for a comfortable and secure future. One great way to do this is by choosing a tax-free retirement account. With a tax-free retirement account, you can enjoy the benefits of tax-free withdrawals and potential growth without the burden of tax obligations. This means that more of your hard-earned savings will be available to you during retirement, as taxes will not eat into your savings. Additionally, the potential growth of your investment will not be affected by taxes, allowing you to maximize your savings for retirement. Investing in a tax-free retirement account is a smart choice for anyone looking to secure their financial future and retire comfortably. Consult your Tax-Free Retirement Specialist, Reenu Cherian today! https://www.tfra.app/home #california #taxfreeretirement #investments #financialfreedom #estateplanning
Unlock the Power of Tax-Free Retirement Savings: How Specialized Accounts Can Help You Keep More of Your Money for Your Golden Years. #retirement #money #wholelife #insurance #protection #Lifeinsurance #infinitebanking #pets #stocks #crypto #retirement #mutualfund #money #finance #iul #tax #annuity #cvli #retirementprotection #401k #ira #tsp #sep #insurance #inheritance #realtalk #realAF #taxfree #75hard
Looking for a way to boost your retirement savings? #california #taxfreeretirement #financialfreedom
READY TO RETIRE IN STYLE? #california #californiadreaming #californialiving #retirementplanning #retirementincomeplanning
Tax- Free Retirement Benefits. Consult your Tax-Free Retirement Specialist, Reenu Cherian today! #california #taxseason #taxplanning #financialindependence #californialove
Top 5 Retirement concerns—and how to handle them. 1. Retirement may feel like a long way off, but it's never too early to start saving. Figure out how much you'll need to comfortably cover your costs and start setting money aside now. 2. Another top concern is healthcare costs. Medicare doesn't cover everything, so you'll need to factor in things like insurance premiums, deductibles, and co-pays. Long-term care insurance is also something to consider if you want peace of mind down the road. 3. One of the biggest issues retirees faces is boredom. With all that free time on your hands, it's important to have a plan for how you'll stay active and engaged. Consider joining a club or taking up a new hobby to keep your mind sharp. 4. Approximately 100 million Americans are saddled with healthcare debt. A quarter of those owes more than $5K. Almost one in five aren't expecting to ever pay it off (https://lnkd.in/guxeSJ5m). If you feel overwhelmed by debt, consider credit counseling. There are many ways to tackle it and lots of strategies for paying it off. 5. A Bankrate survey in January shows only 44% of U.S. adults had saved up enough money to cover a $1,000 unplanned expense (https://lnkd.in/gK_apXF4). As you plan your retirement income, keep in mind that even working for just a few more years may enable you to suspend taking Social Security and savings while taking advantage of available pensions and benefits. Consult your Tax-Free Retirement Specialist, Reenu Cherian today! #taxplanning #estateplanning #retirementplanning #financialeducation #assetprotection #california #californialove #retirementplanning #californiaretirement #caliteacher #california #CaliforniaEducator
After-tax money can be used to start a tax-free retirement account, which will allow your money to grow tax-free and allow you to withdraw it also tax-free when you need it. So, the question to you is – Does it make sense to pay taxes NOW? There are a few things to consider when trying to answer this question. What is your tax bracket now and what do you anticipate it will be in retirement? How much money do you need to save now to maintain your current lifestyle when you are retired? Is there a possibility that your tax bracket could go down in retirement? These are some important factors to consider when you are planning for retirement. To help you make the right decision, please consult with your Tax-Free Retirement Specialist, Reenu Cherian today! #taxplanning #estateplanning #retirementplanning #financialeducation #assetprotection #california #californialove #retirementplanning #californiaretirement #caliteacher #california #CaliforniaEducator
Do you want to retire early and enjoy your golden years without worrying about money? If so, then you should consider using a tax-free retirement vehicle. With this type of account, you can withdraw money tax-free after age 59 1/2 and use it for any purpose, including travel, buying a new home, or starting a business. Plus, there are no contribution limits, so you can save as much as you want. So, if you're looking for a way to retire early and enjoy a worry-free retirement, then a tax-free account may be right for you. Consult your Tax-Free Retirement Specialist, Reenu Cherian today! #taxplanning #estateplanning #retirementplanning #financialeducation #assetprotection #california #californialove #retirementplanning #californiaretirement #caliteacher #california #CaliforniaEducator
Below are the top five key factors of taxes in retirement. When you retire, your income may change and that may affect the amount of taxes you pay. Here are five key factors to consider when it comes to taxes in retirement: 1. How much money will you have coming in? This includes things like pensions, Social Security, and investment income. 2. What kind of taxes will you owe on this income? For example, federal, state, and local taxes. 3. What deductions and credits will you be eligible for? This can lower your tax bill. 4. What tax bracket will you be in? This determines the rate at which your income is taxed. 5. How can you minimize your taxes? Consult your Tax-Free Retirement Specialist, Reenu Cherian today! #taxplanning #estateplanning #retirementplanning #financialeducation #assetprotection #california #californialove #retirementplanning #californiaretirement #caliteacher #california
Does a Tax-Free Retirement Account support my family? Yes, it is an excellent way to support your family. It allows you to save money for retirement without having to pay taxes on the money you withdraw. This can be a great way to keep more of your hard-earned money in your pocket. There are many different types of tax-free retirement accounts, so be sure to research the best option for you and your family. A tax-free retirement account can be a great way to ensure that you have enough money for your retirement. Consult your Tax-Free Retirement Specialist, Reenu Cherian today! #taxplanning #estateplanning #retirementplanning #financialeducation #assetprotection #california #californialove #retirementplanning #californiaretirement #caliteacher #california
Are you worried about how much money you need to retire? No matter how much money you have saved up, it's never too early to start thinking about retirement. The sooner you begin planning, the way better off you will be. These are the top five questions to ask yourself when considering your retirement needs: 1. How long do I want my nest egg to last? 2. What will my monthly expenses be? 3. Will I need a pension supplement? 4. Do I want to work part-time or full-time during my golden years? 5. Do I have a goal for travel and leisure during retirement? Consult your Tax-Free Retirement Specialist, Reenu Cherian today! #taxplanning #estateplanning #retirementplanning #financialeducation #assetprotection #california #californialove #retirementplanning #californiaretirement #caliteacher #california
For high-income earners, the problem is not making enough money. The problem is finding ways to make their money work for them so they can live the life they want to live. There are a lot of options out there, but it can be overwhelming to figure out what is the best way to invest their money. A financial advisor can help sort through the options and create a plan that will work best for the individual. Consult your Tax-Free Retirement Specialist, Reenu Cherian today! #taxplanning #estateplanning #retirementplanning #financialeducation #assetprotection #california #californialove #retirementplanning #californiaretirement #caliteacher #california
Here are the top five reasons Why Financial Literacy Is Important Today? 1. Understanding financial literacy can help individuals make sound decisions about personal finances, investments, and other money-related matters. 2. Financial literacy can empower individuals to take control of their financial future and avoid costly mistakes. 3. A lack of financial literacy can lead to a cycle of debt and poverty that is difficult to break out of. 4. Financial literacy can help people save for retirement, plan for unexpected expenses, and make other sound long-term financial decisions. 5. Financial literacy is especially important in today’s economy, where job security is often uncertain and the cost of living is increasing. For more information on how you can achieve financial independence? Consult your Tax-Free Retirement Specialist, Reenu Cherian today! #taxplanning #estateplanning #retirementplanning #financialeducation #assetprotection #california #californialove #retirementplanning #californiaretirement #caliteacher #california
Thinking of building a Tax-free Pension Income for Retirement? There are many ways to build one. One way is to use an annuity. An annuity is a self-created pension plan that can provide you with a guaranteed stream of income during your retirement. Another way to build a tax-free pension income is to use a Roth IRA. A Roth IRA is an individual retirement account that allows you to make contributions with after-tax dollars and withdrawals from a Roth IRA are tax-free in retirement. Consult your Tax-Free Retirement Specialist, Reenu Cherian today! #taxplanning #estateplanning #retirementplanning #financialeducation #assetprotection #california #californialove #retirementplanning #californiaretirement #caliteacher #california
Top 5 Questions to Ask Before Buying a Retirement Plan. 1. How much does the retirement plan cost? 2. What are the fees associated with the retirement plan? 3. How much money do I need to contribute to the retirement plan to get the full benefits? 4. What is the vesting schedule for the retirement plan? 5. When can I start withdrawing money from the retirement plan? To get a personalized free consultation. Consult your Tax-Free Retirement Specialist, Reenu Cherian today! #taxplanning #estateplanning #retirementplanning #financialeducation #assetprotection #california #californialove #retirementplanning #californiaretirement #caliteacher #california